US6577858B1 — Accounting system in a communication network

Claim 1

Independent Claim 102 words

A communication system comprising: a communication utilizing apparatus connectable to a communications network, service provision apparatus for making services available to the communications utilizing apparatus, and an accounting device associated with the communications utilizing apparatus, said accounting device comprising: a digital data storage device arranged to store details of the receipt of services by the communications utilizing apparatus; a signalling circuit arranged to receive, via the communications network, signals indicating a payment already due in respect of services previously provided by the service provision apparatus; and a comparison device arranged to compare the received indications with data derived from the stored details.

Claim 2

Dependent Claim 102 words

A communication system comprising: a communication utilizing apparatus connectable to a communications network, service provision apparatus for making services available to the communications utilizing apparatus, and an accounting device associated with the communications utilizing apparatus, said accounting device comprising: a digital data storage device arranged to store details of the receipt of services by the communications utilizing apparatus; a signalling circuit arranged to receive, via the communications network, signals indicating a payment already due in respect of services previously provided by the service provision apparatus; and a comparison device arranged to compare the received indications with data derived from the stored details.

Claim 3

Dependent Claim 26 words

A system as in claim 1 , in which the communications utilizing device is arranged to utilize, and the service provision apparatus to provide, telecommunication services.

Claim 4

Dependent Claim 18 words

A system as in claim 1 in which the accounting device comprises part of the communications utilizing apparatus.

Claim 5

Dependent Claim 28 words

A system as in claim 1 in which the accounting device is arranged to automatically initiate cashless payment in dependence upon the comparison performed by the comparison device.

Claim 6

Dependent Claim 21 words

A system as in claim 4 , in which the accounting device comprises a reader for accepting an insertable payment token.

Claim 7

Dependent Claim 15 words

A system as in claim 5 , in which the payment token is a card.

Claim 8

Dependent Claim 16 words

A system as in claim 6 , in which the card comprises a programmable memory device.

Claim 9

Dependent Claim 61 words

A system as in claim 1 in which: the signalling device is arranged to receive a signal indicating a total payment already due in respect of a plurality of services previously supplied, and the comparison device is arranged to compare the total with a total corresponding to data stored in the storage device in respect of receipt of the same services.

Claim 10

Dependent Claim 54 words

A system as in claim 1 in which: the signalling device is arranged to receive a record signal comprising data detailing a plurality of records of services supplied, and the comparison device is arranged to compare the data with corresponding records stored in the storage device in respect of receipt of the same services.

Claim 11

Dependent Claim 30 words

A system as in claim 9 , in which: the comparison device is arranged to compare received data with a selected subset of the records stored in the storage device.

Claim 12

Dependent Claim 63 words

A system as in claim 1 in which, in the event of detection of mismatch, the accounting device is arranged to supply a mismatch signal via the signalling circuit to the communications network, said accounting device detecting a mismatch by detecting discrepancy between details of services received as stored locally and the signal received via the communications network indicating a payment already due.

Claim 13

Dependent Claim 30 words

A system as in claim 11 , in which the service provision apparatus is arranged, in response to one or more said mismatch signals, to initiate an equipment check process.

Claim 14

Dependent Claim 21 words

A system as in claim 11 in which the service provision apparatus is arranged to store data indicative of said mismatch.

Claim 15

Dependent Claim 29 words

A system as in claim 13 , in which the service provision apparatus is arranged to utilise said stored mismatch data in subsequent service provision to the utilizing apparatus.

Claim 16

Dependent Claim 159 words

A communication system comprising: a communication utilizing apparatus connectable to a communications network, service provision apparatus for making services available to the communications utilizing apparatus, and an accounting device associated with the communications utilizing apparatus, said accounting device comprising: a digital data storage device arranged to store details of the receipt of services by the communications utilizing apparatus; a signalling circuit arranged to receive, via the communications network, signals indicating a payment due in respect of services provided by the service provision apparatus; and a comparison device arranged to compare the received indications with data derived from the store details; in which, in the event of detection of mismatch, the accounting device is arranged to supply a mismatch signal via the signalling circuit to the communications network; and the service provision apparatus is arranged, following receipt of a said mismatch signal, to generate an adjusted total payment due and to transmit a further total signal to the utilizing apparatus.

Claim 17

Dependent Claim 159 words

A communication system comprising: a communication utilizing apparatus connectable to a communications network, service provision apparatus for making services available to the communications utilizing apparatus, and an accounting device associated with the communications utilizing apparatus, said accounting device comprising: a digital data storage device arranged to store details of the receipt of services by the communications utilizing apparatus; a signalling circuit arranged to receive, via the communications network, signals indicating a payment due in respect of services provided by the service provision apparatus; and a comparison device arranged to compare the received indications with data derived from the store details; in which, in the event of detection of mismatch, the accounting device is arranged to supply a mismatch signal via the signalling circuit to the communications network; and the service provision apparatus is arranged, following receipt of a said mismatch signal, to generate an adjusted total payment due and to transmit a further total signal to the utilizing apparatus.

Claim 18

Dependent Claim 86 words

An accounting device in local association with a communication utilizing device in a communication network, said accounting device, comprising: a digital data storage device arranged to store details of the receipt of services by a locally associated communications utilizing device; a signalling circuit arranged to receive, via the communications network, signals indicating a payment already due in respect of services previously provided by service provision apparatus of the network; and a comparison device arranged to compare the received indications with data derived from the stored details.

Claim 19

Dependent Claim 86 words

An accounting device in local association with a communication utilizing device in a communication network, said accounting device, comprising: a digital data storage device arranged to store details of the receipt of services by a locally associated communications utilizing device; a signalling circuit arranged to receive, via the communications network, signals indicating a payment already due in respect of services previously provided by service provision apparatus of the network; and a comparison device arranged to compare the received indications with data derived from the stored details.

Claim 20

Dependent Claim 15 words

A telecommunications utilizing apparatus, the apparatus incorporating an accounting device as in claim 16 .

Claim 21

Dependent Claim 60 words

Service provision apparatus for use in a system as in claim 1 , the apparatus comprising: a service provision device to provide telecommunications services; a signalling circuit for connection to a communications channel of the system; and a processor connected to the signalling circuit and having a control output line for selectively controlling the operation of the service provision device.

Claim 22

Dependent Claim 73 words

A communications network hierarchy comprising: a plurality of component network, a first such component communications network being accessed by a user terminal via at least one second component communications network, said second component communication network including an accounting unit arranged to store records of the usage of said first component communication network by said second component communications network, and to control payment to said first component communications network in respect of said usage.

Claim 23

Dependent Claim 73 words

A communications network hierarchy comprising: a plurality of component network, a first such component communications network being accessed by a user terminal via at least one second component communications network, said second component communication network including an accounting unit arranged to store records of the usage of said first component communication network by said second component communications network, and to control payment to said first component communications network in respect of said usage.

Claim 24

Dependent Claim 69 words

A network accounting station for use in a communications network as in claim 19 , said network accounting station comprising: a supplier interface circuit including a store storing data relating to services obtained from one or more communications service suppliers; and a customer interface circuit for transmitting signals indicating a payment due in respect of said services, via said communications network to one or more service utilizing terminal stations.

Claim 25

Dependent Claim 79 words

An account processing system comprising: a store storing details of use of telecommunications services previously provided by one or more customer via a communications network, and a signalling circuit connected to said store and said network and arranged to transmit a signal, via said network, to one or more terminal stations associated respectively with said one or more customers, indicating a payment already due in respect of said services at a predetermined time of low usage of said network.

Claim 26

Dependent Claim 79 words

An account processing system comprising: a store storing details of use of telecommunications services previously provided by one or more customer via a communications network, and a signalling circuit connected to said store and said network and arranged to transmit a signal, via said network, to one or more terminal stations associated respectively with said one or more customers, indicating a payment already due in respect of said services at a predetermined time of low usage of said network.

Claim 27

Independent Claim 102 words

A method of maintaining and checking distributed billing records for consumed communications services, said method comprising: accumulating machine-stored billing information, for plural instances of communications services, previously consumed over time but not yet paid for, at both customer premises equipment and communication service provision equipment within a communications network; periodically machine-communicating at least some of the accumulated billing information from said service provision equipment to said customer premises equipment using said communication network; and at the customer premises equipment, machine-comparing received accumulated billing information from the service provision equipment with locally accumulated and stored billing information for previously consumed unpaid communications services.

Claim 28

Independent Claim 102 words

A method of maintaining and checking distributed billing records for consumed communications services, said method comprising: accumulating machine-stored billing information, for plural instances of communications services, previously consumed over time but not yet paid for, at both customer premises equipment and communication service provision equipment within a communications network; periodically machine-communicating at least some of the accumulated billing information from said service provision equipment to said customer premises equipment using said communication network; and at the customer premises equipment, machine-comparing received accumulated billing information from the service provision equipment with locally accumulated and stored billing information for previously consumed unpaid communications services.

Claim 29

Dependent Claim 28 words

A method as in claim 22 further comprising: automatically effecting machine-payment for unpaid consumed communication services corresponding to compared billing information that substantially matches during said comparing process.

Claim 30

Dependent Claim 22 words

A method as in claim 23 wherein said payment is effected via an electronic payment taken inserted into the customer premises equipment.

Claim 31

Dependent Claim 30 words

A method as in claim 22 wherein said received and compared accumulated billing information includes a total payment due for said plural instances of consumed but unpaid for communications services.

Claim 32

Dependent Claim 30 words

A method as in claim 22 wherein said received and compared billing information corresponds to only a subset of the accumulated plural instances of consumed but unpaid for communications services.

Claim 33

Dependent Claim 32 words

A method as in claim 22 wherein, in the event of a substantial mis-match between compared information, the customer premises equipment signals back to the service provision equipment identifying mis-matched information records.

Claim 34

Independent Claim 144 words

A method of maintaining and checking distributed billing records for consumed communications services, said method comprising: accumulating machine-stored billing information, for plural instances of communications services, consumed over time but not yet paid for, at both customer premises equipment and communication service provision equipment within a communications network; periodically machine-communicating at least some of the accumulated billing information from said service provision equipment to said customer premises equipment using said communication network; at the customer premises equipment, machine-comparing received accumulated billing information from the service provision equipment with locally accumulated and stored billing information for previously consumed unpaid communications services; in the event of a substantial mis-match between compared information, the customer premises equipment signals back to the service provision equipment identifying mis-matched information records; and automatically initiating a check of the customer premises equipment in the event of a history substantial mis-match signals.

Claim 35

Independent Claim 144 words

A method of maintaining and checking distributed billing records for consumed communications services, said method comprising: accumulating machine-stored billing information, for plural instances of communications services, consumed over time but not yet paid for, at both customer premises equipment and communication service provision equipment within a communications network; periodically machine-communicating at least some of the accumulated billing information from said service provision equipment to said customer premises equipment using said communication network; at the customer premises equipment, machine-comparing received accumulated billing information from the service provision equipment with locally accumulated and stored billing information for previously consumed unpaid communications services; in the event of a substantial mis-match between compared information, the customer premises equipment signals back to the service provision equipment identifying mis-matched information records; and automatically initiating a check of the customer premises equipment in the event of a history substantial mis-match signals.

Claim 36

Independent Claim 148 words

A method of maintaining and checking distributed billing records for consumed communications services, said method comprising: accumulating machine-stored billing information, for plural instances of communications services, consumed over time but not yet paid for, at both customer premises equipment and communication service provision equipment within a communications network; periodically machine-communicating at least some of the accumulated billing information from said service provision equipment to said customer premises equipment using said communication network; at the customer premises equipment, machine-comparing received accumulated billing information from the service provision equipment with locally accumulated and stored billing information for previously consumed unpaid communications services; automatically effecting machine-payment for unpaid consumed communication services corresponding to compared billing information that substantially matches during said comparing process; and in the event of detecting some mis-matched information during said comparing, effecting an adjusted reduced total payment if the degree of mis-match is within a pre-determined variance.

Claim 37

Independent Claim 148 words

A method of maintaining and checking distributed billing records for consumed communications services, said method comprising: accumulating machine-stored billing information, for plural instances of communications services, consumed over time but not yet paid for, at both customer premises equipment and communication service provision equipment within a communications network; periodically machine-communicating at least some of the accumulated billing information from said service provision equipment to said customer premises equipment using said communication network; at the customer premises equipment, machine-comparing received accumulated billing information from the service provision equipment with locally accumulated and stored billing information for previously consumed unpaid communications services; automatically effecting machine-payment for unpaid consumed communication services corresponding to compared billing information that substantially matches during said comparing process; and in the event of detecting some mis-matched information during said comparing, effecting an adjusted reduced total payment if the degree of mis-match is within a pre-determined variance.

Annuity Stage	Window Opens	Payment Deadline	Surcharge Period Until	Estimated Fee	Status
3.5 Years (Year 4)	2006-06-09	2006-12-09	2007-06-10	$2000.00	Window Closed / Lapsed
7.5 Years (Year 8)	2010-06-09	2010-12-09	2011-06-10	$3760.00	Window Closed / Lapsed
11.5 Years (Year 12)	2014-06-09	2014-12-09	2015-06-10	$7700.00	Window Closed / Lapsed

Accounting system in a communication network

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