US6202155B1 — Virtual card personalization system

Claim 1

Independent Claim 71 words

A method for personalizing transaction cards comprising: configuring a plurality of virtual devices to control physical personalization equipment; providing a transaction card configuration to define a physical transaction card; acquiring personalization data; and processing the personalization data and the transaction card configuration by the plurality of virtual devices to cause the physical personalization equipment to personalize the physical transaction card with the personalization data as defined by the transaction card configuration.

Claim 2

Independent Claim 71 words

A method for personalizing transaction cards comprising: configuring a plurality of virtual devices to control physical personalization equipment; providing a transaction card configuration to define a physical transaction card; acquiring personalization data; and processing the personalization data and the transaction card configuration by the plurality of virtual devices to cause the physical personalization equipment to personalize the physical transaction card with the personalization data as defined by the transaction card configuration.

Claim 3

Dependent Claim 27 words

The method of claim 1 , wherein the transaction card information is contained in a virtual transaction card that is processed by the plurality of virtual devices.

Claim 4

Dependent Claim 40 words

The method of claim 1 , wherein the processing of the personalization data and the transaction card configuration comprises converting the personalization data into a format recognizable by the physical personalization equipment and sending commands to the physical personalization equipment.

Claim 5

Dependent Claim 17 words

The method of claim 1 , wherein the physical personalization equipment comprises a plurality of physical devices.

Claim 6

Dependent Claim 35 words

The method of claim 4 , wherein at least one of plurality of physical devices is selected from the group consisting of an embosser, an integrated circuit encoder, a magnetic stripe reader/writer, and a printer.

Claim 7

Dependent Claim 22 words

The method of claim 4 , wherein each of the plurality of virtual devices controls one of the plurality of physical devices.

Claim 8

Dependent Claim 26 words

The method of claim 4 , wherein at least one of the plurality of virtual devices controls more than one of the plurality of physical devices.

Claim 9

Dependent Claim 19 words

The method of claim 1 , wherein one of the plurality of virtual devices interfaces with a security source.

Claim 10

Dependent Claim 18 words

The method of claim 1 , wherein one of the plurality of virtual devices controls a reporting device.

Claim 11

Dependent Claim 19 words

The method of claim 1 , wherein one of the plurality of virtual devices controls a user access device.

Claim 12

Dependent Claim 62 words

A computer-readable medium having stored thereon a data structure comprising: a first field containing date representing an instance of a physical transaction card; a second field containing data representing an integrated circuit on the physical transaction card identified by the first field; and a third field containing data representing a magnetic stripe on the physical transaction card identified by the first field.

Claim 13

Dependent Claim 62 words

A computer-readable medium having stored thereon a data structure comprising: a first field containing date representing an instance of a physical transaction card; a second field containing data representing an integrated circuit on the physical transaction card identified by the first field; and a third field containing data representing a magnetic stripe on the physical transaction card identified by the first field.

Claim 14

Dependent Claim 41 words

The computer-readable medium of claim 11 , further comprising: a fourth field containing data representing an attribute of the physical transaction card, wherein the attribute is selected from the group consisting of a graphic, a bar code, and an embossed line.

Claim 15

Dependent Claim 34 words

The computer-readable medium of claim 11 , further comprising a fourth field containing data representing an indicator that causes an activation sticker to be attached to the transaction card identified by the first field.

Claim 16

Dependent Claim 62 words

A computer-readable medium having stored thereon computer-executable components for producing transaction cards on physical personalization equipment comprising: a programming interface for creating a virtual transaction card from data received from a data source; and a virtual personalization machine logically coupled to the programming interface for instructing the physical personalization equipment to produce a physical transaction card defined by the virtual transaction card.

Claim 17

Dependent Claim 62 words

A computer-readable medium having stored thereon computer-executable components for producing transaction cards on physical personalization equipment comprising: a programming interface for creating a virtual transaction card from data received from a data source; and a virtual personalization machine logically coupled to the programming interface for instructing the physical personalization equipment to produce a physical transaction card defined by the virtual transaction card.

Claim 18

Dependent Claim 24 words

The computer-readable medium of claim 14 , wherein the virtual personalization machine comprises a plurality of virtual devices for instructing the physical personalization equipment.

Claim 19

Dependent Claim 27 words

The computer-readable medium of claim 14 , wherein the programming interface comprises a script interpreter for interpreting a script which controls the production of the transaction cards.

Claim 20

Dependent Claim 35 words

The computer-readable medium of claim 14 , wherein the programming interface comprises a local application interface for communicating with a remote application interface, wherein the remote application interface supplies information for producing the transaction cards.

Claim 21

Dependent Claim 32 words

The computer-readable medium of claim 17 , further comprising a remote script interpreter logically coupled to the remote application interface for interpreting a script which controls the production of the transaction cards.

Claim 22

Dependent Claim 75 words

A virtual card personalization system comprising: a virtual card object defining a physical transaction card; a programming interface object for creating the virtual card object from data in a data source object; and a virtual personalization machine object for controlling physical personalization equipment to produce a physical transaction card defined by the virtual card object and personalization data in the data source object when a make card method is invoked by the programming interface object.

Claim 23

Dependent Claim 75 words

A virtual card personalization system comprising: a virtual card object defining a physical transaction card; a programming interface object for creating the virtual card object from data in a data source object; and a virtual personalization machine object for controlling physical personalization equipment to produce a physical transaction card defined by the virtual card object and personalization data in the data source object when a make card method is invoked by the programming interface object.

Claim 24

Dependent Claim 37 words

The virtual card personalization system of claim 19 , wherein the virtual card object comprises an integrated circuit object and a magnetic stripe object, each object having properties defining a corresponding attribute on the physical transaction card.

Claim 25

Dependent Claim 72 words

The virtual card personalization system of claim 20 , wherein the virtual card object further comprises at least one object selected from the group consisting of a graphic object, a bar code object and an embossed line object, each object having properties defining a corresponding attribute on the physical transaction card, and the at least one object being created when a specific create object method is invoked by the programming interface object.

Claim 26

Dependent Claim 30 words

The virtual card personalization system of claim 21 , wherein the graphic object contains an image object having properties defining an image to be placed on the physical transaction card.

Claim 27

Dependent Claim 49 words

The virtual card personalization system of claim 19 , wherein the virtual personalization machine comprises a plurality of virtual device objects for controlling the physical personalization equipment, each of the plurality of virtual device objects having a method particular to a function of the physical personalization equipment it controls.

Claim 28

Dependent Claim 50 words

The virtual card personalization system of claim 23 , wherein the plurality of virtual device objects is selected from the group consisting of an embosser object, an integrated circuit encoder object, a mag stripe reader/writer object, a printer object, a security object, a logging object, and a front panel object.

Claim 29

Dependent Claim 20 words

The virtual card personalization system of claim 23 , wherein the physical personalization equipment comprises a plurality of physical devices.

Claim 30

Dependent Claim 25 words

The virtual card personalization system of claim 25 , wherein each one of the plurality of virtual device objects controls one of the physical devices.

Claim 31

Dependent Claim 28 words

The virtual card personalization system of claim 25 , wherein at least one of the plurality of virtual device objects controls more than one of the physical devices.

Claim 32

Dependent Claim 77 words

A computerized system for personalizing transaction cards comprising: a processor; a computer readable medium coupled to the processor; and personalization equipment coupled to the processor, wherein instructions executed from the computer readable medium by the processor cause the processor to create a virtual transaction card and to configure virtual devices which in turn cause the processor to send data and commands defined by the virtual transaction card to the personalization equipment to personalize a physical transaction card.

Claim 33

Dependent Claim 77 words

A computerized system for personalizing transaction cards comprising: a processor; a computer readable medium coupled to the processor; and personalization equipment coupled to the processor, wherein instructions executed from the computer readable medium by the processor cause the processor to create a virtual transaction card and to configure virtual devices which in turn cause the processor to send data and commands defined by the virtual transaction card to the personalization equipment to personalize a physical transaction card.

Claim 34

Dependent Claim 95 words

A virtual card personalization system comprising: a card configuration means for defining a physical transaction card; an interface means for acquiring data for the physical transaction card and coupled to the card configuration means; a virtual personalization machine means coupled to the programming means and further coupled to physical personalization means, the virtual personalization machine means comprising: a plurality of virtual device means for processing the card configuration means and the data to cause the physical personalization means to personalize the physical transaction card with the personalization data as defined by the card configuration means.

Claim 35

Dependent Claim 95 words

A virtual card personalization system comprising: a card configuration means for defining a physical transaction card; an interface means for acquiring data for the physical transaction card and coupled to the card configuration means; a virtual personalization machine means coupled to the programming means and further coupled to physical personalization means, the virtual personalization machine means comprising: a plurality of virtual device means for processing the card configuration means and the data to cause the physical personalization means to personalize the physical transaction card with the personalization data as defined by the card configuration means.

Annuity Stage	Window Opens	Payment Deadline	Surcharge Period Until	Estimated Fee	Status
3.5 Years (Year 4)	2004-03-12	2004-09-11	2005-03-13	$2000.00	Window Closed / Lapsed
7.5 Years (Year 8)	2008-03-12	2008-09-11	2009-03-13	$3760.00	Window Closed / Lapsed
11.5 Years (Year 12)	2012-03-12	2012-09-11	2013-03-13	$7700.00	Window Closed / Lapsed

Virtual card personalization system

Abstract

Inventors

Bibliographic Details

Claims Analysis

References Cited (Backward Citations)

USPTO Annuity & Maintenance Windows

Assigned Categories & Tags

Assign Category Tag