US5889941A
Expired / Lapsed
US
⏱️ 0.0 years remaining
System and apparatus for smart card personalization
Assignee: Card Tech Corp
•
Filing: 1996-11-22
•
Granted: 1999-03-30
•
Expires: 2016-11-22
Abstract
Abstract A smart card personalization system maintains a database containing card issuer data format templates, card applications, card operating system commands, and personalization equipment specifications and provides a centralized interface of inputs and outputs to a card issuing process which dynamically adjusts to changes in the issuing process to easily permit a card issuer to change data formats, card applications, card operating systems and/or personalization equipment in a card issuing process. The system interfaces to any card issuer management system, manages the transfer of card holder data and card applications to the particular personalization equipment used, and maintains statistics for real-time and off-line inquiries to support critical management and reporting functions. Furthermore, the system works with a variety of security methodologies to prevent fraud.
Inventors
- 👤 David R. Tushie
- 👤 William W. Haeuser
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-10-28 20:54
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/08; G07F7/10; G07F7/1008; G06; G06Q; G06Q20/00; G06Q20/08; G06Q20/10; G06Q20/105; G06Q20/30; G06Q20/34; G06Q20/341; G06Q20/355; G06Q20/36; G06Q20/367; G06Q20/38; G06Q20/382; G06Q20/3821; G06Q40/00; H; H04; H04L; H04L9/00; H04L9/08; H04L9/0816; H04L9/0819; H04L9/083
Claims Analysis
Total Claims: 32
Claim 1
Independent Claim
74 words
A method for issuing portable programmed data carriers comprising: acquiring a personalization equipment identifier and personalization data for a card holder from a card issuer management system; acquiring equipment characteristic data for a personalization equipment type from a record in a database identified by the personalization equipment identifier; and transferring the personalization data to personalization equipment as specified by the equipment characteristic data for the type of personalization equipment to issue the data carrier.
Claim 2
Independent Claim
74 words
A method for issuing portable programmed data carriers comprising: acquiring a personalization equipment identifier and personalization data for a card holder from a card issuer management system; acquiring equipment characteristic data for a personalization equipment type from a record in a database identified by the personalization equipment identifier; and transferring the personalization data to personalization equipment as specified by the equipment characteristic data for the type of personalization equipment to issue the data carrier.
Claim 3
Dependent Claim
27 words
The method of claim 1, further comprising translating the personalization data into an internal format such that the translated personalization data is transferred to the personalization equipment.
Claim 4
Dependent Claim
31 words
The method of claim 2, wherein the personalization data is translated from a format defined by the card issuer management system into the internal format in accordance with format template data.
Claim 5
Dependent Claim
31 words
The method of claim 3, further comprising acquiring the format template data from a record in the database identified by a data format identifier supplied by the card issuer management system.
Claim 6
Dependent Claim
18 words
The method of claim 3, further comprising acquiring the format template data from the card issuer management system.
Claim 7
Dependent Claim
33 words
The method of claim 3, further comprising acquiring the format template data from an application data record in the database identified by an application program identifier supplied by the card issuer management system.
Claim 8
Dependent Claim
30 words
The method of claim 1, further comprising: collecting information regarding the issuing of the data carriers; and reporting statistics derived from the collected information to the card issuer management system.
Claim 9
Dependent Claim
49 words
The method of claim 1, further comprising: acquiring an application program identifier from the card issuer management system; acquiring application data from a record in the database identified by the application program identifier; and transferring the application data to the personalization equipment as specified by the equipment characteristic data.
Claim 10
Dependent Claim
30 words
The method of claim 1, further comprising: acquiring security data from a security source; and transferring the security data to the personalization equipment as specified by the equipment characteristic data.
Claim 11
Dependent Claim
52 words
The method of claim 1, further comprising: acquiring a card operating system identifier from the card issuer management system; acquiring programming control commands from a record in the database identified by the operating system identifier; and transferring the programming control commands to the personalization equipment as specified by the equipment characteristic data.
Claim 12
Dependent Claim
50 words
The method of claim 10, further comprising: acquiring an application program identifier from the card issuer management system; acquiring the application data from a record in the database identified by the application program identifier; and transferring the application data to the personalization equipment as specified by the equipment characteristic data.
Claim 13
Independent Claim
92 words
A system for issuing portable programmed data carriers comprising: a card issuer management system interface for acquiring a personalization equipment identifier and personalization data for a card holder from a card issuer management system; a personalization equipment interface for acquiring equipment characteristic data for a personalization equipment type from a record in a database identified by the personalization equipment identifier; and the personalization equipment interface for further transferring the personalization data to personalization equipment as specified by the equipment characteristic data for the type of personalization equipment to issue the data carrier.
Claim 14
Independent Claim
92 words
A system for issuing portable programmed data carriers comprising: a card issuer management system interface for acquiring a personalization equipment identifier and personalization data for a card holder from a card issuer management system; a personalization equipment interface for acquiring equipment characteristic data for a personalization equipment type from a record in a database identified by the personalization equipment identifier; and the personalization equipment interface for further transferring the personalization data to personalization equipment as specified by the equipment characteristic data for the type of personalization equipment to issue the data carrier.
Claim 15
Dependent Claim
65 words
The system of claim 12, wherein the system further acquires format template data from a record in a database identified by a data format identifier supplied by the card issuer management system and translates the personalization data into an internal format from a format defined by the format template data such that the personalization equipment interface transfers the translated personalization data to the personalization equipment.
Claim 16
Dependent Claim
35 words
The system of claim 12, further comprising a tracking/report engine for collecting data from the system regarding the issuing of the data carriers and for reporting the collected data to the card issuer management system.
Claim 17
Dependent Claim
57 words
The system of claim 12, further comprising: a card application interface for acquiring application data from a record in the database identified by an application program identifier acquired by the card issuer management system interface; and the personalization equipment interface for further transferring the application data to the personalization equipment as specified by the equipment characteristic data.
Claim 18
Dependent Claim
28 words
The system of claim 12, further comprising a security manager for acquiring security data from a security source and transferring the security data to the personalization equipment interface.
Claim 19
Dependent Claim
61 words
The system of claim 12, further comprising: a card operating system interface for acquiring programming control commands from a record in a database identified by a card operating system identifier acquired by the card issuer management system interface; and the personalization equipment interface for further transferring the programming control commands to the personalization equipment as specified by the equipment characteristic data.
Claim 20
Dependent Claim
57 words
The system of claim 17, further comprising: a card application interface for acquiring application data from a record in the database identified by an application program identifier acquired by the card issuer management system interface; and the personalization equipment interface for further transferring the application data to the personalization equipment as specified by the equipment characteristic data.
Claim 21
Dependent Claim
64 words
A data structure stored on a storage device for producing portable programmed data carriers comprising a plurality of personalization equipment elements, wherein each personalization equipment element is addressed by a unique personalization equipment identifier and specifies operating parameters for a type of personalization equipment such that the personalization data is properly formatted for transmission to the personalization equipment used to issue the data carrier.
Claim 22
Dependent Claim
64 words
A data structure stored on a storage device for producing portable programmed data carriers comprising a plurality of personalization equipment elements, wherein each personalization equipment element is addressed by a unique personalization equipment identifier and specifies operating parameters for a type of personalization equipment such that the personalization data is properly formatted for transmission to the personalization equipment used to issue the data carrier.
Claim 23
Dependent Claim
40 words
The data structure of claim 19, further comprising a plurality of data format elements, wherein each data format element is addressed by a unique data format identifier and specifies a template used by a card issuer to format personalization data.
Claim 24
Dependent Claim
41 words
The data structure of claim 19, further comprising a plurality of card operating system elements, wherein each card operating system element is addressed by a unique card operating system identifier and specifies programming control commands for transmission to the personalization equipment.
Claim 25
Dependent Claim
45 words
The data structure of claim 19, further comprising a plurality of application program elements, wherein each application program element is addressed by a unique application program identifier and specifies application data used by a particular type of application program for transmission to the personalization equipment.
Claim 26
Dependent Claim
41 words
The data structure of claim 22, further comprising a plurality of card operating system elements, wherein each card operating system element is addressed by a unique card operating system identifier and specifies programming control commands for transmission to the personalization equipment.
Claim 27
Independent Claim
99 words
A system for issuing portable programmed data carriers comprising: personalization equipment receiving a data stream and in response thereto personalizing portable programmed data carriers; personalization data obtained from a card issuer management system; and a smart card personalization system having a database containing one or more data elements selected from the group consisting of data format template elements, card application data elements, card operating system elements, and personalization equipment elements, wherein the smart card personalization system outputs the data stream as a result of processing the personalization data as directed by at least one of the selected data elements.
Claim 28
Independent Claim
99 words
A system for issuing portable programmed data carriers comprising: personalization equipment receiving a data stream and in response thereto personalizing portable programmed data carriers; personalization data obtained from a card issuer management system; and a smart card personalization system having a database containing one or more data elements selected from the group consisting of data format template elements, card application data elements, card operating system elements, and personalization equipment elements, wherein the smart card personalization system outputs the data stream as a result of processing the personalization data as directed by at least one of the selected data elements.
Claim 29
Independent Claim
40 words
A method for issuing portable programmed data carriers comprising: acquiring personalization data for a card holder and equipment characteristic data; and transferring the personalization data to personalization equipment as specified by the equipment characteristic data to issue the data carrier.
Claim 30
Independent Claim
40 words
A method for issuing portable programmed data carriers comprising: acquiring personalization data for a card holder and equipment characteristic data; and transferring the personalization data to personalization equipment as specified by the equipment characteristic data to issue the data carrier.
Claim 31
Independent Claim
46 words
A system for issuing portable programmed data carriers comprising a system interface for acquiring personalization data for a card holder and equipment characteristic data, and for further transferring the personalization data to personalization equipment as specified by the equipment characteristic data to issue the data carrier.
Claim 32
Independent Claim
46 words
A system for issuing portable programmed data carriers comprising a system interface for acquiring personalization data for a card holder and equipment characteristic data, and for further transferring the personalization data to personalization equipment as specified by the equipment characteristic data to issue the data carrier.
References Cited (Backward Citations)
US4772782A
Cited
US4874935A
Cited
US4882474A
Cited
US4866259A
Cited
US4827425A
Cited
US4825054A
Cited
US5025399A
Cited
US5266781A
Cited
US5534857A
Cited
US5442165A
Cited
US5332889A
Cited
US5378884A
Cited
US5578808A
Cited
US5684742A
Cited
USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 2002-03-29 | 2002-09-28 | 2003-03-30 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 2006-03-29 | 2006-09-28 | 2007-03-30 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 2010-03-29 | 2010-09-28 | 2011-03-30 | $7700.00 | Window Closed / Lapsed |