Claims Analysis
Total Claims: 34
Claim 1
Independent Claim
182 words
A method of controlling expense incurred by a communications terminal that is subject to a billing cycle tariff structure that repeatedly restarts on a billing cycle date, and that is operative to communicate with a communications system the method comprising the steps of: storing a critical value which characterizes the billing cycle tariff structure and the billing cycle date in a smart card that is coupled to the communications terminal; measuring communication units used by the communications terminal in a current billing cycle; determining an economic efficiency associated with use of the terminal in the current billing cycle from the measured communication units, the stored critical value which characterizes the billing cycle tariff structure and the billing cycle date in the smart card; disabling the terminal from communicating with the communications system during the current billing cycle when the measured communication units during the current billing cycle exceed the stored critical value; accepting an enabling code input from a user; and enabling the terminal for communications with the communications system during the current billing cycle in response to the input enabling code.
Claim 2
Independent Claim
182 words
A method of controlling expense incurred by a communications terminal that is subject to a billing cycle tariff structure that repeatedly restarts on a billing cycle date, and that is operative to communicate with a communications system the method comprising the steps of: storing a critical value which characterizes the billing cycle tariff structure and the billing cycle date in a smart card that is coupled to the communications terminal; measuring communication units used by the communications terminal in a current billing cycle; determining an economic efficiency associated with use of the terminal in the current billing cycle from the measured communication units, the stored critical value which characterizes the billing cycle tariff structure and the billing cycle date in the smart card; disabling the terminal from communicating with the communications system during the current billing cycle when the measured communication units during the current billing cycle exceed the stored critical value; accepting an enabling code input from a user; and enabling the terminal for communications with the communications system during the current billing cycle in response to the input enabling code.
Claim 3
Dependent Claim
47 words
A method according to claim 1 wherein the step of storing a critical value comprises the step of storing a number of free monthly minutes that is allowed under the tariff structure of a communications system, in a smart card that is coupled to the communications terminal.
Claim 4
Dependent Claim
33 words
A method according to claim 1, wherein the storing step further comprises the step of storing user identification information and security information in the smart card that is coupled to the communications terminal.
Claim 5
Dependent Claim
47 words
A method according to claim 1 wherein the following step is performed between the steps of storing a critical value and measuring communication units: comparing a billing cycle start date to a present date, to initialize a cumulative measure of communication units for the current billing cycle.
Claim 6
Dependent Claim
47 words
A method according to claim 4 wherein the comparing step is preceded by the steps of: storing the billing cycle start date in the smart card that is coupled to the communications terminal; and obtaining a present date from a real time clock in the communications terminal.
Claim 7
Dependent Claim
45 words
A method according to claim 4 wherein the comparing step is preceded by the steps of: storing the billing cycle start date in the smart card that is coupled to the communications terminal; and obtaining a present date from user input to the communications terminal.
Claim 8
Dependent Claim
32 words
A method according to claim 4 wherein the comparing step is preceded by the step of: obtaining a billing cycle start date from the communications system that communicates with the communications terminal.
Claim 9
Dependent Claim
34 words
A method according to claim 7 wherein the obtaining step comprises the step of obtaining the billing cycle start date from a security communication from the communications system that communicates with the communications terminal.
Claim 10
Independent Claim
156 words
A method of controlling expense incurred by a communications terminal that is subject to a billing cycle tariff structure that repeatedly restarts on a billing cycle date the method comprising the steps of: storing a critical value which characterizes the billing cycle tariff structure and the billing cycle date in a smart card that is coupled to the communications terminal; measuring communication units used by the communications terminal in a current billing cycle; determining an economic efficiency associated with use of the terminal in the current billing cycle from the measured communication units, the stored critical value which characterizes the billing cycle tariff structure and the billing cycle date in the smart card; and altering usage of communication units by the terminal when the measured communication units during the current billing cycle exceed the stored critical value by causing calls incoming to the terminal during the current billing cycle to be billed to an originating party.
Claim 11
Independent Claim
156 words
A method of controlling expense incurred by a communications terminal that is subject to a billing cycle tariff structure that repeatedly restarts on a billing cycle date the method comprising the steps of: storing a critical value which characterizes the billing cycle tariff structure and the billing cycle date in a smart card that is coupled to the communications terminal; measuring communication units used by the communications terminal in a current billing cycle; determining an economic efficiency associated with use of the terminal in the current billing cycle from the measured communication units, the stored critical value which characterizes the billing cycle tariff structure and the billing cycle date in the smart card; and altering usage of communication units by the terminal when the measured communication units during the current billing cycle exceed the stored critical value by causing calls incoming to the terminal during the current billing cycle to be billed to an originating party.
Claim 12
Independent Claim
208 words
An apparatus for controlling expense incurred by a communications terminal that is subject to a billing cycle tariff structure that repeatedly restarts on a billing cycle date, and that is operative to communicate with a communications system, the apparatus comprising: a smart card that stores a critical value which characterizes the billing cycle tariff structure; means for coupling the smart card to the communications terminal; means, responsive to the communications terminal, for measuring communication units used by the communications terminal in a current billing cycle; means, responsive to said means for measuring and to said smart card, for determining an economic efficiency associated with use of the terminal in the current billing cycle from the measured communication units, the stored critical value which characterizes the billing cycle tariff structure and the billing cycle date; means, responsive to said means for determining an economic efficiency, for disabling the terminal from communicating with the communications system during the current billing cycle where the measured communication units during the current billing cycle exceed the stored critical value; means for accepting an enabling code input from a user; and means for enabling the terminal for communications with the communications system during the current billing cycle in response to the input enabling code.
Claim 13
Independent Claim
208 words
An apparatus for controlling expense incurred by a communications terminal that is subject to a billing cycle tariff structure that repeatedly restarts on a billing cycle date, and that is operative to communicate with a communications system, the apparatus comprising: a smart card that stores a critical value which characterizes the billing cycle tariff structure; means for coupling the smart card to the communications terminal; means, responsive to the communications terminal, for measuring communication units used by the communications terminal in a current billing cycle; means, responsive to said means for measuring and to said smart card, for determining an economic efficiency associated with use of the terminal in the current billing cycle from the measured communication units, the stored critical value which characterizes the billing cycle tariff structure and the billing cycle date; means, responsive to said means for determining an economic efficiency, for disabling the terminal from communicating with the communications system during the current billing cycle where the measured communication units during the current billing cycle exceed the stored critical value; means for accepting an enabling code input from a user; and means for enabling the terminal for communications with the communications system during the current billing cycle in response to the input enabling code.
Claim 14
Independent Claim
179 words
An apparatus for controlling expense incurred by a communications terminal that is subject to a billing cycle tariff structure that repeatedly restarts on a billing cycle date, and that is operative to communicate with a communications system, the apparatus comprising: a smart card that stores a critical value which characterizes the billing cycle tariff structure; means for coupling the smart card to the communications terminal; means, responsive to the communications terminal, for measuring communication units used by the communications terminal in a current billing cycle; means, responsive to said means for measuring and to said smart card, for determining an economic efficiency associated with use of the terminal in the current billing cycle from the measured communication units, the stored critical value which characterizes the billing cycle tariff structure and the billing cycle date, and means for altering usage of communication units by the terminal when the measured communication units during the current billing cycle exceed the stored critical value by causing calls incoming to the terminal during the current billing cycle to be billed to an originating party.
Claim 15
Independent Claim
179 words
An apparatus for controlling expense incurred by a communications terminal that is subject to a billing cycle tariff structure that repeatedly restarts on a billing cycle date, and that is operative to communicate with a communications system, the apparatus comprising: a smart card that stores a critical value which characterizes the billing cycle tariff structure; means for coupling the smart card to the communications terminal; means, responsive to the communications terminal, for measuring communication units used by the communications terminal in a current billing cycle; means, responsive to said means for measuring and to said smart card, for determining an economic efficiency associated with use of the terminal in the current billing cycle from the measured communication units, the stored critical value which characterizes the billing cycle tariff structure and the billing cycle date, and means for altering usage of communication units by the terminal when the measured communication units during the current billing cycle exceed the stored critical value by causing calls incoming to the terminal during the current billing cycle to be billed to an originating party.
Claim 16
Dependent Claim
28 words
An apparatus according to claim 11 wherein the critical value comprises a number of free monthly minutes that is allowed under the tariff structure of the communications system.
Claim 17
Dependent Claim
18 words
An apparatus according to claim 11 wherein the smart card also stores user identification information and security information.
Claim 18
Dependent Claim
33 words
An apparatus according to claim 11, wherein said means for initiating comprises means for providing to a user of the terminal an indication of the determined economic efficiency during the current billing cycle.
Claim 19
Dependent Claim
33 words
An apparatus according to claim 11 further comprising: means for comparing a billing cycle start date to a present date, to initialize a cumulative measure of communication units during the current billing cycle.
Claim 20
Dependent Claim
39 words
An apparatus according to claim 15 wherein the comparing means comprises: means for storing the billing cycle start date in the smart card; and means for obtaining a present date from a real time clock in the communications terminal.
Claim 21
Dependent Claim
37 words
An apparatus according to claim 15 wherein the comparing means comprises: means for storing the billing cycle start date in the smart card; and means for obtaining a present date from user input to the communications terminal.
Claim 22
Dependent Claim
29 words
An apparatus according to claim 15 wherein the comparing means comprises: means for obtaining a billing cycle start date from the communications system that communicates with the communications terminal.
Claim 23
Dependent Claim
33 words
An apparatus according to claim 18 wherein the obtaining means comprises: means for obtaining the billing cycle start date from a security communication from the communications system that communicates with the communications terminal.
Claim 24
Dependent Claim
174 words
A communications terminal that is subject to a billing cycle tariff structure that repeatedly restarts on a billing cycle date, the communications terminal comprising: a transceiver that communicates with a communications system; a smart card that stores a critical value which characterizes the billing cycle tariff structure of the communications system; a smart card coupler; a control processor that is responsive to the smart card coupler and that measures communication units used by the communications terminal in a current billing cycle, that determines an economic efficiency associated with use of the terminal in the current billing cycle from the measured communication units, the stored critical value which characterizes the billing cycle tariff structure and the billing cycle date that disables selected communications during the current billing cycle when the measured communication units during the current billing cycle exceed the stored critical value, that accepts an enabling code input from a user and that enables the terminal for communications with the communications system during the current billing cycle in response to the input enabling code.
Claim 25
Dependent Claim
174 words
A communications terminal that is subject to a billing cycle tariff structure that repeatedly restarts on a billing cycle date, the communications terminal comprising: a transceiver that communicates with a communications system; a smart card that stores a critical value which characterizes the billing cycle tariff structure of the communications system; a smart card coupler; a control processor that is responsive to the smart card coupler and that measures communication units used by the communications terminal in a current billing cycle, that determines an economic efficiency associated with use of the terminal in the current billing cycle from the measured communication units, the stored critical value which characterizes the billing cycle tariff structure and the billing cycle date that disables selected communications during the current billing cycle when the measured communication units during the current billing cycle exceed the stored critical value, that accepts an enabling code input from a user and that enables the terminal for communications with the communications system during the current billing cycle in response to the input enabling code.
Claim 26
Dependent Claim
28 words
A terminal according to claim 20 wherein the critical value comprises a number of free monthly minutes that is allowed under the tariff structure of the communications system.
Claim 27
Dependent Claim
18 words
A terminal according to claim 20 wherein the smart card also stores user identification information and security information.
Claim 28
Dependent Claim
34 words
A terminal according to claim 20, wherein said control processor further compares a billing cycle start date to a present date, to initialize a cumulative measure of communication units for the current billing cycle.
Claim 29
Dependent Claim
36 words
A terminal according to claim 23 wherein said control processor compares by: storing the billing cycle start date in the smart card; and obtaining a present date from a real time clock in the communications terminal.
Claim 30
Dependent Claim
35 words
A terminal according to claim 23 wherein said control processor compares by: storing the billing cycle start date in the smart card; and obtaining a present date from a user input to the communications terminal.
Claim 31
Dependent Claim
22 words
A terminal according to claim 23 wherein the control processor compares by: obtaining a billing cycle start date from the communications system.
Claim 32
Dependent Claim
26 words
A terminal according to claim 26 wherein said control processor compares by: obtaining the billing cycle start date from a security communication from the communications system.
Claim 33
Dependent Claim
162 words
A communications terminal that is subject to a billing cycle tariff structure that repeatedly restarts on a billing cycle date, the communications terminal comprising: a transceiver that communicates with a communications system; a smart card that stores a critical value which characterizes the billing cycle tariff structure of the communications system; a smart card coupler; a control processor that is responsive to the smart card coupler and that measures communication units used by the communications terminal in a current billing cycle that determines an economic efficiency associated with use of the terminal in the current billing cycle from the measured communication units, the stored critical value which characterizes the billing cycle tariff structure and the billing cycle date and that alters usage for communication units by the terminal when the measured communication units during the current billing cycle exceed the stored critical value by causing calls incoming to the terminal during the current billing cycle to be billed to an originating party.
Claim 34
Dependent Claim
162 words
A communications terminal that is subject to a billing cycle tariff structure that repeatedly restarts on a billing cycle date, the communications terminal comprising: a transceiver that communicates with a communications system; a smart card that stores a critical value which characterizes the billing cycle tariff structure of the communications system; a smart card coupler; a control processor that is responsive to the smart card coupler and that measures communication units used by the communications terminal in a current billing cycle that determines an economic efficiency associated with use of the terminal in the current billing cycle from the measured communication units, the stored critical value which characterizes the billing cycle tariff structure and the billing cycle date and that alters usage for communication units by the terminal when the measured communication units during the current billing cycle exceed the stored critical value by causing calls incoming to the terminal during the current billing cycle to be billed to an originating party.