Claims Analysis
Total Claims: 25
Claim 1
Independent Claim
167 words
A method of billing a call between a service representative and a caller comprising the steps of: obtaining calling telephone number via automatic number identification means; blocking said call if previous calls from said calling number to called number within a first predetermined period of time are over a first predetermined limit; soliciting form of payment information before the call begins or during the call; collecting form of payment data in real time; said form of payment including at least one of cash, charge and a substitute therefor; communicating said form of payment data to a remote site; receiving payment authorization from said remote site via MODEM before the call is completed; blocking said call if previous calls within a second predetermined period of time to said called number using said payment information are over a second predetermined limit; redirecting the call to a live operator; and transmitting call charge data associated with the redirected call to said remote site via MODEM at completion of the call.
Claim 2
Independent Claim
167 words
A method of billing a call between a service representative and a caller comprising the steps of: obtaining calling telephone number via automatic number identification means; blocking said call if previous calls from said calling number to called number within a first predetermined period of time are over a first predetermined limit; soliciting form of payment information before the call begins or during the call; collecting form of payment data in real time; said form of payment including at least one of cash, charge and a substitute therefor; communicating said form of payment data to a remote site; receiving payment authorization from said remote site via MODEM before the call is completed; blocking said call if previous calls within a second predetermined period of time to said called number using said payment information are over a second predetermined limit; redirecting the call to a live operator; and transmitting call charge data associated with the redirected call to said remote site via MODEM at completion of the call.
Claim 3
Dependent Claim
29 words
A method of billing a call as recited in claim 1, wherein a discount is given responsive to a selection of a form of payment before said call begins.
Claim 4
Dependent Claim
32 words
A method of billing a call as recited in claim 1, wherein said step of transmitting call charge data to said remote site comprises transmitting call charge data to a banking institution.
Claim 5
Dependent Claim
33 words
A method of billing a call as recited in claim 1, wherein said step of transmitting call charge data to said remote site comprises transmitting call charge data to a credit card agency.
Claim 6
Dependent Claim
44 words
A method of billing a call as recited in claim 1, wherein said step of collecting form of payment data in real time includes at least one of collecting debit card account, bank checking account, bank draft account and major credit card account information.
Claim 7
Dependent Claim
25 words
A method of billing a call as recited n claim 1, wherein said step of collecting form of payment further includes pre-paid blocks of time.
Claim 8
Dependent Claim
24 words
A method of billing a call as recited in claim 1, wherein said step of collecting form of payment further includes direct telephone billing.
Claim 9
Dependent Claim
24 words
A method of billing a call as recited in claim 1, wherein said step of collecting form of payment further includes in house invoicing.
Claim 10
Dependent Claim
25 words
A method of billing a call as recited in claim 2, where a discount is further given responsive to frequent calling by said authorized caller.
Claim 11
Independent Claim
129 words
A method of billing a call between a service representative and a caller comprising the steps of: initiating preliminary fraud controls, said preliminary fraud controls comprising the steps of: obtaining calling telephone number via automatic number identification means; blocking said call if previous calls from said calling number within a first predetermined period of time are over a first predetermined limit; soliciting form of payment information before the call begins; activating additional fraud controls for caller information; blocking said call if previous calls within a second predetermined period of time to said called number using said payment information are over a second predetermined limit; redirecting the call to a live operator after the call passes the fraud controls; and real time billing said user based on the redirected call.
Claim 12
Independent Claim
129 words
A method of billing a call between a service representative and a caller comprising the steps of: initiating preliminary fraud controls, said preliminary fraud controls comprising the steps of: obtaining calling telephone number via automatic number identification means; blocking said call if previous calls from said calling number within a first predetermined period of time are over a first predetermined limit; soliciting form of payment information before the call begins; activating additional fraud controls for caller information; blocking said call if previous calls within a second predetermined period of time to said called number using said payment information are over a second predetermined limit; redirecting the call to a live operator after the call passes the fraud controls; and real time billing said user based on the redirected call.
Claim 13
Dependent Claim
22 words
A method of billing as recited in claim 10, wherein said step of billing generates a bill at a per second rate.
Claim 14
Dependent Claim
32 words
A method of billing as recited in claim 10, wherein said step of activating fraud controls comprises the steps of: verifying a user's street address; and verifying a user's city and state.
Claim 15
Dependent Claim
30 words
A method of billing as recited in claim 10, wherein said step of activating fraud controls comprises the step of: permanently deleting users by blocking phone numbers of fraudulent users.
Claim 16
Dependent Claim
34 words
A method of billing as recited in claim 10, wherein said step of activating fraud controls comprises at least the step of permanently blocking credit card numbers and checking account numbers of fraudulent users.
Claim 17
Dependent Claim
28 words
A method of billing as recited in claim 10, wherein said step of activating fraud controls comprises the step of permanently blocking bank card numbers of fraudulent users.
Claim 18
Dependent Claim
38 words
A method of billing as recited in claim 10, wherein said step of activating fraud control comprises the step of limiting a set number of calls at least by per hour, per day, per week, and per month.
Claim 19
Independent Claim
158 words
A method of billing a call among two more service representatives and a caller comprising the steps of: initiating preliminary fraud controls, said preliminary fraud controls comprising the steps of: obtaining calling telephone number via automatic number identification means; blocking said call if previous calls from said calling number to called number within a first predetermined period of time are over a first predetermined limit; soliciting form of payment information before the call begins or during the call; collecting form of payment data in real time; activating additional fraud controls for caller information; blocking said call if previous calls within a second predetermined period of time to said called number using said payment information are over a second predetermined limit; communicating said form of payment data to a remote site; receiving payment authorization from said remote site via MODEM; redirecting said caller to at least one service representative; and billing said user once redirected to said service representative.
Claim 20
Independent Claim
158 words
A method of billing a call among two more service representatives and a caller comprising the steps of: initiating preliminary fraud controls, said preliminary fraud controls comprising the steps of: obtaining calling telephone number via automatic number identification means; blocking said call if previous calls from said calling number to called number within a first predetermined period of time are over a first predetermined limit; soliciting form of payment information before the call begins or during the call; collecting form of payment data in real time; activating additional fraud controls for caller information; blocking said call if previous calls within a second predetermined period of time to said called number using said payment information are over a second predetermined limit; communicating said form of payment data to a remote site; receiving payment authorization from said remote site via MODEM; redirecting said caller to at least one service representative; and billing said user once redirected to said service representative.
Claim 21
Dependent Claim
40 words
A method of billing as recited in claim 1, further comprising the steps of: determining whether said calling telephone number is in a database of fraudulent telephone numbers; blocking said call if said calling telephone number is in said database.
Claim 22
Dependent Claim
44 words
A method of billing as recited in claim 10, said preliminary fraud controls further comprising the steps of: determining whether said calling telephone number is in a database of fraudulent telephone numbers; blocking said call if said calling telephone number is in said database.
Claim 23
Dependent Claim
44 words
A method of billing as recited in claim 17, said preliminary fraud controls further comprising the steps of: determining whether said calling telephone number is in a database of fraudulent telephone numbers; blocking said call if said calling telephone number is in said database.
Claim 24
Dependent Claim
45 words
A method of billing as recited in claim 1, further comprising the steps of: determining whether said payment information is in a local database before communicating said payment authorization to said remote site; terminating said call if said payment information is in said local database.
Claim 25
Dependent Claim
45 words
A method of billing as recited in claim 17, further comprising the steps of: determining whether said payment information is in a local database before communicating said payment authorization to said remote site; terminating said call if said payment information is in said local database.