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US5735550A Expired / Lapsed US ⏱️ 0.0 years remaining

Secure credit card

Assignee: Individual
•
Filing: 1996-05-31
•
Granted: 1998-04-07
•
Expires: 2016-05-31
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Abstract

Abstract A secure transaction card (C) accepted for transactions by a customer has usable customer identifying information (I). The card (C) has a card body (16) with an upper surface (18). The upper surface (18) has an indicator area (20) indicating that the secure transaction card (C) should not be accepted for a transaction by the customer. A layer (22) removable from the card body (16) is adapted to be superimposed over the indicator area (20) such that the secured transaction card (C) is in an acceptable state (24) when the removable layer (22) covers the indicator area (20) and in an unacceptable state (26) when the removable layer (22) is absent or damaged.

Inventors

  • 👤 Michael B. Hinkle

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-11-04 23:28
CPC Classifications
B; B42; B42D; B42D25/00; B42D25/20; B42D25/22; B42D2035/34; Y; Y10; Y10S; Y10S283/00; Y10S283/904

Claims Analysis

Total Claims: 11
Claim 1
Independent Claim 109 words
A secure transaction card of the type accepted for transactions by a customer and including usable customer identifying information, the secure transaction card comprising: a card body; said card body having an upper surface; said upper surface including an indicator area indicating that the secure transaction card should not be accepted for a transaction by the customer; and, a layer removable tom said card body adapted to be superimposed over said indicator area; whereby, the secured transaction card is in an acceptable state when the removable layer covers the indicator area and the secured transaction card is in an unacceptable state when the removable layer is absent or damaged.
Claim 2
Dependent Claim 109 words
A secure transaction card of the type accepted for transactions by a customer and including usable customer identifying information, the secure transaction card comprising: a card body; said card body having an upper surface; said upper surface including an indicator area indicating that the secure transaction card should not be accepted for a transaction by the customer; and, a layer removable tom said card body adapted to be superimposed over said indicator area; whereby, the secured transaction card is in an acceptable state when the removable layer covers the indicator area and the secured transaction card is in an unacceptable state when the removable layer is absent or damaged.
Claim 3
Dependent Claim 14 words
The invention of claim 1 wherein said indicator area is resistant to unauthorized tampering.
Claim 4
Dependent Claim 17 words
The invention of claim 1 wherein said indicator area includes raised lettering imprinted into the card body.
Claim 5
Dependent Claim 12 words
The invention of claim 1 wherein said card body is essentially rigid.
Claim 6
Dependent Claim 17 words
The invention of claim 1 wherein said removable layer includes instructions to request photo-identification from the customer.
Claim 7
Dependent Claim 116 words
A secure transaction card of the type accepted for transactions by a customer and including usable customer identifying information, the secure transaction card comprising: a card body; said card body having a frangible upper surface and an inner surface beneath said upper surface, said inner surface being exposed when said frangible surface is damaged; and, said inner surface including an indicator area indicating that the secure transaction card should not be accepted for a transaction by the customer; whereby, the secured transaction card is in an acceptable state when the frangible upper layer covers the indicator area and the secured transaction card is in an unacceptable state when the frangible upper layer is absent or damaged.
Claim 8
Dependent Claim 116 words
A secure transaction card of the type accepted for transactions by a customer and including usable customer identifying information, the secure transaction card comprising: a card body; said card body having a frangible upper surface and an inner surface beneath said upper surface, said inner surface being exposed when said frangible surface is damaged; and, said inner surface including an indicator area indicating that the secure transaction card should not be accepted for a transaction by the customer; whereby, the secured transaction card is in an acceptable state when the frangible upper layer covers the indicator area and the secured transaction card is in an unacceptable state when the frangible upper layer is absent or damaged.
Claim 9
Dependent Claim 14 words
The invention of claim 6 wherein said indicator area is resistant to unauthorized tampering.
Claim 10
Dependent Claim 12 words
The invention of claim 6 wherein said card body is essentially rigid.
Claim 11
Dependent Claim 17 words
The invention of claim 6 wherein said removable layer includes instructions to request photo-identification from the customer.

References Cited (Backward Citations)

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US4032679A Cited
US3961956A Cited
US3950013A Cited
US4066873A Cited
US4239261A Cited
US5300764A Cited
US5299834A Cited
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USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 2001-04-06 2001-10-06 2002-04-07 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 2005-04-06 2005-10-06 2006-04-07 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 2009-04-06 2009-10-06 2010-04-07 $7700.00 Window Closed / Lapsed

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