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US5016919A Expired / Lapsed US ⏱️ 0.0 years remaining

Check and magnetic strip arrangement

Assignee: Individual
•
Filing: 1989-03-10
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Granted: 1991-05-21
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Expires: 2009-03-10
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Abstract

Abstract A check and magnetic strip arrangement is set forth wherein a negotiable instrument comprising a check is arranged with a first magnetic strip positioned adjacent a right edge on a rear face of the check forwardly of a signature line on a forward face of the check with a second magnetic strip of equal information positioned underlying the signature line adjacent the bottom edge of the check on a rear face of the check orthogonally relative to the first magnetic strip. The second magnetic strip is positioned to extend from the right edge of the check to an orientation somewhat medially of the check to provide adequate spacing for endorsement of the check on the rear face of the check along the left edge thereof.

Inventors

  • 👤 Frank Rotondo

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-10-29 14:10
CPC Classifications
G; G06; G06K; G06K19/00; G06K19/06; G06K19/08; B; B42; B42D; B42D25/00; B42D25/20; B42D25/29

Claims Analysis

Total Claims: 2
Claim 1
Independent Claim 249 words
A negotiable instrument comprising a check including, in combination, a forward face is defined overlying a rear face wherein said forward face is further defined by a right side edge, a left side edge, a top edge, and a bottom edge, and said forward face includes a first signature endorsement line spaced above said bottom edge and adjacent the right side edge, and the rear face includes a second signature line spaced adjacent the left side edge, and a magnetic strip means is integrally secured to said rear face for storing information regarding the negotiable instrument, and wherein said magnetic strip means includes a first magnetic strip positioned coextensively with the right side edge intersecting a second magnetic strip positioned adjacent the bottom edge underlying the first signature endorsement line, and wherein the first magnetic strip is spaced adjacent the right side edge spaced from the first and second signature endorsement lines, and wherein the second magnetic strip extends along the bottom edge to a position substantially medially of the length of the bottom edge to space the first and second magnetic strips from the first signature endorsement line, and wherein the first and second magnetic strips each includes a scuff coat to protect the first and second magnetic strips from debris, and wherein the first and second magnetic strips include identical information to provide backup information on the negotiable instrument and enable directing either the bottom edge or the right side edge through a magnetic strip reading device.
Claim 2
Dependent Claim 249 words
A negotiable instrument comprising a check including, in combination, a forward face is defined overlying a rear face wherein said forward face is further defined by a right side edge, a left side edge, a top edge, and a bottom edge, and said forward face includes a first signature endorsement line spaced above said bottom edge and adjacent the right side edge, and the rear face includes a second signature line spaced adjacent the left side edge, and a magnetic strip means is integrally secured to said rear face for storing information regarding the negotiable instrument, and wherein said magnetic strip means includes a first magnetic strip positioned coextensively with the right side edge intersecting a second magnetic strip positioned adjacent the bottom edge underlying the first signature endorsement line, and wherein the first magnetic strip is spaced adjacent the right side edge spaced from the first and second signature endorsement lines, and wherein the second magnetic strip extends along the bottom edge to a position substantially medially of the length of the bottom edge to space the first and second magnetic strips from the first signature endorsement line, and wherein the first and second magnetic strips each includes a scuff coat to protect the first and second magnetic strips from debris, and wherein the first and second magnetic strips include identical information to provide backup information on the negotiable instrument and enable directing either the bottom edge or the right side edge through a magnetic strip reading device.

References Cited (Backward Citations)

US1052865A Cited
US1336647A Cited
US1567613A Cited
US3282210A Cited
US4315246A Cited
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USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 1994-05-20 1994-11-19 1995-05-21 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 1998-05-20 1998-11-19 1999-05-21 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 2002-05-20 2002-11-19 2003-05-21 $7700.00 Window Closed / Lapsed

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