US4620727A
Expired / Lapsed
US
⏱️ 0.0 years remaining
Credit card
Assignee: Individual
•
Filing: 1985-05-28
•
Granted: 1986-11-04
•
Expires: 2005-05-28
Abstract
Abstract A credit card (1) with a storage medium such as, for example, a magnetic strip (4) is provided. The credit card (1) is made multi-part and consists of a card body (2) and a strip (3) which can be applied thereto. The strip (3) can be replaced, as required, by new strips, making it possible to use the actual card body (2) several times. As a result, the costs of using the credit card are reduced substantially.
Inventors
- 👤 Hermann Stockburger
- 👤 Hans-Georg Winderlich
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-10-24 08:00
CPC Classifications
G; G06; G06K; G06K19/00; G06K19/06; G06K19/08; G06K19/10; G06Q; G06Q20/00; G06Q20/30; G06Q20/34; G06Q20/343; G06Q20/3433; G07; G07F; G07F7/00; G07F7/02
Claims Analysis
Total Claims: 14
Claim 1
Independent Claim
98 words
A credit card with authenticity information and with information representing an authorized amount, the credit card being formed by a card body and a detachable element connectable thereto, wherein said element is made of a paper strip or foil applied to the card body so as to be detachable therefrom without the card body being damaged so as not to be reusable and wherein a storage medium and clock track is provided on said carb body, and the element comprises a cancellation track and randomly distributed particles which react to electrical or magnetic measurement for providing authenticity information.
Claim 2
Dependent Claim
98 words
A credit card with authenticity information and with information representing an authorized amount, the credit card being formed by a card body and a detachable element connectable thereto, wherein said element is made of a paper strip or foil applied to the card body so as to be detachable therefrom without the card body being damaged so as not to be reusable and wherein a storage medium and clock track is provided on said carb body, and the element comprises a cancellation track and randomly distributed particles which react to electrical or magnetic measurement for providing authenticity information.
Claim 3
Dependent Claim
22 words
The credit card as claimed in claim 1, wherein the element is a paper strip having an adhesive layer on one side.
Claim 4
Dependent Claim
33 words
The credit card according to claim 1 including at least one marking on the card which indicates the point at which an end of the strip is to be applied to the card.
Claim 5
Dependent Claim
13 words
The credit card according to claim 1 in which foil is of metal.
Claim 6
Dependent Claim
82 words
A credit card comprising a card body and an element which is detachably connectable to said card body and replaceable by a replacement element, said element and/or replacement element comprising data indicating an extent of authorization and a structure which can be sensed for providing identification information and said card body comprising a storage medium for storing authenticity information corresponding to at least parts of said identification information, said authenticity information being stored so that it is replaceable by new authenticity information.
Claim 7
Dependent Claim
82 words
A credit card comprising a card body and an element which is detachably connectable to said card body and replaceable by a replacement element, said element and/or replacement element comprising data indicating an extent of authorization and a structure which can be sensed for providing identification information and said card body comprising a storage medium for storing authenticity information corresponding to at least parts of said identification information, said authenticity information being stored so that it is replaceable by new authenticity information.
Claim 8
Dependent Claim
86 words
A credit card comprising a card body and an element which is detachably connectable to said card body and replaceable by a replacement element, said element and/or replacement element comprising data indicating an extent of authorization and a structure which can be sensed for providing identification information and said card body comprising a clock track and a storage medium for storing authenticity information corresponding to at least parts of said identification information, said authenticity information being stored so that it is replaceable by new authenticity information.
Claim 9
Dependent Claim
86 words
A credit card comprising a card body and an element which is detachably connectable to said card body and replaceable by a replacement element, said element and/or replacement element comprising data indicating an extent of authorization and a structure which can be sensed for providing identification information and said card body comprising a clock track and a storage medium for storing authenticity information corresponding to at least parts of said identification information, said authenticity information being stored so that it is replaceable by new authenticity information.
Claim 10
Dependent Claim
22 words
The credit card as claimed in claim 6, wherein the element is a paper strip having an adhesive layer on one side.
Claim 11
Dependent Claim
17 words
The credit card as claimed in claim 6, wherein a cancellation track is provided on the element.
Claim 12
Dependent Claim
16 words
The credit card as claimed in claim 6, wherein the card body is made of plastic.
Claim 13
Dependent Claim
22 words
The credit card as claimed in claim 6, wherein the element has randomly distributed particles which react to electrical or magnetic measurement.
Claim 14
Dependent Claim
34 words
The credit card as claimed in claim 6 including at least one marking on the card which indicates the point at which an end of the strip is to be applied to the card.
References Cited (Backward Citations)
US2896351A
Cited
US3592722A
Cited
US3921318A
Cited
FR2330094A1
Cited
US4092526A
Cited
GB1556241A
Cited
DE2829778A1
Cited
EP0024800A1
Cited
US4278880A
Cited
DE3005432A1
Cited
USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 1989-11-03 | 1990-05-05 | 1990-11-04 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 1993-11-03 | 1994-05-05 | 1994-11-04 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 1997-11-03 | 1998-05-05 | 1998-11-04 | $7700.00 | Window Closed / Lapsed |