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US4620727A Expired / Lapsed US ⏱️ 0.0 years remaining

Credit card

Assignee: Individual
•
Filing: 1985-05-28
•
Granted: 1986-11-04
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Expires: 2005-05-28
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Abstract

Abstract A credit card (1) with a storage medium such as, for example, a magnetic strip (4) is provided. The credit card (1) is made multi-part and consists of a card body (2) and a strip (3) which can be applied thereto. The strip (3) can be replaced, as required, by new strips, making it possible to use the actual card body (2) several times. As a result, the costs of using the credit card are reduced substantially.

Inventors

  • 👤 Hermann Stockburger
  • 👤 Hans-Georg Winderlich

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-10-24 18:59
CPC Classifications
G; G06; G06K; G06K19/00; G06K19/06; G06K19/08; G06K19/10; G06Q; G06Q20/00; G06Q20/30; G06Q20/34; G06Q20/343; G06Q20/3433; G07; G07F; G07F7/00; G07F7/02

Claims Analysis

Total Claims: 14
Claim 1
Independent Claim 98 words
A credit card with authenticity information and with information representing an authorized amount, the credit card being formed by a card body and a detachable element connectable thereto, wherein said element is made of a paper strip or foil applied to the card body so as to be detachable therefrom without the card body being damaged so as not to be reusable and wherein a storage medium and clock track is provided on said carb body, and the element comprises a cancellation track and randomly distributed particles which react to electrical or magnetic measurement for providing authenticity information.
Claim 2
Dependent Claim 98 words
A credit card with authenticity information and with information representing an authorized amount, the credit card being formed by a card body and a detachable element connectable thereto, wherein said element is made of a paper strip or foil applied to the card body so as to be detachable therefrom without the card body being damaged so as not to be reusable and wherein a storage medium and clock track is provided on said carb body, and the element comprises a cancellation track and randomly distributed particles which react to electrical or magnetic measurement for providing authenticity information.
Claim 3
Dependent Claim 22 words
The credit card as claimed in claim 1, wherein the element is a paper strip having an adhesive layer on one side.
Claim 4
Dependent Claim 33 words
The credit card according to claim 1 including at least one marking on the card which indicates the point at which an end of the strip is to be applied to the card.
Claim 5
Dependent Claim 13 words
The credit card according to claim 1 in which foil is of metal.
Claim 6
Dependent Claim 82 words
A credit card comprising a card body and an element which is detachably connectable to said card body and replaceable by a replacement element, said element and/or replacement element comprising data indicating an extent of authorization and a structure which can be sensed for providing identification information and said card body comprising a storage medium for storing authenticity information corresponding to at least parts of said identification information, said authenticity information being stored so that it is replaceable by new authenticity information.
Claim 7
Dependent Claim 82 words
A credit card comprising a card body and an element which is detachably connectable to said card body and replaceable by a replacement element, said element and/or replacement element comprising data indicating an extent of authorization and a structure which can be sensed for providing identification information and said card body comprising a storage medium for storing authenticity information corresponding to at least parts of said identification information, said authenticity information being stored so that it is replaceable by new authenticity information.
Claim 8
Dependent Claim 86 words
A credit card comprising a card body and an element which is detachably connectable to said card body and replaceable by a replacement element, said element and/or replacement element comprising data indicating an extent of authorization and a structure which can be sensed for providing identification information and said card body comprising a clock track and a storage medium for storing authenticity information corresponding to at least parts of said identification information, said authenticity information being stored so that it is replaceable by new authenticity information.
Claim 9
Dependent Claim 86 words
A credit card comprising a card body and an element which is detachably connectable to said card body and replaceable by a replacement element, said element and/or replacement element comprising data indicating an extent of authorization and a structure which can be sensed for providing identification information and said card body comprising a clock track and a storage medium for storing authenticity information corresponding to at least parts of said identification information, said authenticity information being stored so that it is replaceable by new authenticity information.
Claim 10
Dependent Claim 22 words
The credit card as claimed in claim 6, wherein the element is a paper strip having an adhesive layer on one side.
Claim 11
Dependent Claim 17 words
The credit card as claimed in claim 6, wherein a cancellation track is provided on the element.
Claim 12
Dependent Claim 16 words
The credit card as claimed in claim 6, wherein the card body is made of plastic.
Claim 13
Dependent Claim 22 words
The credit card as claimed in claim 6, wherein the element has randomly distributed particles which react to electrical or magnetic measurement.
Claim 14
Dependent Claim 34 words
The credit card as claimed in claim 6 including at least one marking on the card which indicates the point at which an end of the strip is to be applied to the card.

References Cited (Backward Citations)

US2896351A Cited
US3592722A Cited
US3921318A Cited
FR2330094A1 Cited
US4092526A Cited
GB1556241A Cited
DE2829778A1 Cited
EP0024800A1 Cited
US4278880A Cited
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USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 1989-11-03 1990-05-05 1990-11-04 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 1993-11-03 1994-05-05 1994-11-04 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 1997-11-03 1998-05-05 1998-11-04 $7700.00 Window Closed / Lapsed

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