Patent US4913295A successfully refreshed from Google Patents.
← Back to Patent Explorer
US4913295A Expired / Lapsed US ⏱️ 0.0 years remaining

Apparatus for processing remittance and remittance advice documents

Assignee: Banctec Inc
•
Filing: 1987-10-26
•
Granted: 1990-04-03
•
Expires: 2007-10-26
📄 Original PDF 🌐 Google Patents 🔄 Sync Now

Abstract

Abstract Document processor equipment for processing documents requiring operator intervention for the purpose of functions like key entry and encoding of data associated with certain ones of the documents includes an improved system for transporting and presenting documents to the operator for such intervention. A document view station has split parallel transport paths for routing documents requiring operator intervention to the front path near the operator with documents not requiring operator intervention being routed to and along a rear path, the respective routing being effected by a diverter automatically controlled in response to information read from the documents. A preview station and document hold station are respectively provided upstream and downstream from the document view station.

Inventors

  • 👤 Gary J. Murphy
  • 👤 Roy E. Dempster, Jr.
  • 👤 Michael R. Barnes
  • 👤 Michael J. Murphy

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-11-04 16:58
CPC Classifications
B; B65; B65H; B65H29/00; B65H29/58; B07; B07C; B07C3/00; B07C3/18; B65H2301/00; B65H2301/30; B65H2301/32; B65H2301/321; B65H2404/00; B65H2404/60; B65H2404/63; B65H2404/632; B65H2555/00; B65H2555/10; B65H2555/13; B65H2701/00; B65H2701/10; B65H2701/19; B65H2701/1912

Claims Analysis

Total Claims: 11
Claim 1
Independent Claim 134 words
Apparatus for processing remittance documents and remittance advice documents, comprising: (a) a document presentation station, (b) transport means for transporting both said remittance documents and said remittance advice documents to and through said document presentation station, (c) means disposed at said document presentation station defining first and second parallel transport paths, (d) reader means for automatically reading information disposed on the face of said documents for determining which of said documents are remittance documents requiring operator intervention and which of said documents are remittance advice documents not requiring operator intervention; and (e) diverter means responsive to the information read by said reader means for always directing said remittance documents requiring operator intervention to said first transport path and for always directing said remittance advice documents not requiring operator intervention to said second transport path.
Claim 2
Dependent Claim 134 words
Apparatus for processing remittance documents and remittance advice documents, comprising: (a) a document presentation station, (b) transport means for transporting both said remittance documents and said remittance advice documents to and through said document presentation station, (c) means disposed at said document presentation station defining first and second parallel transport paths, (d) reader means for automatically reading information disposed on the face of said documents for determining which of said documents are remittance documents requiring operator intervention and which of said documents are remittance advice documents not requiring operator intervention; and (e) diverter means responsive to the information read by said reader means for always directing said remittance documents requiring operator intervention to said first transport path and for always directing said remittance advice documents not requiring operator intervention to said second transport path.
Claim 3
Dependent Claim 38 words
The apparatus as defined by claim 1 whereby said first transport path is a front path nearest the operator and whereby said second transport path is a rear path behind said front path and away from the operator.
Claim 4
Dependent Claim 51 words
The apparatus as defined by claim 1 whereby said reader means includes means for detecting MICR encoded data from the face of the remittance documents as well as means for detecting the presence or absence of machine readable data within a specific field on the face of the remittance device documents.
Claim 5
Dependent Claim 45 words
The apparatus as defined by claim 2 further comprising: means for halting both said remittance and remittance advice documents at said document presentation station with the remittance document being halted within said front path and the remittance advice document being halted within said rear path.
Claim 6
Dependent Claim 175 words
Apparatus for processing remittance documents and remittance advice documents, comprising: (a) a document presentation station, (b) transport means for transporting both said remittance documents and said remittance advice documents to and through said document presentation station, (c) means disposed at said document presentation station defining first and second parallel transport paths, (d) reader means for automatically reading information disposed on the face of said documents for determining which of said documents are remittance documents requiring operator intervention and which of said documents are remittance advice documents not requiring operator intervention; and (e) diverter means responsive to the information read by said reader means for always directing said remittance documents requiring operator intervention to said first transport path and for always directing said remittance advice documents not requiring operator intervention to said second transport path, whereby said reader means is also effective to determined which of said documents are remittance advice documents requiring operator intervention and said diverter means is effective to always direct said remittance advice documents requiring operator intervention to said first transport path.
Claim 7
Dependent Claim 175 words
Apparatus for processing remittance documents and remittance advice documents, comprising: (a) a document presentation station, (b) transport means for transporting both said remittance documents and said remittance advice documents to and through said document presentation station, (c) means disposed at said document presentation station defining first and second parallel transport paths, (d) reader means for automatically reading information disposed on the face of said documents for determining which of said documents are remittance documents requiring operator intervention and which of said documents are remittance advice documents not requiring operator intervention; and (e) diverter means responsive to the information read by said reader means for always directing said remittance documents requiring operator intervention to said first transport path and for always directing said remittance advice documents not requiring operator intervention to said second transport path, whereby said reader means is also effective to determined which of said documents are remittance advice documents requiring operator intervention and said diverter means is effective to always direct said remittance advice documents requiring operator intervention to said first transport path.
Claim 8
Dependent Claim 166 words
Apparatus for processing remittance documents and remittance advice documents, comprising: (a) a document presentation station, (b) transport means for transporting both said remittance documents and said remittance advice documents to and through said document presentation station, (c) means disposed at said document presentation station defining first and second parallel transport paths, (d) reader means for automatically reading information disposed on the face of said documents for determining which of said documents are remittance documents requiring operator intervention and which of said documents are remittance advice documents not requiring operator intervention; (e) diverter means responsive to the information read by said reader means for always directing said remittance documents requiring operator intervention to said first transport path and for always directing said remittance advice documents not requiring operator intervention to said second transport path; and (f) a preview station disposed between said reader and said document presentation station, and means for halting each document at said preview station prior to its entry into said document presentation station.
Claim 9
Dependent Claim 166 words
Apparatus for processing remittance documents and remittance advice documents, comprising: (a) a document presentation station, (b) transport means for transporting both said remittance documents and said remittance advice documents to and through said document presentation station, (c) means disposed at said document presentation station defining first and second parallel transport paths, (d) reader means for automatically reading information disposed on the face of said documents for determining which of said documents are remittance documents requiring operator intervention and which of said documents are remittance advice documents not requiring operator intervention; (e) diverter means responsive to the information read by said reader means for always directing said remittance documents requiring operator intervention to said first transport path and for always directing said remittance advice documents not requiring operator intervention to said second transport path; and (f) a preview station disposed between said reader and said document presentation station, and means for halting each document at said preview station prior to its entry into said document presentation station.
Claim 10
Dependent Claim 161 words
Apparatus for processing remittance documents and remittance advice documents, comprising: 8a) a document presentation station, (b) transport means for transporting both said remittance documents and said remittance advice documents to and through said document presentation station, (c) means disposed at said document presentation station defining first and second parallel transport paths, (d) reader means for automatically reading information disposed on the face of said documents for determining which of said documents are remittance documents requiring operator intervention and which of said documents are remittance advice documents not requiring operator intervention; (e) diverter means responsive to the information read by said reader means for always directing and remittance documents requiring operator intervention to said first transport path and for always directing said remittance advice documents not requiring operator intervention to said second transport path; and (f) means for maintaining the remittance and remittance advice documents exiting said document presentation station in the same sequence as said documents entering said document presentation station.
Claim 11
Dependent Claim 161 words
Apparatus for processing remittance documents and remittance advice documents, comprising: 8a) a document presentation station, (b) transport means for transporting both said remittance documents and said remittance advice documents to and through said document presentation station, (c) means disposed at said document presentation station defining first and second parallel transport paths, (d) reader means for automatically reading information disposed on the face of said documents for determining which of said documents are remittance documents requiring operator intervention and which of said documents are remittance advice documents not requiring operator intervention; (e) diverter means responsive to the information read by said reader means for always directing and remittance documents requiring operator intervention to said first transport path and for always directing said remittance advice documents not requiring operator intervention to said second transport path; and (f) means for maintaining the remittance and remittance advice documents exiting said document presentation station in the same sequence as said documents entering said document presentation station.

References Cited (Backward Citations)

US3895220A Cited
US4068212A Cited
US4082945A Cited
US4155842A Cited
US4264808A Cited
US4456127A Cited
US4564752A Cited
US4606600A Cited
US4722444A Cited
EP0215469A1 Cited

USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 1993-04-02 1993-10-02 1994-04-03 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 1997-04-02 1997-10-02 1998-04-03 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 2001-04-02 2001-10-02 2002-04-03 $7700.00 Window Closed / Lapsed

Assigned Categories & Tags

No categories assigned to this patent yet.

Assign Category Tag