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US6789189B2 Expired / Lapsed US ⏱️ 0.0 years remaining

Managing account database in ABDS system

Assignee: First Data Corp
•
Filing: 2003-02-01
•
Granted: 2004-09-07
•
Expires: 2023-02-01
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Abstract

Abstract A method of managing accounts in a database in an ABDS system includes recording information pertaining to each of the accounts in the database, (b) assigning a respective unique identifier to each account such that information pertaining to each respective account is retrievable from the database based on its unique identifier, and associating the same public key of a public-private key pair with a plurality of unique identifiers.

Inventors

  • 👤 Lynn Henry Wheeler
  • 👤 Anne M. Wheeler

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-11-07 15:17
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/08; G07F7/10; G07F7/1016; G06; G06Q; G06Q20/00; G06Q20/02; G06Q20/04; G06Q20/08; G06Q20/10; G06Q20/108; G06Q20/12; G06Q20/30; G06Q20/34; G06Q20/341; G06Q20/38; G06Q20/382; G06Q20/3823; G06Q20/3825; G06Q20/3829; G06Q20/385; G06Q20/388; G06Q20/40; G06Q20/401; G06Q20/4014; G06Q20/40145; G06Q20/403; G06Q20/409; G06Q20/4097; G06Q20/40975; G07F7/1008; H; H04; H04L; H04L63/00; H04L63/08; H04L63/0823; H04L63/083; H04L63/12

Claims Analysis

Total Claims: 17
Claim 1
Independent Claim 170 words
A method of managing in a database, by an account authority, a plurality of accounts, comprising the steps of: (a) recording information pertaining to each of the accounts in the database; (b) assigning a respective unique identifier to each account such that information pertaining to each respective account is retrievable from the database based on its unique identifier; (c) associating the same public key of a public-private key pair with a plurality of unique identifiers such that the public key is retrievable based on any one of the plurality of unique identifiers, but not associating the private key of the public-private key pair with the plurality of unique identifiers, whereby the private key is not retrievable, the private key residing within a device used to generate a digital signature of an electronic message; (d) receiving, by the account authority, one of the plurality of unique identifiers; and (e) retrieving from the database, by the account authority, said recorded information and said associated public key based on said received unique identifier.
Claim 2
Independent Claim 170 words
A method of managing in a database, by an account authority, a plurality of accounts, comprising the steps of: (a) recording information pertaining to each of the accounts in the database; (b) assigning a respective unique identifier to each account such that information pertaining to each respective account is retrievable from the database based on its unique identifier; (c) associating the same public key of a public-private key pair with a plurality of unique identifiers such that the public key is retrievable based on any one of the plurality of unique identifiers, but not associating the private key of the public-private key pair with the plurality of unique identifiers, whereby the private key is not retrievable, the private key residing within a device used to generate a digital signature of an electronic message; (d) receiving, by the account authority, one of the plurality of unique identifiers; and (e) retrieving from the database, by the account authority, said recorded information and said associated public key based on said received unique identifier.
Claim 3
Dependent Claim 15 words
The method of claim 1 , wherein a unique identifier comprises an associated public key.
Claim 4
Dependent Claim 17 words
The method of claim 1 , wherein a unique identifier comprises an account number of an account.
Claim 5
Dependent Claim 13 words
The method of claim 1 , wherein the information includes an account number.
Claim 6
Dependent Claim 16 words
The method of claim 1 , wherein the information includes a current balance for an account.
Claim 7
Dependent Claim 16 words
The method of claim 1 , wherein the information includes an available credit for an account.
Claim 8
Dependent Claim 15 words
The method of claim 1 , wherein the information includes a list of associated accounts.
Claim 9
Dependent Claim 16 words
The method of claim 1 , wherein the information includes the name of an account holder.
Claim 10
Dependent Claim 16 words
The method of claim 1 , wherein the information includes the address of an account holder.
Claim 11
Dependent Claim 18 words
The method of claim 1 , wherein the information includes the social security number of an account holder.
Claim 12
Dependent Claim 18 words
The method of claim 1 , wherein the information includes the tax identification number of an account holder.
Claim 13
Dependent Claim 26 words
The method of claim 1 , wherein the information regards the device possessing the private key used to generate the digital signature of the electronic message.
Claim 14
Dependent Claim 29 words
The method of claim 1 , wherein the information includes security characteristics of the device possessing the private key used to generate the digital signature of the electronic message.
Claim 15
Dependent Claim 33 words
The method of claim 1 , wherein a said step of associating a public key with a unique identifier comprises recording the public key with the information retrievable based on the unique identifier.
Claim 16
Dependent Claim 33 words
The method of claim 1 , wherein a said step of associating a public key with a unique identifier comprises indexing the information retrievable based on the unique identifier with the public key.
Claim 17
Dependent Claim 22 words
The method of claim 1 , wherein the electronic message includes no account-identifying information other than a unique identifier of an account.

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Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 2007-09-07 2008-03-08 2008-09-07 $2000.00 Window Closed / Lapsed
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