Patent US6484936B1 successfully refreshed from Google Patents.
US6484936B1
Expired / Lapsed
US
⏱️ 0.0 years remaining
Terminal
Assignee: NCR Atleos Corp
•
Filing: 1999-11-03
•
Granted: 2002-11-26
•
Expires: 2019-11-03
Abstract
Abstract A self-service terminal ( 10 ) includes a non-contact interface ( 18, 20 ) for enabling a user to interact with the terminal without requiring physical contact with the terminal, a biometric sensor ( 14 ) for establishing the identity of the user by sensing a physical trait or characteristic of the user, and a processor ( 30 ) for controlling the terminal. The interface ( 18, 20 ) may utilize speech recognition and generation.
Inventors
- 👤 Kenneth A. Nicoll
- 👤 Wolf-Dieter Rossmann
- 👤 Grant C. Paton
- 👤 Liem H. Leong
- 👤 Michael R. McNamara
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-11-09 02:21
CPC Classifications
G; G07; G07F; G07F19/00; G07F19/20; G06; G06Q; G06Q20/00; G06Q20/38; G06Q20/40; G06Q20/401; G06Q20/4014; G07C; G07C9/00; G07C9/20; G07C9/22; G07C9/25; G07C9/257; G07C9/30; G07C9/32; G07C9/37; G07F19/201; G07F19/207; G10; G10L; G10L15/00; G10L15/26
Claims Analysis
Total Claims: 29
Claim 1
Independent Claim
57 words
A self-service terminal comprising: non-contact interface means for outputting terminal instructions to a user and enabling the user to interact with the terminal without requiring physical contact with the terminal for entering all input instructions thereto; and biometric sensing means for establishing the identity of the user by sensing a physical trait or characteristic of the user.
Claim 2
Dependent Claim
57 words
A self-service terminal comprising: non-contact interface means for outputting terminal instructions to a user and enabling the user to interact with the terminal without requiring physical contact with the terminal for entering all input instructions thereto; and biometric sensing means for establishing the identity of the user by sensing a physical trait or characteristic of the user.
Claim 3
Dependent Claim
15 words
A terminal according to claim 1 , wherein the biometric sensing means utilizes non-contact sensing.
Claim 4
Dependent Claim
69 words
A self-service terminal comprising: non-contact interface means for enabling a user to interact with the terminal without requiring physical contact with the terminal for entering all input instructions thereto, and said interface means further includes a speech generator for outputting terminal instructions for the user in natural speech; and biometric sensing means for establishing the identity of the user by sensing a physical trait or characteristic of the user.
Claim 5
Dependent Claim
69 words
A self-service terminal comprising: non-contact interface means for enabling a user to interact with the terminal without requiring physical contact with the terminal for entering all input instructions thereto, and said interface means further includes a speech generator for outputting terminal instructions for the user in natural speech; and biometric sensing means for establishing the identity of the user by sensing a physical trait or characteristic of the user.
Claim 6
Dependent Claim
65 words
A self-service terminal comprising: non-contact interface means for enabling a user to interact with the terminal without requiring physical contact with the terminal for entering all input instructions thereto, and said interface means further includes means for inputting spoken user instructions for the terminal; and biometric sensing means for establishing the identity of the user by sensing a physical trait or characteristic of the user.
Claim 7
Dependent Claim
65 words
A self-service terminal comprising: non-contact interface means for enabling a user to interact with the terminal without requiring physical contact with the terminal for entering all input instructions thereto, and said interface means further includes means for inputting spoken user instructions for the terminal; and biometric sensing means for establishing the identity of the user by sensing a physical trait or characteristic of the user.
Claim 8
Dependent Claim
75 words
An automated teller machine (ATM) comprising: a cash dispenser for dispensing cash to an ATM customer, a non-contact customer interface for outputting terminal instructions to the ATM customer and enabling the ATM customer to interact with the ATM without requiring physical contact with the ATM for entering all input instructions thereto; and a biometric sensing unit for establishing the identity of the ATM customer by sensing a physical trait or characteristic of the ATM customer.
Claim 9
Dependent Claim
75 words
An automated teller machine (ATM) comprising: a cash dispenser for dispensing cash to an ATM customer, a non-contact customer interface for outputting terminal instructions to the ATM customer and enabling the ATM customer to interact with the ATM without requiring physical contact with the ATM for entering all input instructions thereto; and a biometric sensing unit for establishing the identity of the ATM customer by sensing a physical trait or characteristic of the ATM customer.
Claim 10
Dependent Claim
15 words
An ATM according to claim 5 , wherein the biometric sensing unit utilizes non-contact sensing.
Claim 11
Dependent Claim
100 words
An automated teller machine ATM comprising: a cash dispenser for dispensing cash to an ATM customer; a non-contact customer interface for enabling the ATM customer to interact with the ATM without requiring physical contact with the ATM for entering all input instructions thereto, and said interface includes a speech generator for outputting terminal instructions for the ATM customer in natural speech; and a biometric sensing unit for establishing the identity of the ATM customer by sensing a physical trait or characteristic of the ATM customer includes a speech generator for outputting terminal instructions for the ATM customer in natural speech.
Claim 12
Dependent Claim
100 words
An automated teller machine ATM comprising: a cash dispenser for dispensing cash to an ATM customer; a non-contact customer interface for enabling the ATM customer to interact with the ATM without requiring physical contact with the ATM for entering all input instructions thereto, and said interface includes a speech generator for outputting terminal instructions for the ATM customer in natural speech; and a biometric sensing unit for establishing the identity of the ATM customer by sensing a physical trait or characteristic of the ATM customer includes a speech generator for outputting terminal instructions for the ATM customer in natural speech.
Claim 13
Dependent Claim
95 words
An automated teller machine ATM comprising: a cash dispenser for dispensing cash to an ATM customer; a non-contact customer interface for enabling the ATM customer to interact with the ATM without requiring physical contact with the ATM for entering all input instructions thereto, and said interface includes means for inputting spoken customer instructions for the ATM; and a biometric sensing unit for establishing the identity of the ATM customer by sensing a physical trait or characteristic of the ATM customer includes a speech generator for outputting terminal instructions for the ATM customer in natural speech.
Claim 14
Dependent Claim
95 words
An automated teller machine ATM comprising: a cash dispenser for dispensing cash to an ATM customer; a non-contact customer interface for enabling the ATM customer to interact with the ATM without requiring physical contact with the ATM for entering all input instructions thereto, and said interface includes means for inputting spoken customer instructions for the ATM; and a biometric sensing unit for establishing the identity of the ATM customer by sensing a physical trait or characteristic of the ATM customer includes a speech generator for outputting terminal instructions for the ATM customer in natural speech.
Claim 15
Independent Claim
59 words
A method of operating a self-service terminal, the method comprising the steps of: outputting terminal instructions to a user; (a) enabling the user to interact with the terminal without requiring physical contact with the terminal for entering all input instructions thereto; and (b) establishing the identity of the user by sensing a physical trait or characteristic of the user.
Claim 16
Independent Claim
59 words
A method of operating a self-service terminal, the method comprising the steps of: outputting terminal instructions to a user; (a) enabling the user to interact with the terminal without requiring physical contact with the terminal for entering all input instructions thereto; and (b) establishing the identity of the user by sensing a physical trait or characteristic of the user.
Claim 17
Dependent Claim
19 words
A method according to claim 9 , wherein the identity of the user is established by a non-contact technique.
Claim 18
Independent Claim
35 words
A method according to claims 9 , further comprising the steps of: (c) creating a record of a user's biometric identifier; and (d) comparing a biometric identifier sensed by the terminal with the record identifier.
Claim 19
Independent Claim
73 words
A method of operating a self-service terminal, the method comprising the steps of: (a) enabling a user to interact with the terminal without requiring physical contact with the terminal for entering all input instructions thereto; (b) establishing the identity of the user by sensing a physical trait or characteristic of the user; (c) outputting terminal instructions for the user in natural speech; and (d) permitting inputting of spoken user instructions for the terminal.
Claim 20
Independent Claim
73 words
A method of operating a self-service terminal, the method comprising the steps of: (a) enabling a user to interact with the terminal without requiring physical contact with the terminal for entering all input instructions thereto; (b) establishing the identity of the user by sensing a physical trait or characteristic of the user; (c) outputting terminal instructions for the user in natural speech; and (d) permitting inputting of spoken user instructions for the terminal.
Claim 21
Dependent Claim
79 words
A self-service transaction terminal comprising: a digital computer for controlling operation of said terminal; means for sensing a biometric identifier of a user of said terminal without physical contact with said user; means for comparing said sensed identifier with a corresponding reference identifier to verify identify of said user; means for outputting terminal instructions to said user; and means for entering all input instructions by said user to said terminal without physical contact therebetween to complete a transaction thereat.
Claim 22
Dependent Claim
79 words
A self-service transaction terminal comprising: a digital computer for controlling operation of said terminal; means for sensing a biometric identifier of a user of said terminal without physical contact with said user; means for comparing said sensed identifier with a corresponding reference identifier to verify identify of said user; means for outputting terminal instructions to said user; and means for entering all input instructions by said user to said terminal without physical contact therebetween to complete a transaction thereat.
Claim 23
Dependent Claim
26 words
A terminal according to claim 13 further comprising means for reading a user identification card without physical contact therewith to obtain said reference identifier stored therein.
Claim 24
Dependent Claim
114 words
A self-service transaction terminal comprising: a digital computer for controlling operation of said terminal; means for sensing a biometric identifier of a user of said terminal without physical contact with said user; means for comparing said sensed identifier with a corresponding reference identifier to verify identify of said user; means for reading a user identification card without physical contact therewith to obtain said reference identifier stored therein; means for entering all input instructions by said user to said terminal without physical contact therebetween to complete a transaction thereat; and wherein said instruction entering means comprise a microphone for receiving spoken instructions from said user, and a speech processor therefor operatively joined to said computer.
Claim 25
Dependent Claim
114 words
A self-service transaction terminal comprising: a digital computer for controlling operation of said terminal; means for sensing a biometric identifier of a user of said terminal without physical contact with said user; means for comparing said sensed identifier with a corresponding reference identifier to verify identify of said user; means for reading a user identification card without physical contact therewith to obtain said reference identifier stored therein; means for entering all input instructions by said user to said terminal without physical contact therebetween to complete a transaction thereat; and wherein said instruction entering means comprise a microphone for receiving spoken instructions from said user, and a speech processor therefor operatively joined to said computer.
Claim 26
Dependent Claim
26 words
A terminal according to claim 15 further comprising a speech generator and loudspeaker operatively joined to said computer for providing a spoken menu to said user.
Claim 27
Dependent Claim
31 words
A terminal according to claim 16 wherein said comparing means are configured to compare said sensed identifier and reference identifier in a simultaneous bit-by-bit comparison of corresponding binary digit sequences thereof.
Claim 28
Dependent Claim
29 words
A terminal according to claim 16 wherein said sensing means comprise a camera configured for recording an image of the iris pattern of said user as said biometric identifier.
Claim 29
Dependent Claim
29 words
A terminal according to claim 16 further comprising a cash dispenser module operatively joined to said computer, and having a cash dispenser slot for dispensing cash to said user.
References Cited (Backward Citations)
EP0086064A1
Cited
GB2139389A
Cited
US5127043A
Cited
GB2314436A
Cited
US6119096A
Cited
US6263319B1
Cited
USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 2005-11-25 | 2006-05-27 | 2006-11-26 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 2009-11-25 | 2010-05-27 | 2010-11-26 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 2013-11-25 | 2014-05-27 | 2014-11-26 | $7700.00 | Window Closed / Lapsed |