US6418326B1
Expired / Lapsed
US
⏱️ 0.0 years remaining
Method for using applications in a mobile station, a mobile station, and a system for effecting payments
Assignee: Nokia Technologies Oy
•
Filing: 1998-06-05
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Granted: 2002-07-09
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Expires: 2018-06-05
Abstract
Abstract A method is provided for using an application ( 18 ) in a mobile station ( 1 ). The application has a first mode of operation and a second mode of operation. The first mode of operation is passive. In the second mode of operation the application ( 18 ) controls a master control unit (MCU) of the mobile station ( 1 ). Also provided is a system for making payments, comprising at least one mobile station ( 1 ) which has an associated application ( 18 ), a component for using the application ( 18 ), and a first transceiver (IR, 20 ) for providing local data transfer. The system also comprises at least one cash register ( 21 ) or the like, which has a second transceiver for providing data transfer (IR 2 ). The application ( 18 ) has a capability for causing data to be transferred from the first transceiver (IR) to the second transceiver (IR 2 ).
Inventors
- 👤 Petri Heinonen
- 👤 Mikko Terho
- 👤 Matti Marttila
- 👤 Markku Rautiola
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-11-02 23:27
CPC Classifications
G; G07; G07G; G07G1/00; G07G1/12; G06; G06Q; G06Q10/00; G06Q10/02; G06Q20/00; G06Q20/04; G06Q20/06; G06Q20/08; G06Q20/12; G06Q20/20; G06Q20/22; G06Q20/26; G06Q20/30; G06Q20/32; G06Q20/322; G06Q20/3223; G06Q20/3226; G06Q20/3227; G06Q20/3229; G06Q20/325; G06Q20/3255; G06Q20/326; G06Q20/327; G06Q20/3278; G06Q20/34; G06Q20/341; G06Q20/349; G06Q20/355; G06Q20/3552; G06Q20/357; G06Q20/3576; G06Q20/36; G06Q20/363; G06Q20/38; G06Q20/42; G06Q20/425; G07F; G07F17/00; G07F17/24; G07F7/00; G07F7/08; G07F7/0866; G07F7/10; G07F7/1008; H; H04; H04M; H04M1/00; H04M1/72; H04M1/724; H04M1/72403; H04M15/00; H04M15/68; H04M17/00; H04W; H04W4/00; H04W4/24; H04W88/00; H04W88/02; H04M1/72409; H04M1/72412; H04M2215/00; H04M2215/01; H04M2215/0196; H04M2215/20; H04M2215/2026; H04M2215/32; H04M2250/00; H04M2250/14
Claims Analysis
Total Claims: 22
Claim 1
Independent Claim
195 words
A method for use in operating a mobile radio communication unit that comprises a controller coupled to an interface, the method comprising the steps of: providing at least one storage device that stores at least one application program and identification information, wherein the identification information identifies a user of the mobile radio communication unit; and mechanically and electrically coupling that at least one storage device to the interface so that the at least one storage device is attachable to the interface, for enabling the at least one storage device to be electrically coupled to the controller; wherein the at least one application relates to an electronic money purse residing at the mobile radio communication unit and having a balance of digital cash for making payments, wherein an external storage location stores a second user account having a second balance, and wherein further steps are performed of: retrieving at least a portion of the second balance from the second user account stored in the external storage location; and increasing the balance of digital cash in the electronic purse by an amount that is equal to the portion of second balance retrieved from the second user account.
Claim 2
Independent Claim
195 words
A method for use in operating a mobile radio communication unit that comprises a controller coupled to an interface, the method comprising the steps of: providing at least one storage device that stores at least one application program and identification information, wherein the identification information identifies a user of the mobile radio communication unit; and mechanically and electrically coupling that at least one storage device to the interface so that the at least one storage device is attachable to the interface, for enabling the at least one storage device to be electrically coupled to the controller; wherein the at least one application relates to an electronic money purse residing at the mobile radio communication unit and having a balance of digital cash for making payments, wherein an external storage location stores a second user account having a second balance, and wherein further steps are performed of: retrieving at least a portion of the second balance from the second user account stored in the external storage location; and increasing the balance of digital cash in the electronic purse by an amount that is equal to the portion of second balance retrieved from the second user account.
Claim 3
Dependent Claim
34 words
A method as set forth in claim 1 , and further comprising a step of registering a payment transaction with at least one of an external terminal and the at least one application program.
Claim 4
Dependent Claim
77 words
A method as set forth in claim 2 , wherein prior to the performance of the registering step, further steps are performed of: entering information into the mobile radio communication unit; and in response to the entering step, the mobile radio communication unit performs a step of: comparing the entered information to the identification information to determine if the entered information and the identification information are similar; and, if they are similar, the registering step is performed.
Claim 5
Dependent Claim
42 words
A method as set forth in claim 2 , wherein the at least one application program has an associated account balance, and wherein the method further comprises a step of decreasing the associated account balance by an amount of said payment transaction.
Claim 6
Dependent Claim
49 words
A method as set forth in claim 4 , wherein prior to the performance of the decreasing step, further steps are performed of: receiving information representing the associated account balance from a network; and storing the received information representing the associated account balance in the mobile radio communication unit.
Claim 7
Dependent Claim
64 words
A method as set forth in claim 2 , wherein an external storage location stores information specifying a transaction credit value for the mobile radio communication unit, and wherein the method further includes steps of: retrieving the information specifying the transaction credit value from the external storage location; and storing the retrieved information specifying the transaction credit value in the mobile radio communication unit.
Claim 8
Dependent Claim
21 words
A method as set forth in claim 6 , wherein the external storage location is located within an external communication network.
Claim 9
Dependent Claim
46 words
A method as set forth in claim 6 , wherein the retrieving step includes communicating a Short Message Service (SMS) message from the mobile radio communication unit to the external storage location for retrieving the information specifying the transaction credit value from the external storage location.
Claim 10
Dependent Claim
87 words
A method as set forth in claim 2 , wherein the mobile radio communication unit has an associated account balance, and wherein prior to the registering step, further steps are performed of: providing information representing a credit value from a credit source to the mobile radio communication unit, the credit value being at least as great as a value of said payment transaction; and increasing a value of the associated account balance by the credit value represented by the information provided to the mobile radio communication unit.
Claim 11
Dependent Claim
38 words
A method as set forth in claim 9 , wherein after the step of registering is performed, a further step is performed of decreasing the value of the associated account balance by the value of said payment transaction.
Claim 12
Dependent Claim
90 words
A method as set forth in claim 1 , and further comprising steps of: entering information into the mobile radio communication unit specifying that a payment be made from i:he mobile radio communication unit to an external terminal; establishing a communication link between the mobile radio communication unit and the external terminal; verifying that an account associated with the at least one application program has at least a predetermined balance; and registering a payment transaction with at least one of the external terminal and the at least one application program.
Claim 13
Dependent Claim
110 words
A method as set forth in claim 1 , wherein information indicating a balance of a user account is stored in an external storage device, the external storage device being external to said mobile radio communication unit, and wherein further steps are performed of: entering information into the mobile radio communication unit requesting that the information indicating the balance of the user account be retrieved from the external storage device; and in response to the mobile communication unit receiving the entered information, communicating between the mobile radio communication unit and the external storage device for retrieving from the external storage device the information indicating the balance of the user account.
Claim 14
Dependent Claim
96 words
A method as set forth in claim 1 , wherein information indicating a balance of a user account is stored in a memory of the mobile radio station unit, and wherein further steps are performed of: entering information into the mobile radio communication unit requesting that the information indicating the balance of the user account be retrieved; in response to the mobile radio communication unit receiving the entered information, retrieving the information indicating the balance of the user account from the memory; and providing the information indicating the balance of the user account to a user.
Claim 15
Dependent Claim
37 words
A method as set forth in claim 1 , and further comprising a step of decreasing the second balance by an amount that is equal to the portion of second balance retrieved from the second user account.
Claim 16
Dependent Claim
18 words
The method of claim 1 , wherein said at least one storage device is removable from said interface.
Claim 17
Dependent Claim
24 words
A method as set forth in claim 1 , wherein the identification information also identifies a telephone number of said mobile radio communication unit.
Claim 18
Dependent Claim
23 words
A method as set forth in claim 1 , wherein the electronic money purse is held in the mobile radio communication unit memory.
Claim 19
Dependent Claim
23 words
A method as set forth in claim 1 , wherein the electronic money purse is held in the at least one storage device.
Claim 20
Dependent Claim
28 words
A method as set forth in claim 1 , further comprising using digital cash of the electronic money purse for making payments at an electronic point of sale.
Claim 21
Dependent Claim
25 words
A method as set forth in claim 1 , further comprising transmitting the retrieved second balance over wireless communication to the mobile radio communication unit.
Claim 22
Dependent Claim
36 words
A method as set forth in claim 1 , wherein said mobile radio communication unit is for wireless transmission and reception, and said unit is configured to transmit and receive data relating to said application program.
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USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 2005-07-08 | 2006-01-07 | 2006-07-09 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 2009-07-08 | 2010-01-07 | 2010-07-09 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 2013-07-08 | 2014-01-07 | 2014-07-09 | $7700.00 | Window Closed / Lapsed |