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US6169975B1 Expired / Lapsed US ⏱️ 0.0 years remaining

Point-of-distribution pre-paid card vending system

Assignee: LDC DIRECT Ltd Co
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Filing: 1997-07-09
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Granted: 2001-01-02
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Expires: 2017-07-09
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Abstract

Abstract A novel system and process have been developed whereby a prepaid phone card, or any other similar inventory, may be easily and efficiently distributed at, for example, a point-of-sale. A computerized terminal including memory for storage is maintained at the point-of-distribution, or any other suitable location. The terminal's memory is adapted to store one or more security numbers, such as PIN numbers, telephone numbers and/or other suitable information corresponding to the information needed by consumers to utilize the service. The terminal initially connects to a host computer system in order to download one or more PIN numbers, and the downloaded PIN numbers are thereafter stored in the terminal's memory. The security codes, etc., may thereafter be dispensed by a user of the terminal onto cards, etc., without any need to connect to a host computer, and the terminal may be recharged with additional security codes, etc., only at a convenient time (e.g., at night). Detailed reporting may also be performed by the terminal, the host computer, or both. A mechanism for guiding the card into the terminal, as well as an assembly for securing an attached magnetic stripe reader may also be provided.

Inventors

  • 👤 James L. White
  • 👤 James A. White

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-10-29 23:27
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/08; G07F7/10; G07F7/1008; G06; G06K; G06K17/00; G06K7/00; G06K7/08; G06K7/082; G06K7/083; G06K7/084; G06Q; G06Q20/00; G06Q20/04; G06Q20/08; G06Q20/10; G06Q20/20; G06Q20/22; G06Q20/28; G06Q20/30; G06Q20/34; G06Q20/341; G06Q20/342; G06Q20/355; G06Q20/38; G06Q20/40; G07F7/02; G07F7/025

Claims Analysis

Total Claims: 24
Claim 1
Independent Claim 237 words
A system for point of sale dispensing of cards comprising: (a) a host computer system; and (b) a remote terminal device adapted to be selectively coupled to the host computer system via a communication link, the remote terminal device comprising: (i) a terminal memory that stores a plurality of informational data sets; (ii) a recording device that copies informational data sets from the terminal memory onto a substrate; (iii) an input device, and (iv) a processor programmed to execute the following steps: (1) upon receipt of a pre-selected input from the input device, selecting a personal identification number from the terminal memory; (2) causing the recording device to copy the selected personal identification number onto the substrate; (3) flagging a memory location in the terminal memory to indicate that the selected personal identification number has been used; and (4) upon a determination that a predetermined number of informational data sets in the terminal memory remain unflagged, replenishing the available informational data sets by performing the following substeps: (A) initiating a communication between the remote terminal device and the host computer system via the communication link; (B) indicating to the host computer system that the flagged informational data sets have been used; (C) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (D) disconnecting the communication between the remote terminal device and the host computer system after the downloading substep.
Claim 2
Independent Claim 237 words
A system for point of sale dispensing of cards comprising: (a) a host computer system; and (b) a remote terminal device adapted to be selectively coupled to the host computer system via a communication link, the remote terminal device comprising: (i) a terminal memory that stores a plurality of informational data sets; (ii) a recording device that copies informational data sets from the terminal memory onto a substrate; (iii) an input device, and (iv) a processor programmed to execute the following steps: (1) upon receipt of a pre-selected input from the input device, selecting a personal identification number from the terminal memory; (2) causing the recording device to copy the selected personal identification number onto the substrate; (3) flagging a memory location in the terminal memory to indicate that the selected personal identification number has been used; and (4) upon a determination that a predetermined number of informational data sets in the terminal memory remain unflagged, replenishing the available informational data sets by performing the following substeps: (A) initiating a communication between the remote terminal device and the host computer system via the communication link; (B) indicating to the host computer system that the flagged informational data sets have been used; (C) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (D) disconnecting the communication between the remote terminal device and the host computer system after the downloading substep.
Claim 3
Dependent Claim 17 words
The system of claim 1 , wherein the substrate used by the recording device is a receipt.
Claim 4
Dependent Claim 13 words
The system of claim 1 , wherein the recording device is a printer.
Claim 5
Dependent Claim 15 words
The system of claim 1 , wherein the informational data sets comprise personal identification numbers.
Claim 6
Dependent Claim 12 words
The system of claim 1 wherein the input device is a keypad.
Claim 7
Dependent Claim 17 words
The system of claim 1 , wherein the substrate used by the recording device is a card.
Claim 8
Dependent Claim 15 words
The system of claim 6 , wherein the card is a pre-paid communication services card.
Claim 9
Dependent Claim 29 words
The system of claim 1 , wherein the processor performs the additional step of (5) storing transaction information associated with the selected personal identification number in the terminal memory.
Claim 10
Dependent Claim 30 words
The system of claim 8 , wherein the processor performs the additional substep of: (E) transmitting the transaction information associated with the flagged informational data sets to the host computer.
Claim 11
Independent Claim 226 words
A system for point-of-distribution vending of cards comprising: (a) a host computer system; and (b) a remote terminal device adapted to be selectively coupled to the host computer system via a communication link, the remote terminal device comprising: (i) a terminal memory that stores a plurality of informational data sets; (ii) a recording device that copies informational data sets from the terminal memory onto a substrate; (iii) an input device; and (iv) a processor programmed to execute the following steps: (1) upon receipt of a pre-selected input from the input device, selecting a personal identification number from the terminal memory; (2) causing the recording device to copy the selected personal identification number onto the substrate; (3) flagging a memory location in the terminal memory to indicate that the selected personal identification number has been used; and (4) at a pre-specified time selected to minimize cost, replenishing the available informational data sets by performing the following substeps: (A) initiating a communication between the remote terminal device and the host computer system via the communication link; (B) indicating to the host computer system that the flagged informational data sets have been used; (C) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (D) disconnecting the communication between the remote terminal device and the host computer system after the downloading substep.
Claim 12
Independent Claim 226 words
A system for point-of-distribution vending of cards comprising: (a) a host computer system; and (b) a remote terminal device adapted to be selectively coupled to the host computer system via a communication link, the remote terminal device comprising: (i) a terminal memory that stores a plurality of informational data sets; (ii) a recording device that copies informational data sets from the terminal memory onto a substrate; (iii) an input device; and (iv) a processor programmed to execute the following steps: (1) upon receipt of a pre-selected input from the input device, selecting a personal identification number from the terminal memory; (2) causing the recording device to copy the selected personal identification number onto the substrate; (3) flagging a memory location in the terminal memory to indicate that the selected personal identification number has been used; and (4) at a pre-specified time selected to minimize cost, replenishing the available informational data sets by performing the following substeps: (A) initiating a communication between the remote terminal device and the host computer system via the communication link; (B) indicating to the host computer system that the flagged informational data sets have been used; (C) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (D) disconnecting the communication between the remote terminal device and the host computer system after the downloading substep.
Claim 13
Dependent Claim 17 words
The system of claim 10 , wherein the substrate used by the recording device is a receipt.
Claim 14
Dependent Claim 13 words
The system of claim 10 , wherein the recording device is a printer.
Claim 15
Dependent Claim 15 words
The system of claim 10 , wherein the recording device is a magnetic stripe writer.
Claim 16
Dependent Claim 13 words
The system of claim 10 , wherein the input device is a keypad.
Claim 17
Dependent Claim 17 words
The system of claim 10 , wherein the substrate used by the recording device is a card.
Claim 18
Dependent Claim 14 words
The system of claim 15 , wherein the card is a pre-paid telephone card.
Claim 19
Dependent Claim 29 words
The system of claim 10 , wherein the processor performs the additional step of (5) storing transaction information associated with the selected personal identification number in the terminal memory.
Claim 20
Dependent Claim 30 words
The system of claim 17 , wherein the processor performs the additional substep of: (E) transmitting the transaction information associated with the flagged informational data sets to the host computer.
Claim 21
Independent Claim 129 words
A method for replenishing informational data sets in a terminal memory of a point-of-distribution card vending terminal comprising the steps of: (a) determining the number of unused informational data sets remaining in the terminal memory; and (b) upon determining that fewer than a predetermined number of informational data sets in the terminal memory remain unused, performing the following substeps: (i) initiating a communication between the remote terminal device and a host computer system via a communication link; (ii) indicating to the host computer system that the used informational data sets have been used; (iii) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (iv) disconnecting the communication between the remote terminal device and the host computer system after the downloading substep.
Claim 22
Independent Claim 129 words
A method for replenishing informational data sets in a terminal memory of a point-of-distribution card vending terminal comprising the steps of: (a) determining the number of unused informational data sets remaining in the terminal memory; and (b) upon determining that fewer than a predetermined number of informational data sets in the terminal memory remain unused, performing the following substeps: (i) initiating a communication between the remote terminal device and a host computer system via a communication link; (ii) indicating to the host computer system that the used informational data sets have been used; (iii) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (iv) disconnecting the communication between the remote terminal device and the host computer system after the downloading substep.
Claim 23
Independent Claim 112 words
A method for replenishing informational data sets in a terminal memory of a point-of-distribution card vending terminal comprising the steps of: (a) assessing current time; and (b) upon a determining that the current time meets a prespecified time selected to minimize cost, performing the following substeps; (i) initiating a communication between the remote terminal device and a host computer system via a communication link; (ii) indicating to the host computer system that the used informational data sets have been used; (iii) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (iv) disconnecting the communication between the remote terminal device and the host computer system.
Claim 24
Independent Claim 112 words
A method for replenishing informational data sets in a terminal memory of a point-of-distribution card vending terminal comprising the steps of: (a) assessing current time; and (b) upon a determining that the current time meets a prespecified time selected to minimize cost, performing the following substeps; (i) initiating a communication between the remote terminal device and a host computer system via a communication link; (ii) indicating to the host computer system that the used informational data sets have been used; (iii) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (iv) disconnecting the communication between the remote terminal device and the host computer system.

USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 2004-01-02 2004-07-03 2005-01-02 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 2008-01-02 2008-07-03 2009-01-02 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 2012-01-02 2012-07-03 2013-01-02 $7700.00 Window Closed / Lapsed

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