US6169975B1
Expired / Lapsed
US
⏱️ 0.0 years remaining
Point-of-distribution pre-paid card vending system
Assignee: LDC DIRECT Ltd Co
•
Filing: 1997-07-09
•
Granted: 2001-01-02
•
Expires: 2017-07-09
Abstract
Abstract A novel system and process have been developed whereby a prepaid phone card, or any other similar inventory, may be easily and efficiently distributed at, for example, a point-of-sale. A computerized terminal including memory for storage is maintained at the point-of-distribution, or any other suitable location. The terminal's memory is adapted to store one or more security numbers, such as PIN numbers, telephone numbers and/or other suitable information corresponding to the information needed by consumers to utilize the service. The terminal initially connects to a host computer system in order to download one or more PIN numbers, and the downloaded PIN numbers are thereafter stored in the terminal's memory. The security codes, etc., may thereafter be dispensed by a user of the terminal onto cards, etc., without any need to connect to a host computer, and the terminal may be recharged with additional security codes, etc., only at a convenient time (e.g., at night). Detailed reporting may also be performed by the terminal, the host computer, or both. A mechanism for guiding the card into the terminal, as well as an assembly for securing an attached magnetic stripe reader may also be provided.
Inventors
- 👤 James L. White
- 👤 James A. White
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-10-29 12:08
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/08; G07F7/10; G07F7/1008; G06; G06K; G06K17/00; G06K7/00; G06K7/08; G06K7/082; G06K7/083; G06K7/084; G06Q; G06Q20/00; G06Q20/04; G06Q20/08; G06Q20/10; G06Q20/20; G06Q20/22; G06Q20/28; G06Q20/30; G06Q20/34; G06Q20/341; G06Q20/342; G06Q20/355; G06Q20/38; G06Q20/40; G07F7/02; G07F7/025
Claims Analysis
Total Claims: 24
Claim 1
Independent Claim
237 words
A system for point of sale dispensing of cards comprising: (a) a host computer system; and (b) a remote terminal device adapted to be selectively coupled to the host computer system via a communication link, the remote terminal device comprising: (i) a terminal memory that stores a plurality of informational data sets; (ii) a recording device that copies informational data sets from the terminal memory onto a substrate; (iii) an input device, and (iv) a processor programmed to execute the following steps: (1) upon receipt of a pre-selected input from the input device, selecting a personal identification number from the terminal memory; (2) causing the recording device to copy the selected personal identification number onto the substrate; (3) flagging a memory location in the terminal memory to indicate that the selected personal identification number has been used; and (4) upon a determination that a predetermined number of informational data sets in the terminal memory remain unflagged, replenishing the available informational data sets by performing the following substeps: (A) initiating a communication between the remote terminal device and the host computer system via the communication link; (B) indicating to the host computer system that the flagged informational data sets have been used; (C) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (D) disconnecting the communication between the remote terminal device and the host computer system after the downloading substep.
Claim 2
Independent Claim
237 words
A system for point of sale dispensing of cards comprising: (a) a host computer system; and (b) a remote terminal device adapted to be selectively coupled to the host computer system via a communication link, the remote terminal device comprising: (i) a terminal memory that stores a plurality of informational data sets; (ii) a recording device that copies informational data sets from the terminal memory onto a substrate; (iii) an input device, and (iv) a processor programmed to execute the following steps: (1) upon receipt of a pre-selected input from the input device, selecting a personal identification number from the terminal memory; (2) causing the recording device to copy the selected personal identification number onto the substrate; (3) flagging a memory location in the terminal memory to indicate that the selected personal identification number has been used; and (4) upon a determination that a predetermined number of informational data sets in the terminal memory remain unflagged, replenishing the available informational data sets by performing the following substeps: (A) initiating a communication between the remote terminal device and the host computer system via the communication link; (B) indicating to the host computer system that the flagged informational data sets have been used; (C) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (D) disconnecting the communication between the remote terminal device and the host computer system after the downloading substep.
Claim 3
Dependent Claim
17 words
The system of claim 1 , wherein the substrate used by the recording device is a receipt.
Claim 4
Dependent Claim
13 words
The system of claim 1 , wherein the recording device is a printer.
Claim 5
Dependent Claim
15 words
The system of claim 1 , wherein the informational data sets comprise personal identification numbers.
Claim 6
Dependent Claim
12 words
The system of claim 1 wherein the input device is a keypad.
Claim 7
Dependent Claim
17 words
The system of claim 1 , wherein the substrate used by the recording device is a card.
Claim 8
Dependent Claim
15 words
The system of claim 6 , wherein the card is a pre-paid communication services card.
Claim 9
Dependent Claim
29 words
The system of claim 1 , wherein the processor performs the additional step of (5) storing transaction information associated with the selected personal identification number in the terminal memory.
Claim 10
Dependent Claim
30 words
The system of claim 8 , wherein the processor performs the additional substep of: (E) transmitting the transaction information associated with the flagged informational data sets to the host computer.
Claim 11
Independent Claim
226 words
A system for point-of-distribution vending of cards comprising: (a) a host computer system; and (b) a remote terminal device adapted to be selectively coupled to the host computer system via a communication link, the remote terminal device comprising: (i) a terminal memory that stores a plurality of informational data sets; (ii) a recording device that copies informational data sets from the terminal memory onto a substrate; (iii) an input device; and (iv) a processor programmed to execute the following steps: (1) upon receipt of a pre-selected input from the input device, selecting a personal identification number from the terminal memory; (2) causing the recording device to copy the selected personal identification number onto the substrate; (3) flagging a memory location in the terminal memory to indicate that the selected personal identification number has been used; and (4) at a pre-specified time selected to minimize cost, replenishing the available informational data sets by performing the following substeps: (A) initiating a communication between the remote terminal device and the host computer system via the communication link; (B) indicating to the host computer system that the flagged informational data sets have been used; (C) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (D) disconnecting the communication between the remote terminal device and the host computer system after the downloading substep.
Claim 12
Independent Claim
226 words
A system for point-of-distribution vending of cards comprising: (a) a host computer system; and (b) a remote terminal device adapted to be selectively coupled to the host computer system via a communication link, the remote terminal device comprising: (i) a terminal memory that stores a plurality of informational data sets; (ii) a recording device that copies informational data sets from the terminal memory onto a substrate; (iii) an input device; and (iv) a processor programmed to execute the following steps: (1) upon receipt of a pre-selected input from the input device, selecting a personal identification number from the terminal memory; (2) causing the recording device to copy the selected personal identification number onto the substrate; (3) flagging a memory location in the terminal memory to indicate that the selected personal identification number has been used; and (4) at a pre-specified time selected to minimize cost, replenishing the available informational data sets by performing the following substeps: (A) initiating a communication between the remote terminal device and the host computer system via the communication link; (B) indicating to the host computer system that the flagged informational data sets have been used; (C) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (D) disconnecting the communication between the remote terminal device and the host computer system after the downloading substep.
Claim 13
Dependent Claim
17 words
The system of claim 10 , wherein the substrate used by the recording device is a receipt.
Claim 14
Dependent Claim
13 words
The system of claim 10 , wherein the recording device is a printer.
Claim 15
Dependent Claim
15 words
The system of claim 10 , wherein the recording device is a magnetic stripe writer.
Claim 16
Dependent Claim
13 words
The system of claim 10 , wherein the input device is a keypad.
Claim 17
Dependent Claim
17 words
The system of claim 10 , wherein the substrate used by the recording device is a card.
Claim 18
Dependent Claim
14 words
The system of claim 15 , wherein the card is a pre-paid telephone card.
Claim 19
Dependent Claim
29 words
The system of claim 10 , wherein the processor performs the additional step of (5) storing transaction information associated with the selected personal identification number in the terminal memory.
Claim 20
Dependent Claim
30 words
The system of claim 17 , wherein the processor performs the additional substep of: (E) transmitting the transaction information associated with the flagged informational data sets to the host computer.
Claim 21
Independent Claim
129 words
A method for replenishing informational data sets in a terminal memory of a point-of-distribution card vending terminal comprising the steps of: (a) determining the number of unused informational data sets remaining in the terminal memory; and (b) upon determining that fewer than a predetermined number of informational data sets in the terminal memory remain unused, performing the following substeps: (i) initiating a communication between the remote terminal device and a host computer system via a communication link; (ii) indicating to the host computer system that the used informational data sets have been used; (iii) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (iv) disconnecting the communication between the remote terminal device and the host computer system after the downloading substep.
Claim 22
Independent Claim
129 words
A method for replenishing informational data sets in a terminal memory of a point-of-distribution card vending terminal comprising the steps of: (a) determining the number of unused informational data sets remaining in the terminal memory; and (b) upon determining that fewer than a predetermined number of informational data sets in the terminal memory remain unused, performing the following substeps: (i) initiating a communication between the remote terminal device and a host computer system via a communication link; (ii) indicating to the host computer system that the used informational data sets have been used; (iii) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (iv) disconnecting the communication between the remote terminal device and the host computer system after the downloading substep.
Claim 23
Independent Claim
112 words
A method for replenishing informational data sets in a terminal memory of a point-of-distribution card vending terminal comprising the steps of: (a) assessing current time; and (b) upon a determining that the current time meets a prespecified time selected to minimize cost, performing the following substeps; (i) initiating a communication between the remote terminal device and a host computer system via a communication link; (ii) indicating to the host computer system that the used informational data sets have been used; (iii) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (iv) disconnecting the communication between the remote terminal device and the host computer system.
Claim 24
Independent Claim
112 words
A method for replenishing informational data sets in a terminal memory of a point-of-distribution card vending terminal comprising the steps of: (a) assessing current time; and (b) upon a determining that the current time meets a prespecified time selected to minimize cost, performing the following substeps; (i) initiating a communication between the remote terminal device and a host computer system via a communication link; (ii) indicating to the host computer system that the used informational data sets have been used; (iii) downloading a plurality of informational data sets from the host computer system into the terminal memory; and (iv) disconnecting the communication between the remote terminal device and the host computer system.
References Cited (Backward Citations)
US3833795A
Cited
US4968783A
Cited
WO1985003787A1
Cited
US4650975A
Cited
US4912310A
Cited
US4877947A
Cited
US4968873A
Cited
US5313664A
Cited
US5119293A
Cited
US5101098A
Cited
US5155342A
Cited
US5483048A
Cited
US5146067A
Cited
US5023782A
Cited
US5409092A
Cited
US5243174A
Cited
US5266781A
Cited
US5340969A
Cited
US5440108A
Cited
US5479003A
Cited
US5408417A
Cited
EP0572991B1
Cited
US5359182A
Cited
US5350906A
Cited
US5326960A
Cited
US5513117A
Cited
US5481094A
Cited
WO1995012169A1
Cited
US5557518A
Cited
US5504808A
Cited
US5511114A
Cited
US5696908A
Cited
WO1997019549A1
Cited
USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 2004-01-02 | 2004-07-03 | 2005-01-02 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 2008-01-02 | 2008-07-03 | 2009-01-02 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 2012-01-02 | 2012-07-03 | 2013-01-02 | $7700.00 | Window Closed / Lapsed |