Funds distribution system connected with point of sale transactions

Claim 3

A system as in claim 1, wherein said remote input includes change making means for returning remains from an excess payment, after apportionment, as cash.

Claim 4

A system as in claim 2, wherein said remote input means includes a display for displaying the excess cash and the remains.

Claim 5

A system as in claim 2, wherein printout means prints out the status of each of the accounts.

Claim 6

A system as in claim 1, wherein said identifier entering means includes means for entering changes in the apportionment.

Claim 7

A system as in claim 1, wherein said apportioning means includes means for allocating a portion of the excess to charity donee accounts with each apportionment.

Claim 8

A system as in claim 6, wherein said apportioning means includes means for transferring the portion of the excess for the charity donee account directly to the charity donee with each apportionment.

Claim 9

A system as in claim 1, wherein said apportionment means includes: charity storage means for storing names of a plurality of qualified charities; bank storage means for storing names of a number of banks; account storage means for storing numbers of client accounts; entry means for entering the names of charities and banks so as to establish an entered name for each entry of a name; comparison means responsive to said storage means and said entry means for comparing each entered name with a stored name to determine if the entered name matches a stored name; assignment means responsive to said comparison means for assigning a charity or a bank to an account when the charity or the bank has been entered; recording means responsive to said account storage means for recording money entries into said accounts; and allocating means responsive to said account storage means for registering an allocation of parts of monies recorded into accounts among the charities and banks entered for that account.

Claim 10

A system as in claim 1, wherein said card identifier entering means includes receiving means for receiving a card having the number and data including the accounts and instructions for apportioning, and said apportioning means further includes means for receiving the data from the card.

Claim 11

A system as in claim 9, wherein said apportioning means includes a central processor remote from the entry means for receiving the data from the card number entering means on a batch processing basis.

Claim 12

A system as in claim 1, further comprising printout means coupled to said entry means, said card entering means, and said apportioning means for printing out the amounts entered and apportioned.

Claim 13

A system as in claim 1, wherein the card identifies the relationship of apportioning among accounts independent of the of data in the entry means.

Claim 14

A point of sale operating method comprising: entering an amount corresponding to a price of a product into a remote input; entering an amount corresponding to cash being paid; determining any excess cash payment; entering a card identifier; apportioning at least a part of the excess cash payment among one or more accounts selected from a plurality of predetermined accounts as determined by the card identifier; and crediting the excess paid to the accounts to the card identifier; the predetermined accounts being identified with said card identifier independent of said remote input.

Claim 15

A point of sale operating method comprising: entering an amount corresponding to a price of a product into a remote input; entering an amount corresponding to cash being paid; determining any excess cash payment; entering a card identifier; apportioning at least a part of the excess cash payment among one or more accounts selected from a plurality of predetermined accounts as determined by the card identifier; and crediting the excess paid to the accounts to the card identifier; the predetermined accounts being identified with said card identifier independent of said remote input.

Claim 16

A method as in claim 13, wherein said apportioning step includes making change for returning any remains from the excess payment, after apportionment, as cash.

Claim 17

A method as in claim 14, wherein said crediting step includes a printing step and said printing step includes displaying the excess cash and the remains.

Claim 18

A method as in claim 13, wherein said crediting step includes a printing step and said printing step includes printing out the status of each of the accounts.

Claim 19

A method as in claim 13, wherein said step of apportioning includes entering changes in the apportionment.

Claim 20

A method as in claim 13, wherein said step of apportioning includes allocating a portion of the excess to charity donee accounts with each apportionment.

Claim 21

A method as in claim 18, wherein said apportioning step includes transferring a portion of the excess for the charity donee account directly to a charity donee with each apportionment.

Claim 22

A method as in claim 13, wherein said apportionment step includes: storing names of a plurality of qualified charities; storing numbers of client accounts; storing names of a number of banks; entering the names of charities and banks so as to define an entered name for each entry of a name; comparing each entered with a stored name to determine if the entered name matches the stored name; assigning a charity or bank to an account when a charity or bank has been entered; recording money entries into set accounts; registering an allocation of parts of monies recorded into accounts among charities and banks entered for that account.

Claim 23

A system as in claim 1, wherein said apportioning means includes a central processor remote from the entry means for receiving the data from the card identifier entering means.

Claim 24

A system as in claim 21, wherein central processor remote from the entry means serves for receiving the data from the card identifier entering means on a real time basis.

Claim 25

A method as in claim 13, wherein the apportioning among accounts is identified by the card identifier independent of data in the remote input.

Claim 26

A method as in claim 23, further comprising the step of printing out the amounts entered and apportioned.

Claim 27

A method as in claim 23, wherein the card identifies the apportioning among accounts independent of data in the cash register.

Claim 28

A method as in claim 13, further comprising the step of receiving the data from the card identifier entering means in a central processor remote from the remote input.

Claim 29

A method as in claim 13, wherein the step of entering includes receiving a card having the card identifier and data including the accounts and instructions for apportioning, and said apportioning step further includes receiving the data from the card.

Claim 30

A method as in claim 27, wherein said apportioning step includes receiving in a central processor remote from the remote input data entered from the card on a batch processing basis.

Claim 31

A method as in claim 28, wherein the step of receiving data from in the central processor remote from the remote input includes receiving the data from the card number entering means on a real time basis.