Point of sale apparatus including a depositing/withdrawing apparatus

Claim 1

A point of sales apparatus including a depositing/withdrawing apparatus, comprising: first means for determining a total sales amount of at least one article sold to a customer; second means for receiving cash from the customer; third means for identifying the denominations of the cash and the number of bank notes and coins involved in the cash; fourth means for determining the amount of cash received from the customer on the basis of the denominations and the number of banknotes and coins identified by the identifying means; fifth means for storing the cash identified by said second means; sixth means connected to the first and fourth means for calculating the difference between the total sales amount and the amount of cash from the customer; reading means for reading an account information of the customer from an identity medium; designating means for designating a payment mode to the customer, either payment in credit, cash or to a prepaid card; depositing means, connected to the sixth means and the reading means, for automatically depositing the difference calculated by the sixth means to the account corresponding to the account information read by the reading means when said designation means designates payment by credit; dispensing means for dispensing cash corresponding to the difference calculated by the sixth means when said designating means designates payment in cash; and dispensing means for dispensing a prepaid card corresponding to the difference calculated by the sixth means when said designating means designates payment by prepaid card.