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US5952640A Expired / Lapsed US ⏱️ 0.0 years remaining

Gaming machine system operable with general purpose charge cards

Assignee: Scotch Twist Inc
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Filing: 1998-09-21
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Granted: 1999-09-14
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Expires: 2018-09-21
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Abstract

Abstract In a gaming establishment, a player feeds a general purpose charge card such as a VISA, MasterCard or AMERICAN EXPRESS card to a reader at a gaming machine or enters on a keyboard or other input device, information relating to the general purpose charge card, and keys in a desired amount of playing credit and optionally, a PIN (personal identification number) for automatic transmission to a remote financial institution (VISA or other charge card facility) either directly or through an intermediate transaction processing facility. Also transmitted are an identification of the gaming machine and the gaming operator. Upon approval of the requested playing credit, the gaming machine is enabled and thereafter a running net (balance) is kept for the player and/or each machine and/or the gaming operator by accounting for win-lose-draws. After the playing session is over, net playing credit information is automatically transmitted to the financial institution either directly or through an intermediate transaction processing facility so that the entire playing sessions can be a single line item on the player's regular statement from that financial institution. Provisions are made to allow a player to use the same playing credit to play on more than one machine at the same time, to quit a machine and quickly move to another and still keep the same running balance, and to move from one gaming establishment to another on the same running balance.

Inventors

  • 👤 James L. Lucero

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-11-03 20:11
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/08; G07F7/10; G07F7/1008; G06; G06Q; G06Q50/00; G06Q50/10; G06Q20/00; G06Q20/04; G06Q20/08; G06Q20/10; G06Q20/12; G06Q20/30; G06Q20/34; G06Q20/342; G06Q20/346; G06Q20/36; G06Q20/363; G07F17/00; G07F17/0014; G07F17/32; G07F17/3244; G07F17/3251; G07F17/326; G07F17/3272; G07F17/3281; G07F7/02; G07F7/025; G07F7/0866

Claims Analysis

Total Claims: 40
Claim 1
Independent Claim 141 words
An apparatus for using information concerning a first account maintained at an institution for enabling games of chance to be played on a gaming machine at a location which is remote from and is different from said institution, comprising: means for causing information concerning said first account to be received by said gaming machine; means for causing information concerning a requested playing amount to be received by said gaming machine; means for causing information concerning a second account to be generated at said location, said second account associated with said gaming machine; means for transmitting information concerning said first account, said requested amount, and said second account to said institution; means for receiving an indication from said institution of an approved playing amount; and means for conditioning said gaming machine in accordance with said approved playing amount to permit plays thereon.
Claim 2
Independent Claim 141 words
An apparatus for using information concerning a first account maintained at an institution for enabling games of chance to be played on a gaming machine at a location which is remote from and is different from said institution, comprising: means for causing information concerning said first account to be received by said gaming machine; means for causing information concerning a requested playing amount to be received by said gaming machine; means for causing information concerning a second account to be generated at said location, said second account associated with said gaming machine; means for transmitting information concerning said first account, said requested amount, and said second account to said institution; means for receiving an indication from said institution of an approved playing amount; and means for conditioning said gaming machine in accordance with said approved playing amount to permit plays thereon.
Claim 3
Dependent Claim 28 words
The apparatus of claim 1, wherein the means for causing information concerning said first account to be received by said gaming machine comprises a general purpose charge card.
Claim 4
Dependent Claim 29 words
The apparatus of claim 1, wherein said information concerning said first account and said requested amount causes said institution to provide said approved playing amount to said second account.
Claim 5
Dependent Claim 15 words
The apparatus of claim 2, wherein said general purpose charge card is a credit card.
Claim 6
Dependent Claim 33 words
The apparatus of claim 1, wherein said information concerning said first account and said requested amount causes said institution to transfer said approved playing amount from said first account to said second account.
Claim 7
Dependent Claim 15 words
The apparatus of claim 2, wherein said general purpose charge card is a debit card.
Claim 8
Dependent Claim 18 words
The apparatus of claim 2, wherein said general purpose charge card is an automated teller machine (ATM) card.
Claim 9
Dependent Claim 17 words
The apparatus of claim 2, wherein said general purpose charge card is a bank account access card.
Claim 10
Independent Claim 138 words
An apparatus for using information concerning a first account maintained at an institution for enabling games of chance to be played on a gaming machine at a location which is remote from and is different from said institution, comprising: at least one data entry device coupled to said gaming machine which receives information concerning said first account and a requested playing amount; an account code generator coupled to said gaming machine which generates information concerning a second account; a transmitter coupled to said account code generator and said data entry device which transmits information to said institution; a receiver which receives information concerning an approved playing amount from said institution; and an activator coupled to said receiver and said gaming machine which permits plays on said gaming machine; wherein said second account is associated with said gaming machine.
Claim 11
Independent Claim 138 words
An apparatus for using information concerning a first account maintained at an institution for enabling games of chance to be played on a gaming machine at a location which is remote from and is different from said institution, comprising: at least one data entry device coupled to said gaming machine which receives information concerning said first account and a requested playing amount; an account code generator coupled to said gaming machine which generates information concerning a second account; a transmitter coupled to said account code generator and said data entry device which transmits information to said institution; a receiver which receives information concerning an approved playing amount from said institution; and an activator coupled to said receiver and said gaming machine which permits plays on said gaming machine; wherein said second account is associated with said gaming machine.
Claim 12
Independent Claim 160 words
An apparatus for using information concerning an account maintained at an institution for enabling games of chance to be played on a gaming machine at a location which is remote from and is different from said institution, comprising: means for causing information concerning said account to be received by said gaming machine; means for causing information concerning a requested playing amount to be received by said gaming machine; means for accessing a gaming account at a facility based on information concerning said account; means for transmitting information concerning said account, and said requested amount to said facility; means for receiving an indication from said facility of an approved playing amount; means for conditioning said gaming machine in accordance with said approved playing amount to permit plays thereon; means for maintaining information about said plays on said gaming machine; and means for selectively causing said gaming machine to transmit information respecting said plays to said facility for maintaining said gaming account.
Claim 13
Independent Claim 160 words
An apparatus for using information concerning an account maintained at an institution for enabling games of chance to be played on a gaming machine at a location which is remote from and is different from said institution, comprising: means for causing information concerning said account to be received by said gaming machine; means for causing information concerning a requested playing amount to be received by said gaming machine; means for accessing a gaming account at a facility based on information concerning said account; means for transmitting information concerning said account, and said requested amount to said facility; means for receiving an indication from said facility of an approved playing amount; means for conditioning said gaming machine in accordance with said approved playing amount to permit plays thereon; means for maintaining information about said plays on said gaming machine; and means for selectively causing said gaming machine to transmit information respecting said plays to said facility for maintaining said gaming account.
Claim 14
Dependent Claim 27 words
The apparatus of claim 10, wherein the means for causing information concerning said account to be received by said gaming machine comprises a general purpose charge card.
Claim 15
Dependent Claim 32 words
The apparatus of claim 10, wherein said information concerning said account and said requested amount causes said institution to provide said approved playing amount to an account associated with said gaming machine.
Claim 16
Dependent Claim 15 words
The apparatus of claim 11, wherein said general purpose charge card is a credit card.
Claim 17
Dependent Claim 35 words
The apparatus of claim 10, wherein said information concerning said account and said requested amount causes said institution to transfer said approved playing amount from said account to an account associated with said gaming machine.
Claim 18
Dependent Claim 15 words
The apparatus of claim 11, wherein said general purpose charge card is a debit card.
Claim 19
Dependent Claim 18 words
The apparatus of claim 11, wherein said general purpose charge card is an automated teller machine (ATM) card.
Claim 20
Dependent Claim 17 words
The apparatus of claim 11, wherein said general purpose charge card is a bank account access card.
Claim 21
Independent Claim 131 words
A method for using information concerning a first account maintained at an institution for enabling games of chance to be played on a gaming machine at a location which is remote from and is different from said institution, comprising the steps of: causing information concerning said first account to be received by said gaming machine; causing information concerning a requested playing amount to be received by said gaming machine; causing information concerning a second account to be generated at said location, said second account associated with said gaming machine; transmitting information concerning said account, said requested amount, and said second account to said institution; receiving an indication from said institution of an approved playing amount; and conditioning said gaming machine in accordance with said approved playing amount to permit plays thereon.
Claim 22
Independent Claim 131 words
A method for using information concerning a first account maintained at an institution for enabling games of chance to be played on a gaming machine at a location which is remote from and is different from said institution, comprising the steps of: causing information concerning said first account to be received by said gaming machine; causing information concerning a requested playing amount to be received by said gaming machine; causing information concerning a second account to be generated at said location, said second account associated with said gaming machine; transmitting information concerning said account, said requested amount, and said second account to said institution; receiving an indication from said institution of an approved playing amount; and conditioning said gaming machine in accordance with said approved playing amount to permit plays thereon.
Claim 23
Dependent Claim 41 words
The method of claim 18, wherein the step of causing information concerning said first account to be received by said gaming machine comprises the step of: causing a data entry device to obtain said information from a general purpose charge card.
Claim 24
Dependent Claim 22 words
The method of claim 18, further comprising the step of: providing, from said institution, said approved playing amount to said second account.
Claim 25
Dependent Claim 26 words
The method of claim 18, further comprising the step of: transferring by said institution said approved playing amount to said second account from said first account.
Claim 26
Independent Claim 147 words
A method of using information concerning an account maintained at an institution for enabling games of chance to be played on a gaming machine at a location which is remote from and is different from said institution, comprising the steps of: causing information concerning said account to be received by said gaming machine; causing information concerning a requested playing amount to be received by said gaming machine; transmitting information concerning said account, and said requested amount to a facility; accessing a gaming account at said facility based on information concerning said account; receiving an indication from said facility of an approved playing amount; conditioning said gaming machine in accordance with said approved playing amount to permit plays thereon; maintaining information about said plays on said gaming machine; and selectively causing said gaming machine to transmit information respecting said plays to said facility for maintaining said gaming account.
Claim 27
Independent Claim 147 words
A method of using information concerning an account maintained at an institution for enabling games of chance to be played on a gaming machine at a location which is remote from and is different from said institution, comprising the steps of: causing information concerning said account to be received by said gaming machine; causing information concerning a requested playing amount to be received by said gaming machine; transmitting information concerning said account, and said requested amount to a facility; accessing a gaming account at said facility based on information concerning said account; receiving an indication from said facility of an approved playing amount; conditioning said gaming machine in accordance with said approved playing amount to permit plays thereon; maintaining information about said plays on said gaming machine; and selectively causing said gaming machine to transmit information respecting said plays to said facility for maintaining said gaming account.
Claim 28
Dependent Claim 40 words
The method of claim 22, wherein the step of causing information concerning said account to be received by said gaming machine comprises the step of: causing a data entry device to obtain said information from a general purpose charge card.
Claim 29
Dependent Claim 27 words
The method of claim 22, further comprising the step of: providing, from said institution, said approved playing amount to a second account associated with said gaming machine.
Claim 30
Dependent Claim 31 words
The method of claim 22, further comprising the step of: transferring by said institution said approved playing amount to a second account associated with said gaming machine from said first account.
Claim 31
Independent Claim 182 words
A method of using a charge card to play games of chance comprising: providing a gaming machine at a casino with information regarding a charge card issued by an institution which is different from the casino and is remote from the casino, and with information regarding a requested quantity pertaining to playing games of chance; transmitting information regarding the charge card and the requested quantity, as well as information regarding the gaming machine, from the gaming machine to an authorizing facility which is different from the casino and is remote from the casino; using at the authorizing facility at least some of the information transmitted thereto to produce information regarding an approved quantity; transmitting information regarding the approved quantity from the authorizing facility to the gaming machine; using information transmitted to the gaming machine regarding the approved quantity to enable the gaming machine to play games of chance; creating and maintaining a gaming account related to both the approved quantity and to results of games of chance played at the gaming machine following the receipt thereby of information regarding the approved quantity.
Claim 32
Independent Claim 182 words
A method of using a charge card to play games of chance comprising: providing a gaming machine at a casino with information regarding a charge card issued by an institution which is different from the casino and is remote from the casino, and with information regarding a requested quantity pertaining to playing games of chance; transmitting information regarding the charge card and the requested quantity, as well as information regarding the gaming machine, from the gaming machine to an authorizing facility which is different from the casino and is remote from the casino; using at the authorizing facility at least some of the information transmitted thereto to produce information regarding an approved quantity; transmitting information regarding the approved quantity from the authorizing facility to the gaming machine; using information transmitted to the gaming machine regarding the approved quantity to enable the gaming machine to play games of chance; creating and maintaining a gaming account related to both the approved quantity and to results of games of chance played at the gaming machine following the receipt thereby of information regarding the approved quantity.
Claim 33
Dependent Claim 30 words
A method as in claim 26, in which the providing of information regarding the charge card comprises scanning the charge card at a card reader associated with the gaming machine.
Claim 34
Dependent Claim 23 words
A method as in claim 26, in which the institution that issued the charge card and the authorizing facility are the same entity.
Claim 35
Dependent Claim 15 words
A method as in claim 26, in which the charge card is a credit card.
Claim 36
Dependent Claim 15 words
A method as in claim 26, in which the charge card is a debit card.
Claim 37
Dependent Claim 18 words
A method as in claim 26, in which the charge card is a card issued by a bank.
Claim 38
Dependent Claim 18 words
A method as in claim 26 in which the charge card is an automated teller machine (ATM) card.
Claim 39
Dependent Claim 45 words
A method as in claim 26 further comprising maintaining a card account associated with the charge card and debiting the card account in an amount related to the approved quantity and crediting the gaming account with an initial amount also related to the approved quantity.
Claim 40
Dependent Claim 17 words
A method as in claim 26 in which the charge card is a bank account access card.

USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 2002-09-13 2003-03-15 2003-09-14 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 2006-09-13 2007-03-15 2007-09-14 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 2010-09-13 2011-03-15 2011-09-14 $7700.00 Window Closed / Lapsed

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