US5550358A
Expired / Lapsed
US
⏱️ 0.0 years remaining
Non-contacting transaction system
Assignee: INTERNATIONAL TRANSACT SYSTEMS MANAGEMENT Ltd
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Filing: 1995-02-21
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Granted: 1996-08-27
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Expires: 2015-02-21
Abstract
Abstract A remote wireless transaction system has a hand-held transmitter which contains a digital memory device storing information unique to the user. The transmitter has a keypad to allow the user to key-in a unique PIN number, this PIN number also being stored in the transmitter. If the keyed-in PIN number corresponds to the stored PIN number the transmitter transmits the stored, user-unique, information. The system also includes a receiver which is arranged to receive the transmitted information and to log that information in a receiver memory. If the receiver information correlates with a valid user the transaction is completed. Communication between the transmitter and the receiver is exclusively one-way.
Inventors
- 👤 Robert A. R. Tait
- 👤 Elizabeth M. Tait
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-11-01 19:56
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/08; G07F7/10; G07F7/1008; G06; G06Q; G06Q20/00; G06Q20/04; G06Q20/30; G06Q20/32; G06Q20/327; G06Q20/34; G06Q20/341; G06Q20/38; G06Q20/40; G06Q20/409; G06Q20/4097; G07B; G07B15/00; G07B15/02; G07G; G07G1/00; G07G1/0036
Claims Analysis
Total Claims: 22
Claim 1
Independent Claim
106 words
A non-contacting transaction system comprising, transmitter means having a memory for storage of data identifying the user therein, and a wireless transmitter for transmitting the stored data to a remote location upon actuation of the transmitter means by the user, and receiver means for receiving the transmitted data and also having indicator means for indicating that the data transmitted is received and that the transaction can proceed, said transmitter means having no receiver to receive data from a remote location whereby said transmitter means only transmits data to said receiver means and said receiver means having no transmitter means for transmitting data to said transmitter means.
Claim 2
Dependent Claim
106 words
A non-contacting transaction system comprising, transmitter means having a memory for storage of data identifying the user therein, and a wireless transmitter for transmitting the stored data to a remote location upon actuation of the transmitter means by the user, and receiver means for receiving the transmitted data and also having indicator means for indicating that the data transmitted is received and that the transaction can proceed, said transmitter means having no receiver to receive data from a remote location whereby said transmitter means only transmits data to said receiver means and said receiver means having no transmitter means for transmitting data to said transmitter means.
Claim 3
Dependent Claim
24 words
A system as claimed in claim 1 wherein the transmitter means includes a keypad for the user to insert details of a PIN number.
Claim 4
Dependent Claim
38 words
A system as claimed in claim 1 or claim 2 wherein the transmitter means includes a terminal coupled to said memory whereby the transmitter is coupled to a control means whereby the information in said memory is alterable.
Claim 5
Dependent Claim
34 words
A system as claimed in claim 2 wherein the transmitter includes a switch actuatable by the user which results in the stored data being continually transmitted or transmitted in bursts during the transmitting actuation.
Claim 6
Dependent Claim
44 words
A system as claimed in claim 1 wherein the receiver is coupled by a modem or the like over the telephone network to a central data processing and storage unit where details of the transactions are allocated to the user's account for subsequent billing.
Claim 7
Dependent Claim
44 words
A system has claimed in claim 1 wherein the receiver includes disk storage means or other suitable mass storage means for storing validated transactions for subsequent despatching of the stored transaction data to the central data processing and storage unit at a later date.
Claim 8
Dependent Claim
21 words
A system as claimed in claim 1 wherein the receiver includes a display for displaying to the vendor the transmitted information.
Claim 9
Dependent Claim
31 words
A system as claimed in claim 1 wherein the receiver includes parity and code check means for rectifying the correctness of the received code prior to transmitting it to the modem.
Claim 10
Dependent Claim
79 words
A transmitter for use in a non-contacting transaction system, said transmitter comprising a memory for storing data identifying the user, a data transmitter coupled to the memory for wireless transmission of said stored data to a remote location, and switch means actable by the user for causing said stored data to be transmitted, said transmitter having no receiver for receiving data from a remote location, whereby said transmitted only transmits data from said data transmitter to said receiver means.
Claim 11
Dependent Claim
79 words
A transmitter for use in a non-contacting transaction system, said transmitter comprising a memory for storing data identifying the user, a data transmitter coupled to the memory for wireless transmission of said stored data to a remote location, and switch means actable by the user for causing said stored data to be transmitted, said transmitter having no receiver for receiving data from a remote location, whereby said transmitted only transmits data from said data transmitter to said receiver means.
Claim 12
Dependent Claim
39 words
A transmitter as claimed in claim 9 wherein the transmitter includes a keypad for the user to insert details of a personal identification number (PIN), and said data being transmitted only if the correct PIN number is keyed in.
Claim 13
Dependent Claim
37 words
A transmitter as claimed in claim 9 or claim 10 wherein the transmitter includes a terminal coupled to the memory whereby the transmitter can be coupled to a control means to change the information in said memory.
Claim 14
Dependent Claim
39 words
A transmitter as claimed in claim 9 wherein the transmitter includes a plurality of keys representative of different user accounts and the user can nominate which account a transaction is to be attributed to by selecting the appropriate key.
Claim 15
Dependent Claim
14 words
A transmitter as claimed in claim 9 wherein the transmitter is an infra-red transmitter.
Claim 16
Dependent Claim
43 words
A transmitter as claimed in claim 9 wherein the transmitter may include a remote telephone console interfaced to said memory and keys whereby a user may remotely conduct a transaction using radio frequency communications or any part of the electro-magnetic spectrum for communications.
Claim 17
Dependent Claim
94 words
A receiver for use in a non-contacting transaction system, said receiver comprising a data receiver for receiving a wireless transmission from a user actuated remote transmitter means, means for indicating that the data has been received, means for processing the received data for display, means for verifying the correctness of the data received, and display means for displaying to a vendor details of the user stored in said transmitter means, the receiver having no transmitter for transmitting data to said transmitter means, whereby the receiver receives wireless transmitted data only from said transmitter means.
Claim 18
Dependent Claim
94 words
A receiver for use in a non-contacting transaction system, said receiver comprising a data receiver for receiving a wireless transmission from a user actuated remote transmitter means, means for indicating that the data has been received, means for processing the received data for display, means for verifying the correctness of the data received, and display means for displaying to a vendor details of the user stored in said transmitter means, the receiver having no transmitter for transmitting data to said transmitter means, whereby the receiver receives wireless transmitted data only from said transmitter means.
Claim 19
Dependent Claim
17 words
A receiver as claimed in claim 15 wherein the receiver is coupled to a card swipe machine.
Claim 20
Dependent Claim
31 words
A receiver as claimed in claim 15 or 16 wherein the receiver and/or card swipe machine are coupled to a cellular telephone network for receiving said data by radio frequency communication.
Claim 21
Dependent Claim
44 words
A receiver as claimed in claim 15 wherein the receiver is coupled by a modem or the like over the telephone network to a central data processing and storage unit where details of the transactions are allocated to the user's account for subsequent billing.
Claim 22
Dependent Claim
43 words
A receiver as claimed in claim 15 wherein the receiver includes disk storage means or other suitable storage means for storing validated transactions for subsequent despatching of the stored transaction data to the central data processing and storage unit at a later date.
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USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 1999-08-27 | 2000-02-26 | 2000-08-27 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 2003-08-27 | 2004-02-26 | 2004-08-27 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 2007-08-27 | 2008-02-26 | 2008-08-27 | $7700.00 | Window Closed / Lapsed |