Check image capture system

Claim 1

A system for processing bank checks, comprising: a first processing system located remotely from a bank teller, comprising a first balancing station for receiving checks from branches and/or tellers in said bank; an amount encoder receiving said checks from said first balancing station and encoding on each check the amount of that check; a check sorter receiving said checks from said amount encoder; a second balancing station operatively coupled to said sorter, wherein said sorter provides amount encoded transit checks to said second encoder; a first key entry station operatively coupled to said sorter, wherein said sorter provides transit checks that are not properly amount encoded to said first key entry station, and wherein checks from said first key entry station are passed to said second balancing station; a third balancing station operatively coupled to said sorter, wherein on-us read and amount-encoded check images are passed from said sorter to said third balancing station; a second key entry station operatively coupled to said sorter, wherein on-us images of checks not properly amount encoded are provided by said sorter to said second key entry station, and wherein images from said second key entry station are passed to said third balancing station; and a mainframe computer, wherein said on-us check images are sent by said third balancing station to said mainframe computer, said mainframe computer preparing customer statements to be sent to customers associated with the respective checks; and a check image capture system, operatively coupled to said first processing system and located at the site of a bank teller, comprising image pickup means, located at the site of said teller, for scanning checks presented to said teller and forming image data representing respective images of said checks; classifying means, operatively coupled to said image pickup means, for classifying each of said checks as an on-us check or a transit check; check amount adder means for receiving amount data indicative of the respective amounts associated with the transit checks and computing a total of said amounts; check amount encoder means for encoding each transit check with the amount associated therewith; truncation means, operatively coupled to said image pickup means, for truncating said on-us checks and for transporting said transit checks to said check amount encoder means; amount input means for obtaining amount data indicative of an amount recorded on each of said checks; and a computer, operatively coupled to said image pickup means, check amount adder means, and amount input means, said computer being programmed to store said image data and to identify and store account number data, bank number data, and check number data associated with said checks, and to provide the amount data associated with said transit checks to said check amount adder means.

Claim 2

A system for processing bank checks, comprising: a first processing system located remotely from a bank teller, comprising a first balancing station for receiving checks from branches and/or tellers in said bank; an amount encoder receiving said checks from said first balancing station and encoding on each check the amount of that check; a check sorter receiving said checks from said amount encoder; a second balancing station operatively coupled to said sorter, wherein said sorter provides amount encoded transit checks to said second encoder; a first key entry station operatively coupled to said sorter, wherein said sorter provides transit checks that are not properly amount encoded to said first key entry station, and wherein checks from said first key entry station are passed to said second balancing station; a third balancing station operatively coupled to said sorter, wherein on-us read and amount-encoded check images are passed from said sorter to said third balancing station; a second key entry station operatively coupled to said sorter, wherein on-us images of checks not properly amount encoded are provided by said sorter to said second key entry station, and wherein images from said second key entry station are passed to said third balancing station; and a mainframe computer, wherein said on-us check images are sent by said third balancing station to said mainframe computer, said mainframe computer preparing customer statements to be sent to customers associated with the respective checks; and a check image capture system, operatively coupled to said first processing system and located at the site of a bank teller, comprising image pickup means, located at the site of said teller, for scanning checks presented to said teller and forming image data representing respective images of said checks; classifying means, operatively coupled to said image pickup means, for classifying each of said checks as an on-us check or a transit check; check amount adder means for receiving amount data indicative of the respective amounts associated with the transit checks and computing a total of said amounts; check amount encoder means for encoding each transit check with the amount associated therewith; truncation means, operatively coupled to said image pickup means, for truncating said on-us checks and for transporting said transit checks to said check amount encoder means; amount input means for obtaining amount data indicative of an amount recorded on each of said checks; and a computer, operatively coupled to said image pickup means, check amount adder means, and amount input means, said computer being programmed to store said image data and to identify and store account number data, bank number data, and check number data associated with said checks, and to provide the amount data associated with said transit checks to said check amount adder means.