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Automatic teller system and method of operating same

Assignee: Base 10 Systems Inc
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Filing: 1992-11-24
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Granted: 1994-10-11
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Expires: 2012-11-24
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Abstract

Abstract An automatic teller system and a method of operating same wherein the system can receive a personalized normal PIN number and emergency PIN number from a user. If the user enters the emergency PIN number, the system determines that it is an emergency PIN number and actuates a silent alarm. The system will also simulate a normal transaction so as to not alert a thief or potential thief that the alarm has been actuated.

Inventors

  • 👤 Alan J. Eisenberg

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-10-28 17:16
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/08; G07F7/10; G07F7/1008; G06; G06Q; G06Q20/00; G06Q20/30; G06Q20/34; G06Q20/341; G07F19/00; G07F19/20; G07F19/207; G07F7/1025; G07F7/1083

Claims Analysis

Total Claims: 6
Claim 1
Independent Claim 154 words
In a method of operating an automatic teller system wherein a card is input by a user, the card is read, a personalized normal first PIN number selected by the user is entered by the user and is checked to determine whether the use of the card is authorized, if authorized a credit limit is determined and a desired amount of cash not exceeding the credit limit is dispensed to the user, the improvement comprising the steps of: providing a personalized emergency second PIN number to each user selected by the user in addition to the personalized normal first PIN number; checking the entered PIN number of each user to determine whether it is the normal first or emergency second PIN number of that user; and actuating an alarm in response to the determination of an entered emergency second PIN number for that user, while dispensing a limited amount of cash to that user.
Claim 2
Dependent Claim 154 words
In a method of operating an automatic teller system wherein a card is input by a user, the card is read, a personalized normal first PIN number selected by the user is entered by the user and is checked to determine whether the use of the card is authorized, if authorized a credit limit is determined and a desired amount of cash not exceeding the credit limit is dispensed to the user, the improvement comprising the steps of: providing a personalized emergency second PIN number to each user selected by the user in addition to the personalized normal first PIN number; checking the entered PIN number of each user to determine whether it is the normal first or emergency second PIN number of that user; and actuating an alarm in response to the determination of an entered emergency second PIN number for that user, while dispensing a limited amount of cash to that user.
Claim 3
Dependent Claim 53 words
The method according to claim 1, further comprising simulating a normal transaction upon the determination of an entered emergency second PIN number by prompting the user to enter a desired amount of cash, displaying a message that the desired amount exceeds the user's credit limit and dispensing a preselected limited amount of cash.
Claim 4
Dependent Claim 18 words
The method according to claim 1, wherein the step of actuating an alarm comprises actuating a silent alarm.
Claim 5
Dependent Claim 27 words
The method according to claim 1, further comprising enabling cameras at the automatic teller system in response to a determination of an entered emergency second PIN number.
Claim 6
Dependent Claim 20 words
The method according to claim 1, wherein the step of dispensing a limited amount of cash comprises dispensing marked bills.

References Cited (Backward Citations)

US4304990A Cited
US4359630A Cited
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US4675815A Cited
US4650980A Cited
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USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 1997-10-10 1998-04-11 1998-10-11 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 2001-10-10 2002-04-11 2002-10-11 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 2005-10-10 2006-04-11 2006-10-11 $7700.00 Window Closed / Lapsed

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