US5047613A — Arrangement for dispensing bank notes and goods

Claim 1

Independent Claim 179 words

An arrangement for dispensing bank notes form a store of bank notes to a customer-accessible receipt opening, comprising: a card reader (15); a first keyboard (11) intended for insertion of the number of bank notes or the sum required; and a second keyboard (12) for the insertion of an individual code; CHARACTERIZED IN THAT the card reader (15), the first keyboard (11), the second keyboard (12) and the requisite control electronics are incorporated in a customer-operated panel (10) which is common to a cash dispenser (1) and to a goods vending machine (19), and in that the control panel includes a third keyboard (13) having at least two buttons (131, 132), a first button (131) being intended for activating the process for dispensing bank notes and the other button (132) being intended for initiating the process for the purchase of goods; the control panel being intended for activating a process for the dispensing of bank notes and/or a process for the purchase of goods in response to the manner of manipulation of the control panel (10) by the customer.

Claim 2

Dependent Claim 179 words

An arrangement for dispensing bank notes form a store of bank notes to a customer-accessible receipt opening, comprising: a card reader (15); a first keyboard (11) intended for insertion of the number of bank notes or the sum required; and a second keyboard (12) for the insertion of an individual code; CHARACTERIZED IN THAT the card reader (15), the first keyboard (11), the second keyboard (12) and the requisite control electronics are incorporated in a customer-operated panel (10) which is common to a cash dispenser (1) and to a goods vending machine (19), and in that the control panel includes a third keyboard (13) having at least two buttons (131, 132), a first button (131) being intended for activating the process for dispensing bank notes and the other button (132) being intended for initiating the process for the purchase of goods; the control panel being intended for activating a process for the dispensing of bank notes and/or a process for the purchase of goods in response to the manner of manipulation of the control panel (10) by the customer.

Claim 3

Dependent Claim 127 words

An arrangement according to claim 1, characterized in that the second keyboard (12) is placed close to the first keyboard (11) and the third keyboard (13), whereas a further keyboard (12') is positioned adjacent a dispensing location at the goods vending machine (19) of said goods; whereby upon customer identification via the card reader (15) and activation of said first button (131), the first keyboard (11) and the second keyboard (12), a bundle of bank notes is dispensed to a receipt opening of the cash dispenser (1); whereas upon customer identification via the card reader (15) and activation of the second button (132), the first keyboard (11) and the second keyboard (12') the goods required can be removed from the dispensing location at the goods vending machine.

Claim 4

Dependent Claim 85 words

An arrangement according to claim 2, in which the cash dispenser (1) is free-standing and connected to a location via a tube despatch system (80), characterized in that the control panel is placed in the cash dispenser (1) the store of bank notes and the bank-note outfeed means are placed in the location (81) and arranged for the automatic discharge of bank notes through the tube system (80) in response to signals from the control panel (10) upon activation of said panel by a customer.

Claim 5

Dependent Claim 69 words

An arrangement according to claim 3, characterized in that a goods vending machine (59) is located in the immediate vicinity of the cash dispenser (1) and in that a store of goods and goods feed means are arranged in the location (81) for automatic discharge of goods through the tube system (80) in response to signals from the control panel (10) upon manipulation of said panel by the customer.

Claim 6

Dependent Claim 85 words

An arrangement according to claim 2, in which the cash dispenser (1) is free-standing and connected to a location via a tube despatch system (80), characterized in that the control panel is placed in the cash dispenser (1) the store of bank notes and the bank-note outfeed means are placed in the location (81) and arranged for the automatic discharge of bank notes through the tube system (80) in response to signals from the control panel (10) upon activation of said panel by a customer.

Claim 7

Dependent Claim 69 words

An arrangement according to claim 5, characterized in that a goods vending machine (59) is located in the immediate vicinity of the cash dispenser (1) and in that a store of goods and goods feed means are arranged in the location (81) for automatic discharge of goods through the tube system (80) in response to signals from the control panel (10) upon manipulation of said panel by the customer.

Claim 8

Dependent Claim 45 words

An arrangement according to claim 1, characterized in that the goods vending machine (491) includes a card reader (4911) which is intended to read and therewith make possible the process for the dispensing of goods previously initiated by customer manipulation of the control panel (10).

Claim 9

Dependent Claim 78 words

An arrangement according to claim 1, characterized in that upon depression of the first button (131) of the third keyboard (13), the first keyboard (11) is intended to show on the buttons thereof different numbers of bank notes or different bank-note values; and in that upon depression of the second button (132) of the third keyboard (13), the first keyboard (11) is intended to show on the buttons thereof different types of goods or different qualities of goods.

Claim 10

Dependent Claim 165 words

A transaction arrangement comprising: a customer transaction unit including a customer-operatable panel unit, the panel unit including a card reader, first, second and third keyboards, said first keyboard including a plurality of selection keys for insertion of the number of bank notes or the sum required, the second keyboard being a numerical keyboard for entering the customer's personal code, the third keyboard including first and second selection keys for alternatively selecting one of first and second transaction functions, and a cash dispenser operable in response to a customer selecting said first transaction function via the third keyboard and entering customer and credit identification via the card reader and said second keyboard; and at least one goods vending apparatus coupled to said customer transaction unit and to said coupling and control means, said goods vending apparatus becoming operable in response to a customer selecting said second transaction function via the third keyboard and entering customer and credit identification via the card reader and said second keyboard.

Claim 11

Dependent Claim 165 words

A transaction arrangement comprising: a customer transaction unit including a customer-operatable panel unit, the panel unit including a card reader, first, second and third keyboards, said first keyboard including a plurality of selection keys for insertion of the number of bank notes or the sum required, the second keyboard being a numerical keyboard for entering the customer's personal code, the third keyboard including first and second selection keys for alternatively selecting one of first and second transaction functions, and a cash dispenser operable in response to a customer selecting said first transaction function via the third keyboard and entering customer and credit identification via the card reader and said second keyboard; and at least one goods vending apparatus coupled to said customer transaction unit and to said coupling and control means, said goods vending apparatus becoming operable in response to a customer selecting said second transaction function via the third keyboard and entering customer and credit identification via the card reader and said second keyboard.

Claim 12

Dependent Claim 21 words

A transaction arrangement according to claim 9, wherein the at least one goods vending apparatus is at least one gasoline pump.

Claim 13

Dependent Claim 62 words

A transaction arrangement according to claim 10, said at least one gasoline pump including a keyboard of the type of the second keyboard for entering the customer's personal code, and a card reader for verifying the customer's position at said pump and for activating said pump in response to the customer's selection of receiving gasoline from said at least one gasoline pump.

Claim 14

Dependent Claim 20 words

A transaction arrangement according to claim 10, wherein said at least one gasoline pump is a plurality of gasoline pumps.

Claim 15

Dependent Claim 20 words

A transaction arrangement according to claim 9, wherein the at least one goods vending apparatus is a foodstuff vending machine.

Claim 16

Dependent Claim 18 words

A transaction arrangement according to claim 13, wherein the foodstuff vending machine is disposed adjacent the transaction unit.

Claim 17

Dependent Claim 84 words

A transaction arrangement according to claim 9, wherein the first keyboard further comprises selectively activatable first indicia associated with designated ones of the keys of said first keyboard for selecting denominations of bank notes to be received from the cash dispenser upon completion of the first transaction function, and selectively activatable second indicia associated with designated ones of the keys of said first keyboard for selecting type of goods to be received from the goods vending apparatus upon completion of the second transaction function.

Annuity Stage	Window Opens	Payment Deadline	Surcharge Period Until	Estimated Fee	Status
3.5 Years (Year 4)	1994-09-09	1995-03-11	1995-09-10	$2000.00	Window Closed / Lapsed
7.5 Years (Year 8)	1998-09-09	1999-03-11	1999-09-10	$3760.00	Window Closed / Lapsed
11.5 Years (Year 12)	2002-09-09	2003-03-11	2003-09-10	$7700.00	Window Closed / Lapsed

Arrangement for dispensing bank notes and goods

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