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US4757186A Expired / Lapsed US ⏱️ 0.0 years remaining

Method which allows continued use of a credit card which is expired in time or value units

Assignee: Siemens AG
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Filing: 1986-10-14
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Granted: 1988-07-12
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Expires: 2006-10-14
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Abstract

Abstract A method which allows the continued use of a credit card which is expired in terms of time or value units for automatic vendors which are in communication with a central evaluation location. The method of the invention allows a continuation of telephone calls, for example, even with an expired telephone credit card. This occurs in that debiting of the fee units used or made to the account of the card owner at the central evaluation location in a chronologically limited transition time after every service performance so that a call is not cut-off in the middle of a call.

Inventors

  • 👤 Wolfgang Heberle
  • 👤 Max Ludwig

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-10-26 12:23
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/02; G07F7/025; G06; G06Q; G06Q20/00; G06Q20/30; G06Q20/34; G06Q20/342; G06Q20/343; G06Q20/3433; G07F17/00; G07F17/0014

Claims Analysis

Total Claims: 2
Claim 1
Independent Claim 86 words
A method for continued employment of a credit card which has expired in terms of time and/or value units for automatic vendors which are in communication with a central evaluation location, particularly for telecommunications equipment operable with credit cards and in communication with an exchange, comprising identifying in the central evaluation location that the card has expired, and debitting of the fee units used to the account of the card owner at the central evaluation location in a chronologically limited transition time after every service performance.
Claim 2
Independent Claim 86 words
A method for continued employment of a credit card which has expired in terms of time and/or value units for automatic vendors which are in communication with a central evaluation location, particularly for telecommunications equipment operable with credit cards and in communication with an exchange, comprising identifying in the central evaluation location that the card has expired, and debitting of the fee units used to the account of the card owner at the central evaluation location in a chronologically limited transition time after every service performance.

References Cited (Backward Citations)

US3718764A Cited

USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 1991-07-12 1992-01-11 1992-07-12 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 1995-07-12 1996-01-11 1996-07-12 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 1999-07-12 2000-01-11 2000-07-12 $7700.00 Window Closed / Lapsed

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