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US3790193A Expired / Lapsed US ⏱️ 0.0 years remaining

Combination statement and check and method of making a negotiable check

Assignee: Individual
•
Filing: 1971-10-26
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Granted: 1974-02-05
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Expires: 1991-10-26
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Abstract

Abstract A statement includes an overlay check detachably connected thereto along a fold line. The check overlay is folded into overlapping relationship on the statement and an end guide flap extends upwardly adjacent the end of the check overlay. A complete check form is placed between the check overlay and the statement against the end flap and fold line. The overlay is pressed into engagement with the check form to permanently bond the two adhesively together. The check overlay includes in machine readable indicia amount, date, payer and payee information and the complete check form has payer account identification and check form number exposed. The assembled check is separated from the statement by the check overlay being torn along the fold line. The check overlay may include a detachable marginal portion which includes the payer''s account identification and check number such that the check overlay becomes a complete check in and of itself and needs no separate check form.

Inventors

  • 👤 R Mcbride

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-10-26 08:50
CPC Classifications
B; B42; B42D; B42D15/00; B42D15/0053; B42D25/00; B42D25/20; B42D25/29

Claims Analysis

Total Claims: 4
Claim 1
Independent Claim 110 words
The method of making a check comprising, taking a statement having a check overlay detachably connected thereto along a fold line, folding said check overlay into overlapping relationship onto said statement such that an end guide flap extends upwardly adjacent the end of said check overlay, placing a complete check form between said statement and said check overlay with one end and the top side of said check form engaging said guide flap and said fold line respectively, applying pressure to said check overlay to cause said check overlay to be adhesively secured to said check form, and severing from said statement said check overlay and check form bonded together.
Claim 2
Independent Claim 110 words
The method of making a check comprising, taking a statement having a check overlay detachably connected thereto along a fold line, folding said check overlay into overlapping relationship onto said statement such that an end guide flap extends upwardly adjacent the end of said check overlay, placing a complete check form between said statement and said check overlay with one end and the top side of said check form engaging said guide flap and said fold line respectively, applying pressure to said check overlay to cause said check overlay to be adhesively secured to said check form, and severing from said statement said check overlay and check form bonded together.
Claim 3
Dependent Claim 35 words
The method of claim 1 wherein said check overlay includes amount, date, and payer and payee information and said check form includes the payer''s account identification and check number exposed outside of said check overlay.
Claim 4
Dependent Claim 20 words
The method of claim 2 including the step of signing and dating said check overlay prior to negotiating said check.

References Cited (Backward Citations)

US1608294A Cited
US1946751A Cited
US2985464A Cited
US3363917A Cited
US3531628A Cited

USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 1977-02-04 1977-08-06 1978-02-05 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 1981-02-04 1981-08-06 1982-02-05 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 1985-02-04 1985-08-06 1986-02-05 $7700.00 Window Closed / Lapsed

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