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US3711833A Expired / Lapsed US ⏱️ 0.0 years remaining

Method of verifying signatures and forms carrier for use thereon

Assignee: Individual
•
Filing: 1971-06-07
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Granted: 1973-01-16
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Expires: 1991-06-07
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Abstract

Abstract A method of verifying the identity of an individual by means of a uniquely cataloged signature card which may also contain the individual''s photograph. A novel forms carrier to align signature cards is used for xeroxing or microfilming. The carrier has slots to hold individual cards and pockets for use in coding and cataloging. Once copies of cards are made they may be used as part of a verification system, their address being determined from a computer in which the address is stored under the bank patron''s account number.

Inventors

  • 👤 C Starkey

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-10-24 15:37
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/08; G06; G06Q; G06Q20/00; G06Q20/38; G06Q20/40; G06Q20/403; G06Q20/4037; G07C; G07C9/00; G07C9/30; G07C9/32; G07C9/35

Claims Analysis

Total Claims: 3
Claim 1
Independent Claim 210 words
The new use for conducting a banking transaction of apparatus including: a voice answer back system having a digital computer at a central location, a plurality of input/output devices at remote locations each having data entry means for transmitting encoded numbers to said computer and each having means for receiving an audible message from said computer, and a microfilm reader at each of said remote locations, said new use comprising: keying the account number and amount to be withdrawn by a patron at one of said remote locations into the input/output device of said voice answer/back system for transmission of said account number and amount to be withdrawn to said computer, receiving from said computer a signature card address and account balance for each received account number, at which time the computer debits the amount to be withdrawn from said balance, automatically transmitting an audible message from said computer to said remote location, said message containing an authorization for completion of the transaction and a signature card address, retrieving on said microfilm reader the image of the signature card specified by said signature card address, and comparing the signature on said signature card with the signature of the patron to insure that the patron withdrawing is authorized to do so.
Claim 2
Dependent Claim 210 words
The new use for conducting a banking transaction of apparatus including: a voice answer back system having a digital computer at a central location, a plurality of input/output devices at remote locations each having data entry means for transmitting encoded numbers to said computer and each having means for receiving an audible message from said computer, and a microfilm reader at each of said remote locations, said new use comprising: keying the account number and amount to be withdrawn by a patron at one of said remote locations into the input/output device of said voice answer/back system for transmission of said account number and amount to be withdrawn to said computer, receiving from said computer a signature card address and account balance for each received account number, at which time the computer debits the amount to be withdrawn from said balance, automatically transmitting an audible message from said computer to said remote location, said message containing an authorization for completion of the transaction and a signature card address, retrieving on said microfilm reader the image of the signature card specified by said signature card address, and comparing the signature on said signature card with the signature of the patron to insure that the patron withdrawing is authorized to do so.
Claim 3
Dependent Claim 48 words
The new use recited in claim 1 further comprising: microfilming the signature cards of new bank patrons as they are received, storing the microfilmed signature cards on cartridges, and storing said microfilm cartridges at the remote locations so they are accessible with said microfilm reader for signature verification.

References Cited (Backward Citations)

US3343142A Cited
US3418119A Cited
US3455577A Cited
US3553439A Cited
US3605304A Cited
US3594727A Cited
US3569619A Cited
US3571799A Cited

USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 1976-01-16 1976-07-17 1977-01-16 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 1980-01-16 1980-07-17 1981-01-16 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 1984-01-16 1984-07-17 1985-01-16 $7700.00 Window Closed / Lapsed

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