Patent EP0203683A2 successfully refreshed from Google Patents.
EP0203683A2
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EP
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Transaction card
Assignee: Visa International Service Association
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Filing: 1986-03-21
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Granted: —
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Expires: 2006-03-21
Abstract
Abstract A transaction card is disclosed having a magnetic stripe emulator. The transaction card is adapted for use with presently available transaction terminals (10) that include a sensor (12) for reading a magnetic stripe. The card includes a transducer (26) for generating a varying magnetic field corresponding to information typically encoded on a magnetic stripe. In operation, a microprocessor (24) in the card extracts transaction data stored in a memory - (30,60) and supplies output signals to the transducer (26). The transducer (26) generates a varying magnetic field corresponding to the transaction information which is ready by the sensor (12) in the transaction terminal (10).
Inventors
- 👤 Joseph P. Francini
- 👤 Einar L. Asbo
- 👤 Vincent Boston
Bibliographic Details
Application Number
—
Jurisdiction
EP
Data Source
google_patents
Last Synchronized
2026-10-27 23:44
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/08; G07F7/10; G07F7/1008; G06; G06K; G06K19/00; G06K19/06; G06K19/06187; G06K19/06206; G06K19/067; G06K19/07; G06K19/0701; G06K19/0702; G06K19/0704; G06K19/0723; G06K19/077; G06K19/07701; G06K19/07703; G06Q; G06Q20/00; G06Q20/30; G06Q20/34; G06Q20/341; G06Q20/3415; G07F7/0806; G07F7/0833; G07F7/084
Claims Analysis
Total Claims: 12
Claim 1
Independent Claim
170 words
A transaction card for use with a transaction terminal (10) having a sensor means (12) for reading information magnetically encoded on a card, the said transaction card comprising: a carrier (20) configured to be receivable in the transaction terminal (10); processor means (24) within said carrier (20) for generating electrical output signals; storage means (30,60) within said carrier (20) and connected to said processor means (24), said storage means (30,60), for holding date representative of transaction information; transducer means (26) within said carrier (20) and connected to said processor means (24), said transducer means (26) for generating a varying magnetic field, extending beyond the surface of the carrier (20), in response to electrical output signals from said processor means (24), with said processor means (24) functioning to extract transaction information from said storage means (30,60) and generate and supply output signals to the transducer means (26), and with the transducer means - (26) functioning to generate a varying magnetic field readable by the sensor means (12) in the terminal (10).
Claim 2
Dependent Claim
170 words
A transaction card for use with a transaction terminal (10) having a sensor means (12) for reading information magnetically encoded on a card, the said transaction card comprising: a carrier (20) configured to be receivable in the transaction terminal (10); processor means (24) within said carrier (20) for generating electrical output signals; storage means (30,60) within said carrier (20) and connected to said processor means (24), said storage means (30,60), for holding date representative of transaction information; transducer means (26) within said carrier (20) and connected to said processor means (24), said transducer means (26) for generating a varying magnetic field, extending beyond the surface of the carrier (20), in response to electrical output signals from said processor means (24), with said processor means (24) functioning to extract transaction information from said storage means (30,60) and generate and supply output signals to the transducer means (26), and with the transducer means - (26) functioning to generate a varying magnetic field readable by the sensor means (12) in the terminal (10).
Claim 3
Dependent Claim
18 words
A transaction card as recited in claim 1, further including a means (40) for activating the emulation function.
Claim 4
Dependent Claim
23 words
A transaction card as recited in claim 2 wherein said activation means includes a key pad (40) connected to said processor means (24).
Claim 5
Dependent Claim
68 words
A transducer card as recited in claim 3 wherein said storage means (30,60) further includes data, representative of a secret code associated with the user and wherein said processor means (24) functions to compare data entered into said key pad with the data held in said storage means (30,60) and if the compared data is identical to generate and supply said output signals to said transducer means (26).
Claim 6
Dependent Claim
63 words
A transaction card as recited in claim 3 wherein said storage means (30,60) includes a plurality of data sets representative of different accounts and wherein said individual data sets can be selected via said key pad (40) causing said processor means (24) to access said selected data set from the storage means (30,60) and supply corresponding output signals to said transducer means (26).
Claim 7
Dependent Claim
22 words
A transaction card as recited in claim 5 wherein said key pad (40) includes individual keys associated with each said data set.
Claim 8
Dependent Claim
19 words
A transaction card as recited in claim 1 further including a battery means (70) within said carrier - (20).
Claim 9
Dependent Claim
21 words
A transaction card as recited in claim 7 further including a solar cell means (72) for charging the battery means (70).
Claim 10
Dependent Claim
18 words
A transaction card as recited in claim 1 wherein said transducer means (26) comprises a thin film head.
Claim 11
Dependent Claim
19 words
A transaction card as recited in claim 1 wherein said transducer means (26) is defined by an electromagnetic coil.
Claim 12
Dependent Claim
28 words
A transaction card as recited in claim 1 further including a plurality of electrical contacts (22) connected to said processor means (24) to define an electrical data interface.
References Cited (Backward Citations)
No citation records indexed.
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