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USRE30580E Expired / Lapsed US ⏱️ 0.0 years remaining

Check authorization system

Assignee: TELECREDIT Inc
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Filing: 1977-10-28
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Granted: 1981-04-14
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Expires: 1997-10-28
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Abstract

Abstract A system is disclosed for providing financial status data from a data processing system to a plurality of input units. Operation is based on identification verification, personal history records, and current activity of subjects. Subjects are verified using two classes of identification, one that is characteristic of a subject and another that is arbitrarily assigned. Arbitrary identification signals designate a memory location for a subject's status and characteristic identification. A comparison between recorded and inquiry identification confirms a subject's identity. The system includes apparatus for accepting and recording identifications for first-time subjects. Memory also registers personal history, for example, negative information on subjects which is provided as one form of status data. Records of a subject's recent activity are generated in the memory to indicate another form of status data.

Inventors

  • 👤 Robert N. Goldman
  • 👤 Ronald A. Katz

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-10-27 12:25
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/08; G06; G06Q; G06Q20/00; G06Q20/04; G06Q20/042; G06Q20/38; G06Q20/40; G06Q20/403; G07C; G07C9/00; G07C9/20; G07C9/22; G07C9/25; G07C9/257

Claims Analysis

Total Claims: 1
Claim 1
Independent Claim 446 words
A system for verifying the credit status of a subject comprising: input means for forming electrical input signals representative of identification for the subject; memory means having a plurality of storage locations, each for registered signals representative of a status for a subject; means for addressing the storage locations in said memory means under control of said input signals; means for manifesting the status signals from an addressed storage location under control of said input signals; and means for automatically altering said status signals in each storage location by a uniform increment, each time said location is addressed until a predetermined value of said status signals is registered. .Iadd. 12. A system for verifying the credit status of a predetermined subject comprising: input means for forming electrical input signals representative of identification for the subject; memory means having a plurality of storage locations, each for registered signals representative of a status for a subject; means for addressing the storage locations in said memory means under control of said input signals; means for manifesting the status signals from an addressed storage location under control of said input signals; and means for automatically altering said status signals in each storage location by a uniform increment, each time said location is addressed until a predetermined value of said status signals is registered. .Iaddend..Iadd. 13. A system for verifying the credit status of a subject, related to number of inquiries, comprising: input means for forming electrical input signals representative of identification for the subject; memory means having a plurality of storage locations, each for registered signals representative of a status for a subject; means for addressing the storage locations in said memory means under control of said input signals; means for manifesting the status signals from an addressed storage location under control of said input signals; and means for automatically altering said status signals in each storage location by a uniform increment, each time said location is addressed until a predetermined value of said status signals is registered. .Iaddend..Iadd. 14. A system for veryifying the number-of-inquiries credit status of a subject comprising: input means for forming electrical input signals representative of identification for the subject; memory means having a plurality of storage locations, each for registered signals representative of a status for a subject; means for addressing the storage locations in said memory means under control of said input signals; means for manifesting the status signals from an addressed storage location under control of said input signals; and means for automatically altering said status signals in each storage location by a uniform increment, each time said location is addressed until a predetermined value of said status signals is registered. .Iaddend.

USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 1984-04-13 1984-10-13 1985-04-14 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 1988-04-13 1988-10-13 1989-04-14 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 1992-04-13 1992-10-13 1993-04-14 $7700.00 Window Closed / Lapsed

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