US6305604B1
Expired / Lapsed
US
⏱️ 0.0 years remaining
Printing apparatus, reading apparatus, and processing system for checks
Assignee: Seiko Epson Corp
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Filing: 1999-03-24
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Granted: 2001-10-23
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Expires: 2019-03-24
Abstract
Abstract A check processing system that prints a payment amount on a personal check comprising a POS terminal installed at the shop where the check is tendered, and a symbol reading/MIC printing apparatus installed only at a processing facility. At the shop, the payment amount is input to the POS terminal where this amount is encoded and printed on the check with a two-dimensional symbol. The check is then sent to the processing facility after it is signed by the customer. Checks are processed all together at the processing facility. The symbol reading/MIC printing apparatus reads the payment amount from the two-dimensional symbol and prints that amount on the check with magnetic ink characters.
Inventors
- 👤 Hiroshi Ono
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-11-09 17:12
CPC Classifications
G; G06; G06Q; G06Q20/00; G06Q20/04; G06K; G06K1/00; G06K1/12; G06K1/125; G06Q20/042
Claims Analysis
Total Claims: 31
Claim 1
Independent Claim
109 words
A check processing system, comprising: an encoder that encodes transaction data to a symbol; a symbol printing unit that prints on a check the symbol encoded by the encoder; a reader/interpreter that interprets the symbol printed on the check by the symbol printing unit, and reads the transaction data therefrom; and a magnetic ink character printing unit that prints on the check with magnetic ink characters the transaction data read by the reader/interpreter; wherein the reader/interpreter and the magnetic ink character printing unit are physically located in a first location and the encoder and symbol printing unit are physically located in a second location remote from the first location.
Claim 2
Dependent Claim
109 words
A check processing system, comprising: an encoder that encodes transaction data to a symbol; a symbol printing unit that prints on a check the symbol encoded by the encoder; a reader/interpreter that interprets the symbol printed on the check by the symbol printing unit, and reads the transaction data therefrom; and a magnetic ink character printing unit that prints on the check with magnetic ink characters the transaction data read by the reader/interpreter; wherein the reader/interpreter and the magnetic ink character printing unit are physically located in a first location and the encoder and symbol printing unit are physically located in a second location remote from the first location.
Claim 3
Dependent Claim
16 words
A check processing system according to claim 1 , wherein the symbol is a two-dimensional symbol.
Claim 4
Dependent Claim
19 words
A check processing system according to claim 1 , wherein the transaction data comprises at least a payment amount.
Claim 5
Dependent Claim
22 words
A check processing system according to claim 1 , wherein the encoder and symbol printing unit are incorporated in a point-of-sale terminal.
Claim 6
Dependent Claim
88 words
A recording apparatus for recording transaction data on a check, the transaction data including at least a payment amount, the recording apparatus comprising: an input unit for inputting the transaction data; an encoder that encodes the transaction data to a symbol; and a symbol printing unit that prints on the check the symbol encoded by the encoder such that a reader/interpreter can interpret the symbol and read therefrom the transaction data; wherein the input unit, the encoder, and the symbol printing unit are incorporated in a point-of-sale terminal.
Claim 7
Dependent Claim
88 words
A recording apparatus for recording transaction data on a check, the transaction data including at least a payment amount, the recording apparatus comprising: an input unit for inputting the transaction data; an encoder that encodes the transaction data to a symbol; and a symbol printing unit that prints on the check the symbol encoded by the encoder such that a reader/interpreter can interpret the symbol and read therefrom the transaction data; wherein the input unit, the encoder, and the symbol printing unit are incorporated in a point-of-sale terminal.
Claim 8
Dependent Claim
30 words
A recording apparatus according to claim 5 , further comprising a character printing unit that prints characters on the check indicative of the transaction data input by the input unit.
Claim 9
Dependent Claim
20 words
A recording apparatus according to claim 5 , further comprising an endorsing unit that prints endorsement information on the check.
Claim 10
Dependent Claim
15 words
A recording apparatus according to claim 5 , wherein the symbol is a two-dimensional symbol.
Claim 11
Independent Claim
85 words
A method of processing a check, comprising the steps of: (a) encoding transaction data to a symbol; (b) printing the symbol on the check; (c) interpreting the symbol printed on the check in step (b), and reading the transaction data therefrom; and (d) printing on the check with magnetic ink characters the transaction data read in step (c); wherein steps (c) and (d) are performed at a first location and steps (a) and (b) are performed at a second location remote from the first location.
Claim 12
Independent Claim
85 words
A method of processing a check, comprising the steps of: (a) encoding transaction data to a symbol; (b) printing the symbol on the check; (c) interpreting the symbol printed on the check in step (b), and reading the transaction data therefrom; and (d) printing on the check with magnetic ink characters the transaction data read in step (c); wherein steps (c) and (d) are performed at a first location and steps (a) and (b) are performed at a second location remote from the first location.
Claim 13
Dependent Claim
18 words
A method of processing a check according to claim 9 , wherein the symbol is a two-dimensional symbol.
Claim 14
Dependent Claim
21 words
A method of processing a check according to claim 9 , wherein the transaction data comprises at least a payment amount.
Claim 15
Dependent Claim
27 words
A method of processing a check according to claim 9 , wherein characters indicative of the transaction data are also printed on the check in step (b).
Claim 16
Dependent Claim
23 words
A method of processing a check according to claim 9 , wherein endorsement information is also printed on the check in step (b).
Claim 17
Independent Claim
68 words
A method of recording information on a check, comprising the steps of: (a) inputting transaction data including at least a payment amount; (b) encoding the transaction data to a symbol; and (c) printing on a check the symbol encoded by the encoder such that the symbol can be interpreted and the transaction data read therefrom; wherein steps (a), (b) and (c) are performed in a single point-of-sale terminal.
Claim 18
Independent Claim
68 words
A method of recording information on a check, comprising the steps of: (a) inputting transaction data including at least a payment amount; (b) encoding the transaction data to a symbol; and (c) printing on a check the symbol encoded by the encoder such that the symbol can be interpreted and the transaction data read therefrom; wherein steps (a), (b) and (c) are performed in a single point-of-sale terminal.
Claim 19
Dependent Claim
20 words
A method of recording information on a check according to claim 14 , wherein the symbol is a two-dimensional symbol.
Claim 20
Dependent Claim
103 words
A machine readable medium embodying a program of instructions for execution by a machine to perform a method of processing a check, the method comprising the steps of: (a) encoding transaction data to a symbol; (b) printing the symbol on a check; (c) interpreting the symbol printed on the check in step (b), and reading the transaction data therefrom; and (d) printing on the check with magnetic ink characters the transaction data read in step (c); wherein steps (c) and (d) are performed at a first location and steps (a) and (b) are performed at a second location remote from the first location.
Claim 21
Dependent Claim
103 words
A machine readable medium embodying a program of instructions for execution by a machine to perform a method of processing a check, the method comprising the steps of: (a) encoding transaction data to a symbol; (b) printing the symbol on a check; (c) interpreting the symbol printed on the check in step (b), and reading the transaction data therefrom; and (d) printing on the check with magnetic ink characters the transaction data read in step (c); wherein steps (c) and (d) are performed at a first location and steps (a) and (b) are performed at a second location remote from the first location.
Claim 22
Dependent Claim
16 words
A machine readable medium according to claim 16 , wherein the symbol is a two-dimensional symbol.
Claim 23
Dependent Claim
19 words
A machine readable medium according to claim 16 , wherein the transaction data comprises at least a payment amount.
Claim 24
Dependent Claim
25 words
A machine readable medium according to claim 16 , wherein characters indicative of the transaction data are also printed on the check in step (b).
Claim 25
Dependent Claim
21 words
A machine readable medium according to claim 16 , wherein endorsement information is also printed on the check in step (b).
Claim 26
Dependent Claim
86 words
A machine readable medium embodying a program of instructions for execution by a machine to perform a method of recording information on a check, the method comprising the steps of: (a) inputting transaction data including at least a payment amount; (b) encoding the transaction data to a symbol; and (c) printing on a check the symbol encoded by the encoder such that the symbol can be interpreted and the transaction data read therefrom; wherein steps (a), (b) and (c) are performed in a single point-of-sale terminal.
Claim 27
Dependent Claim
86 words
A machine readable medium embodying a program of instructions for execution by a machine to perform a method of recording information on a check, the method comprising the steps of: (a) inputting transaction data including at least a payment amount; (b) encoding the transaction data to a symbol; and (c) printing on a check the symbol encoded by the encoder such that the symbol can be interpreted and the transaction data read therefrom; wherein steps (a), (b) and (c) are performed in a single point-of-sale terminal.
Claim 28
Dependent Claim
16 words
A machine readable medium according to claim 21 , wherein the symbol is a two-dimensional symbol.
Claim 29
Dependent Claim
108 words
A check processing system, comprising: means for encoding transaction data to a symbol; means for printing on a check the symbol encoded by the encoding means; means for interpreting the symbol printed on the check by the symbol printing means, and for reading the transaction data from the symbol; and means for printing on the check with magnetic ink characters the transaction data read by the interpreting/reading means; wherein the reading and interpreting means and the magnetic ink character printing means are physically located in a first location and encoding means and the symbol printing means are physically located in a second location remote from the first location.
Claim 30
Dependent Claim
108 words
A check processing system, comprising: means for encoding transaction data to a symbol; means for printing on a check the symbol encoded by the encoding means; means for interpreting the symbol printed on the check by the symbol printing means, and for reading the transaction data from the symbol; and means for printing on the check with magnetic ink characters the transaction data read by the interpreting/reading means; wherein the reading and interpreting means and the magnetic ink character printing means are physically located in a first location and encoding means and the symbol printing means are physically located in a second location remote from the first location.
Claim 31
Dependent Claim
24 words
A check processing system according to claim 23 , wherein the encoding means and the symbol printing means are incorporated in a point-of-sale terminal.
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USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 2004-10-22 | 2005-04-23 | 2005-10-23 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 2008-10-22 | 2009-04-23 | 2009-10-23 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 2012-10-22 | 2013-04-23 | 2013-10-23 | $7700.00 | Window Closed / Lapsed |