US6205436B1
Expired / Lapsed
US
⏱️ 0.0 years remaining
Trusted agents for open electronic commerce where the transfer of electronic merchandise or electronic money is provisional until the transaction is finalized
Assignee: Citibank NA
•
Filing: 1998-08-21
•
Granted: 2001-03-20
•
Expires: 2018-08-21
Abstract
Abstract A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money module. Both trusted agents are capable of establishing a first cryptographically secure session, and both money modules are capable of establishing a second cryptographically secure session. The merchant trusted agent transfers electronic merchandise to the customer trusted agent, and the first money module transfers electronic money to the second money module. The money modules inform their trusted agents of the successful completion of payment, and the customer may use the purchased electronic merchandise.
Inventors
- 👤 Sholom S. Rosen
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-10-31 03:03
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/08; G07F7/0866; G06; G06Q; G06Q30/00; G06Q30/02; G06Q20/00; G06Q20/02; G06Q20/04; G06Q20/06; G06Q20/08; G06Q20/085; G06Q20/0855; G06Q20/10; G06Q20/105; G06Q20/12; G06Q20/20; G06Q20/204; G06Q20/209; G06Q20/22; G06Q20/26; G06Q20/30; G06Q20/36; G06Q20/367; G06Q20/3674; G06Q20/3676; G06Q20/3678; G06Q20/38; G06Q20/382; G06Q20/3821; G06Q20/3829; G06Q20/383; G06Q20/40; G06Q20/401; G06Q30/06; G06Q30/0601; G06Q50/00; G06Q50/10; G06Q50/18; G06Q50/188; G07F17/00; G07F17/16; H; H04; H04L; H04L63/00; H04L63/12; H04L63/123; H04L9/00; H04L9/32; H04L9/321; H04L9/3213; H04L9/3247; H04L9/3263; H04L2209/00; H04L2209/42; H04L2209/56
Claims Analysis
Total Claims: 51
Claim 1
Independent Claim
114 words
A system for open electronic commerce comprising: a first transaction device including a first host processor, a first trusted agent, and a first money module; a second transaction device including a second host processor, a second trusted agent, and a second money module; wherein said second trusted agent sends electronic merchandise to said first trusted agent which provisionally retains said electronic merchandise; wherein said first money module sends electronic money to said second money module; and wherein after sending said electronic money, said first money module sends a payment successful message to said first trusted agent, where after receiving said message said first trusted agent's retention of said electronic merchandise is no longer provisional.
Claim 2
Independent Claim
114 words
A system for open electronic commerce comprising: a first transaction device including a first host processor, a first trusted agent, and a first money module; a second transaction device including a second host processor, a second trusted agent, and a second money module; wherein said second trusted agent sends electronic merchandise to said first trusted agent which provisionally retains said electronic merchandise; wherein said first money module sends electronic money to said second money module; and wherein after sending said electronic money, said first money module sends a payment successful message to said first trusted agent, where after receiving said message said first trusted agent's retention of said electronic merchandise is no longer provisional.
Claim 3
Dependent Claim
16 words
The system of claim 1 , wherein said electronic merchandise is data including a decryption key.
Claim 4
Dependent Claim
15 words
The system of claim 1 , wherein said electronic merchandise is data including computer software.
Claim 5
Dependent Claim
19 words
The system of claim 1 , wherein said electronic merchandise is data including an event ticket or transportation ticket.
Claim 6
Dependent Claim
17 words
The system of claim 1 , wherein said electronic merchandise is data including a physical object ticket.
Claim 7
Dependent Claim
14 words
The system of claim 5 , wherein said physical object ticket is receipt data.
Claim 8
Dependent Claim
24 words
The system of claim 1 , wherein said first trusted agent and said first money module are embodied as a discrete first electronic module.
Claim 9
Dependent Claim
14 words
The system of claim 7 , wherein said discrete first electronic module is tamper-proof.
Claim 10
Dependent Claim
24 words
The system of claim 7 , wherein said second trusted agent and said second money module are embodied as a discrete second electronic module.
Claim 11
Dependent Claim
14 words
The system of claim 9 , wherein said discrete second electronic module is tamper-proof.
Claim 12
Dependent Claim
37 words
The system of claim 9 , wherein said first host processor communicates to said first electronic module via a first bus; and wherein said second host processor communicates to said second electronic module via a second bus.
Claim 13
Dependent Claim
24 words
The system of claim 11 , wherein said first electronic module includes a first processor, and said second electronic module includes a second processor.
Claim 14
Dependent Claim
34 words
The system of claim 12 , wherein said first electronic module and said second electronic module include cryptography means, and said electronic merchandise and said electronic money are sent encrypted by said cryptography means.
Claim 15
Dependent Claim
30 words
The system of claim 1 , wherein said trusted agents each maintain a log of trusted agent transactions and said money modules each maintain a log of money module transactions.
Claim 16
Dependent Claim
49 words
The system of claim 14 , wherein said trusted agents and said money modules may each execute an abort protocol, where in the event of a failed transaction said trusted agents roll back the electronic merchandise transfer transaction and said money modules roll back the electronic money transfer transaction.
Claim 17
Dependent Claim
69 words
The system of claim 15 , wherein said first trusted agent and said first money module are embodied as a discrete tamper-proof first electronic module, and said second trusted agent and said second money module are embodied as a discrete tamper-proof second electronic module, where said first and second electronic modules have cryptography means, and said electronic merchandise and said electronic money are sent encrypted by said cryptography means.
Claim 18
Dependent Claim
19 words
The system of claim 15 , wherein said trusted agents and said money modules are separate tamper-proof electronic units.
Claim 19
Dependent Claim
39 words
The system of claim 17 , wherein said first trusted agent and said first money module exchange messages in an encrypted format, and wherein said second trusted agent and said second money module exchange messages in an encrypted format.
Claim 20
Dependent Claim
22 words
The system of claim 18 , wherein said first trusted agent and said second trusted agent exchange messages in an encrypted format.
Claim 21
Dependent Claim
31 words
The system of claim 1 , where prior to said first money module sending said payment successful message, said first money module receives a ready-to-commit message from said second money module.
Claim 22
Dependent Claim
26 words
The system of claim 20 , wherein after receiving said electronic money, said second money module sends a payment successful message to said second trusted agent.
Claim 23
Dependent Claim
31 words
The system of claim 21 , where prior to said second money module sending said payment successful message, said second money module receives an acknowledgement message from said first money module.
Claim 24
Independent Claim
97 words
A method for exchanging electronic merchandise and electronic money utilizing a first trusted agent, a first money module, a second trusted agent and a second money module, comprising the steps of: said second trusted agent sending electronic merchandise to said first trusted agent which provisionally retains said electronic merchandise; said first money module sending electronic money to said second money module; and said first money module sending a payment successful message to said first trusted agent, where after receipt of said message by said first trusted agent its retention of said electronic merchandise is no longer provisional.
Claim 25
Independent Claim
97 words
A method for exchanging electronic merchandise and electronic money utilizing a first trusted agent, a first money module, a second trusted agent and a second money module, comprising the steps of: said second trusted agent sending electronic merchandise to said first trusted agent which provisionally retains said electronic merchandise; said first money module sending electronic money to said second money module; and said first money module sending a payment successful message to said first trusted agent, where after receipt of said message by said first trusted agent its retention of said electronic merchandise is no longer provisional.
Claim 26
Dependent Claim
42 words
The method of claim 23 , further including the steps of said first trusted agent securely sending a make payment message to said first money module; and said second trusted agent securely sending a receive payment message to said second money module.
Claim 27
Dependent Claim
20 words
The method of claim 24 , wherein said electronic money and said electronic merchandise are sent in an encrypted format.
Claim 28
Dependent Claim
24 words
The method of claim 25 , wherein said first trusted agent and said first money module are embodied as a tamper-proof first electronic module.
Claim 29
Dependent Claim
24 words
The method of claim 26 , wherein said second trusted agent and said second money module are embodied as a tamper-proof second electronic module.
Claim 30
Dependent Claim
35 words
The method of claim 23 , further comprising the step of: said first money module receiving a ready-to-commit message from said second money module prior to said first money module sending said payment successful message.
Claim 31
Dependent Claim
30 words
The method of claim 28 , further comprising the step of: after receiving said electronic money, said second money module sending a payment successful message to said second trusted agent.
Claim 32
Dependent Claim
40 words
The method of claim 29 , further comprising the step of: said second money module receiving an acknowledgement message from said first money module prior to said second money module sending said payment successful message to said second trusted agent.
Claim 33
Independent Claim
115 words
A method for exchanging electronic merchandise and electronic money utilizing a first trusted agent, a first money module, a second trusted agent and a second money module, comprising the steps of: said first money module transferring electronic money to said second money module, where said transfer is provisional in said first and second money modules; said second trusted agent transferring electronic merchandise to said first trusted agent which provisionally retains said electronic merchandise; said first and second money modules committing whereby said electronic money transfer is no longer provisional; and said first trusted agent receiving a payment successful message from said first money module, whereafter said retention of said electronic merchandise is no longer provisional.
Claim 34
Independent Claim
115 words
A method for exchanging electronic merchandise and electronic money utilizing a first trusted agent, a first money module, a second trusted agent and a second money module, comprising the steps of: said first money module transferring electronic money to said second money module, where said transfer is provisional in said first and second money modules; said second trusted agent transferring electronic merchandise to said first trusted agent which provisionally retains said electronic merchandise; said first and second money modules committing whereby said electronic money transfer is no longer provisional; and said first trusted agent receiving a payment successful message from said first money module, whereafter said retention of said electronic merchandise is no longer provisional.
Claim 35
Dependent Claim
42 words
The method of claim 31 , further including the steps of said first trusted agent securely sending a make payment message to said first money module; and said second trusted agent securely sending a receive payment message to said second money module.
Claim 36
Dependent Claim
20 words
The method of claim 32 , wherein said electronic money and said electronic merchandise are sent in an encrypted format.
Claim 37
Dependent Claim
24 words
The method of claim 33 , wherein said first trusted agent and said first money module are embodied as a tamper-proof first electronic module.
Claim 38
Dependent Claim
24 words
The method of claim 34 , wherein said second trusted agent and said second money module are embodied as a tamper-proof second electronic module.
Claim 39
Dependent Claim
25 words
The method of claim 31 , further comprising the step of: said second trusted agent receiving a payment successful message from said second money module.
Claim 40
Independent Claim
78 words
A method for exchanging electronic merchandise and electronic money, comprising the steps of: a second processor-based transaction device sending electronic merchandise to a first processor-based transaction device, wherein after its reception said electronic merchandise is inaccessible to an owner of said first transaction device; and after reception of said electronic merchandise, said first electronic transaction device sending electronic money to said second transaction device, whereafter said electronic merchandise becomes accessible to said owner of said first transaction device.
Claim 41
Independent Claim
78 words
A method for exchanging electronic merchandise and electronic money, comprising the steps of: a second processor-based transaction device sending electronic merchandise to a first processor-based transaction device, wherein after its reception said electronic merchandise is inaccessible to an owner of said first transaction device; and after reception of said electronic merchandise, said first electronic transaction device sending electronic money to said second transaction device, whereafter said electronic merchandise becomes accessible to said owner of said first transaction device.
Claim 42
Dependent Claim
23 words
The method of claim 37 , wherein said first and second transaction devices each include a host processor and a tamper-proof electronic module.
Claim 43
Dependent Claim
25 words
The method of claim 38 , wherein merchandise description information is sent to a host transaction application of such first transaction device for owner confirmation.
Claim 44
Dependent Claim
18 words
The method of claim 39 , wherein said merchandise description information is included in electronic object header data.
Claim 45
Dependent Claim
52 words
The method of claim 37 , further comprising the steps of: said second transaction device receiving said electronic money and sending a ready-to-commit message to said first transaction device; and said first transaction device receiving said ready-to-commit message, whereafter said electronic merchandise becomes accessible to said owner of said first transaction device.
Claim 46
Dependent Claim
29 words
The method of claim 41 , further comprising the step of: after receiving said ready-to-commit message, said first transaction device sending an acknowledgement message to said second transaction device.
Claim 47
Independent Claim
125 words
A method of exchanging electronic merchandise and electronic money, comprising the steps of: a first transaction device transferring electronic money to a second transaction device, wherein the electronic money transfer is provisional within both said first and second transaction devices; and said second transaction device transferring electronic merchandise to said first transaction device, wherein after its reception said electronic merchandise is inaccessible to the owner of said first transaction device; said first transaction device and said second transaction device committing to said transfer of electronic money, whereafter said electronic money transfer is no longer provisional; and after said first transaction device commits to said transfer of electronic money, said first transaction device making said electronic merchandise accessible to the owner of said first transaction device.
Claim 48
Independent Claim
125 words
A method of exchanging electronic merchandise and electronic money, comprising the steps of: a first transaction device transferring electronic money to a second transaction device, wherein the electronic money transfer is provisional within both said first and second transaction devices; and said second transaction device transferring electronic merchandise to said first transaction device, wherein after its reception said electronic merchandise is inaccessible to the owner of said first transaction device; said first transaction device and said second transaction device committing to said transfer of electronic money, whereafter said electronic money transfer is no longer provisional; and after said first transaction device commits to said transfer of electronic money, said first transaction device making said electronic merchandise accessible to the owner of said first transaction device.
Claim 49
Dependent Claim
23 words
The method of claim 43 , wherein said first and second transaction devices each include a host processor and a tamper-proof electronic module.
Claim 50
Dependent Claim
25 words
The method of claim 44 , wherein merchandise description information is sent to a host transaction application of second first transaction device for owner confirmation.
Claim 51
Dependent Claim
18 words
The method of claim 45 , wherein said merchandise description information is included in electronic object header data.
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USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 2004-03-19 | 2004-09-18 | 2005-03-20 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 2008-03-19 | 2008-09-18 | 2009-03-20 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 2012-03-19 | 2012-09-18 | 2013-03-20 | $7700.00 | Window Closed / Lapsed |