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US6003014A Expired / Lapsed US ⏱️ 0.0 years remaining

Method and apparatus for acquiring access using a smart card

Assignee: Visa International Service Association
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Filing: 1997-08-22
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Granted: 1999-12-14
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Expires: 2017-08-22
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Abstract

Abstract A method for using a smart card to gain access through an access device upon payment of a value (V) is performed by first operatively coupling the card to the access device. The access device reads a first and a second set of data from the card, and performs a first authentication process on the first set of data. Access is permitted if the first authentication process meets a required condition. Access is denied otherwise. If access is permitted, the second set of data is stored in the access device for further processing, including a second authentication process which operates on the first and second sets of data.

Inventors

  • 👤 Alson A Lee
  • 👤 Jerry Sloan
  • 👤 Irv H. Wentzein

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-11-04 02:36
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/08; G07F7/10; G07F7/1008; G06; G06Q; G06Q20/00; G06Q20/08; G06Q20/10; G06Q20/105; G06Q20/30; G06Q20/34; G06Q20/341; G06Q20/36; G06Q20/367; G06Q20/38; G06Q20/40; G06Q20/409; G06Q20/4097; G06Q20/40975; G07F7/0866

Claims Analysis

Total Claims: 23
Claim 1
Independent Claim 130 words
A method for using a smart card to gain access through an access device upon payment of a value (V), the method comprising the steps of: operatively coupling said smart card to said access device; reading at least a first set of data and a second set of data from said smart card; performing a first authentication process on said at least first set of data; permitting access if said step of performing a first authentication process meets a required condition; storing said at least first set of data and said second set of data in a memory of said access device; and performing a second authentication process on said at least first set of data and said second set of data after said step of permitting access is accomplished.
Claim 2
Independent Claim 130 words
A method for using a smart card to gain access through an access device upon payment of a value (V), the method comprising the steps of: operatively coupling said smart card to said access device; reading at least a first set of data and a second set of data from said smart card; performing a first authentication process on said at least first set of data; permitting access if said step of performing a first authentication process meets a required condition; storing said at least first set of data and said second set of data in a memory of said access device; and performing a second authentication process on said at least first set of data and said second set of data after said step of permitting access is accomplished.
Claim 3
Dependent Claim 33 words
The method of claim 1, wherein said first set of data includes information indicating a balance (B) of funds available in said smart card, and an expiration date (DEXP) of said smart card.
Claim 4
Dependent Claim 31 words
The method of claim 1, wherein said second set of data includes a card public key certificate, a card issuer public key certificate, and a signature generated by said smart card.
Claim 5
Dependent Claim 25 words
The method of claim 2, wherein said first authentication process includes the step of verifying that said balance (B) is greater than said value (V).
Claim 6
Dependent Claim 23 words
The method of claim 2, wherein said first authentication process includes the step of verifying that said expiration date (DEXP) has not passed.
Claim 7
Dependent Claim 19 words
The method of claim 2, wherein said required condition is said balance (B) being greater than said value (V).
Claim 8
Dependent Claim 27 words
The method of claim 3, wherein said second authentication process includes the steps of verifying said card certificate, verifying said issuer certificate, and verifying said card signature.
Claim 9
Dependent Claim 20 words
The method of claim 1, wherein said second authentication process is performed between a terminal device and said access device.
Claim 10
Dependent Claim 13 words
The method of claim 8, wherein said terminal device includes a security card.
Claim 11
Dependent Claim 166 words
An access system, including: an interface device, having contacts for coupling with a smart card to read at least a first and a second set of information; an access device, coupled to said interface device, having at least a first processor for performing a low-level authentication of said at least first set of information received from said smart card; a memory in said access device, storing said at least first set of information and said second set of information; a gate device, coupled to said access device, said gate device granting access to a cardholder after said low-level authentication is performed; and at least a first security module, said first security module being in communication with said access device, wherein said first security module is arranged to perform a high-level authentication of said at least first set of information and said second set of information received from said card after said at least first set of information received from said card and stored in said memory.
Claim 12
Dependent Claim 166 words
An access system, including: an interface device, having contacts for coupling with a smart card to read at least a first and a second set of information; an access device, coupled to said interface device, having at least a first processor for performing a low-level authentication of said at least first set of information received from said smart card; a memory in said access device, storing said at least first set of information and said second set of information; a gate device, coupled to said access device, said gate device granting access to a cardholder after said low-level authentication is performed; and at least a first security module, said first security module being in communication with said access device, wherein said first security module is arranged to perform a high-level authentication of said at least first set of information and said second set of information received from said card after said at least first set of information received from said card and stored in said memory.
Claim 13
Dependent Claim 13 words
The access system of claim 10, wherein said gate device is a turnstile.
Claim 14
Dependent Claim 18 words
The access system of claim 10, wherein said first set of information includes at least a balance (B).
Claim 15
Dependent Claim 23 words
The access system of claim 12, wherein said low-level authentication includes verifying that said balance (B) is greater than a cost of access.
Claim 16
Dependent Claim 77 words
The access system of claim 10, further comprising: a terminal device, coupled to said access device, said terminal device having said at least first security module for performing said high-level authorization of said at least first set of information and said second set of information received from said card and stored in said memory, said high-level authorization including at least one selected from the group consisting of verifying validity of said card and generating a signed message.
Claim 17
Dependent Claim 23 words
The access system of claim 14, further comprising: a concentration point, coupled to said terminal device, for receiving information regarding said high-level authorization.
Claim 18
Dependent Claim 125 words
An access control system, comprising: a plurality of card reading devices, each having a contact structure for reading at least first data and second data from a smart card; a plurality of access devices, coupled to said card reading devices, for performing a low-level authentication on said at least first data from said smart card, said access devices having a memory for storing said at least first data and said second data from said smart card; and a terminal device, coupled to said plurality of access devices, for performing a high-level authentication on said at least first data and said second data from said smart card after said at least first data and said second data are stored in said memory of said access devices.
Claim 19
Dependent Claim 125 words
An access control system, comprising: a plurality of card reading devices, each having a contact structure for reading at least first data and second data from a smart card; a plurality of access devices, coupled to said card reading devices, for performing a low-level authentication on said at least first data from said smart card, said access devices having a memory for storing said at least first data and said second data from said smart card; and a terminal device, coupled to said plurality of access devices, for performing a high-level authentication on said at least first data and said second data from said smart card after said at least first data and said second data are stored in said memory of said access devices.
Claim 20
Dependent Claim 47 words
The access control system of claim 16, wherein said terminal device includes a plurality of security cards, each security card for use in performing a high-level authorization of said at least first data and said second data from a specific one of said plurality of access devices.
Claim 21
Dependent Claim 49 words
The method of claim 1, wherein said second authentication process is performed on said at least first set of data and said second set of data after said at least first set of data and said second set of data are stored in said memory of said access device.
Claim 22
Dependent Claim 28 words
The method of claim 1, wherein said first authentication process is a low-level authentication process that includes ensuring that said smart card has sufficient value to permit access.
Claim 23
Dependent Claim 30 words
The method of claim 19, wherein said second authentication process is a high-level authentication process that includes generating a signed message that is suitable for transmission from said access device.

USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 2002-12-13 2003-06-14 2003-12-14 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 2006-12-13 2007-06-14 2007-12-14 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 2010-12-13 2011-06-14 2011-12-14 $7700.00 Window Closed / Lapsed

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