US5973756A
Expired / Lapsed
US
⏱️ 0.0 years remaining
IR Transmitter with integral magnetic-stripe ATM type credit card reader & method therefor
Assignee: S Aqua Semiconductor LLC
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Filing: 1996-06-19
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Granted: 1999-10-26
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Expires: 2016-06-19
Abstract
Abstract A television remote control unit including an IR (infra-red) transmitter with integral magnetic stripe ATM type credit card reader and method therefor for transmitting IR signals to a remote interactive location such as a television set or a TV cable remote control box. The remote control unit permits the user to swipe a credit card through the credit card reader so as to generate credit card transaction signals for transmission to the remote interactive locations. The remote control unit can be used in an interactive environment such as a hotel casino, a cable TV home shopping network, or an off track betting (OTB) environment.
Inventors
- 👤 Dan Erlin
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-10-25 00:24
CPC Classifications
H; H04; H04N; H04N21/00; H04N21/40; H04N21/41; H04N21/422; H04N21/42204; G; G06; G06Q; G06Q20/00; G06Q20/30; G06Q20/34; G06Q20/341; G07; G07F; G07F7/00; G07F7/08; G07F7/0873; G07F7/088; G07F7/0886; G07F7/10; G07F7/1008; H04N21/20; H04N21/21; H04N21/214; H04N21/2143; H04N21/418; H04N21/4181; H04N21/4185; H04N21/47; H04N21/478; H04N21/47815; H04N7/00; H04N7/16; H04N7/162; H04N7/163; H04N7/173; H04N7/17309; H04N7/17318; H04B; H04B1/00; H04B1/06; H04B1/16; H04B1/20; H04B1/202; H04N21/42206; H04N21/42212; H04N21/42213; H04N21/42221; H04N5/00; H04N5/44; H04N5/445
Claims Analysis
Total Claims: 11
Claim 1
Independent Claim
177 words
An interactive television remote control unit for transmitting IR (infra-red) signals to an interactive location such as a television set top box and for receiving IR signals from said interactive location, said remote control unit comprising: an integral magnetic stripe financial ATM transaction type card reader for reading ATM type financial card information from a magnetic stripe of an ATM type card swiped through said reader to form read ATM card information; a keypad for entering ATM transaction information for a particular ATM card transaction and for entering ATM card identification information relating to a specific personal identification number (PIN) to form PIN information; interactive receiver means for interactively receiving a personal encryption key (PEK) from said interactive location to code said PIN information thereby forming coded PIN information; a processor for processing said ATM transaction information and said coded PIN information to form IR ATM card transaction signals; and interactive IR transmitter means for interactively transmitting said IR ATM card transaction signals to said interactive location in response to the received PEK from said interactive location.
Claim 2
Dependent Claim
177 words
An interactive television remote control unit for transmitting IR (infra-red) signals to an interactive location such as a television set top box and for receiving IR signals from said interactive location, said remote control unit comprising: an integral magnetic stripe financial ATM transaction type card reader for reading ATM type financial card information from a magnetic stripe of an ATM type card swiped through said reader to form read ATM card information; a keypad for entering ATM transaction information for a particular ATM card transaction and for entering ATM card identification information relating to a specific personal identification number (PIN) to form PIN information; interactive receiver means for interactively receiving a personal encryption key (PEK) from said interactive location to code said PIN information thereby forming coded PIN information; a processor for processing said ATM transaction information and said coded PIN information to form IR ATM card transaction signals; and interactive IR transmitter means for interactively transmitting said IR ATM card transaction signals to said interactive location in response to the received PEK from said interactive location.
Claim 3
Dependent Claim
45 words
A remote control unit as in claim 1 including an IR transmitter for transmitting ATM transaction indication or PIN information to said interactive location, said interactive location responsive to said ATM transaction information or said PIN information for transmitting said PEK to said receiver means.
Claim 4
Dependent Claim
177 words
In a financial transaction card interactive network including a television remote control unit for transmitting IR (infra-red) signals to an interactive location such as a television set top box, said remote control unit including an integral magnetic-stripe financial ATM transaction type card reader, the method comprising the steps of: reading ATM type financial card information from a magnetic stripe of an ATM type card swiped through said remote control unit to form read ATM card information; entering into said remote control unit ATM transaction information for a particular ATM card transaction, entering into said remote control unit ATM card identification information relating to a specific personal identification number (PIN) to form PIN information; receiving into said remote control unit a personal encryption key (PEK) from said interactive location to code said PIN information thereby forming coded PIN information; processing within said remote control unit said ATM transaction information and said coded PIN information to form IR ATM card transaction signals; and transmitting said IR ATM card transaction signals from said remote control unit to said interactive location.
Claim 5
Dependent Claim
177 words
In a financial transaction card interactive network including a television remote control unit for transmitting IR (infra-red) signals to an interactive location such as a television set top box, said remote control unit including an integral magnetic-stripe financial ATM transaction type card reader, the method comprising the steps of: reading ATM type financial card information from a magnetic stripe of an ATM type card swiped through said remote control unit to form read ATM card information; entering into said remote control unit ATM transaction information for a particular ATM card transaction, entering into said remote control unit ATM card identification information relating to a specific personal identification number (PIN) to form PIN information; receiving into said remote control unit a personal encryption key (PEK) from said interactive location to code said PIN information thereby forming coded PIN information; processing within said remote control unit said ATM transaction information and said coded PIN information to form IR ATM card transaction signals; and transmitting said IR ATM card transaction signals from said remote control unit to said interactive location.
Claim 6
Dependent Claim
170 words
In a financial transaction card interactive network comprising: an interactive location such as a television set top box, an ATM network, a television display, a television remote control unit for transmitting IR (infra-red) signals to said interactive location, said remote control unit including an integral magnetic stripe financial ATM transaction type card reader for reading ATM type financial card information from a magnetic stripe of an ATM type card swiped through said reader to form read ATM card information; keypad means for entering ATM transaction information for a particular ATM card transaction and for entering ATM card identification information relating to a specific personal identification number (PIN) to form PIN information; receiver means for receiving a personal encryption key (PEK) from said interactive location to code said PIN information thereby forming coded PIN information; processor means for processing said ATM transaction information and said coded PIN information to form IR ATM card transaction signals; and IR transmitter means for transmitting said IR ATM card transaction signals to said interactive location.
Claim 7
Dependent Claim
170 words
In a financial transaction card interactive network comprising: an interactive location such as a television set top box, an ATM network, a television display, a television remote control unit for transmitting IR (infra-red) signals to said interactive location, said remote control unit including an integral magnetic stripe financial ATM transaction type card reader for reading ATM type financial card information from a magnetic stripe of an ATM type card swiped through said reader to form read ATM card information; keypad means for entering ATM transaction information for a particular ATM card transaction and for entering ATM card identification information relating to a specific personal identification number (PIN) to form PIN information; receiver means for receiving a personal encryption key (PEK) from said interactive location to code said PIN information thereby forming coded PIN information; processor means for processing said ATM transaction information and said coded PIN information to form IR ATM card transaction signals; and IR transmitter means for transmitting said IR ATM card transaction signals to said interactive location.
Claim 8
Dependent Claim
30 words
The network as in claim 4 wherein said remote control unit includes a Menu key for controlling the display of interactive menus on said television display through said interactive location.
Claim 9
Dependent Claim
45 words
The network as in claim 5 wherein said remote control unit includes an ATM key for entering an ATM financial transaction signal for transmission to said interactive locations said interactive location responsive to said ATM signal for transmitting said PEK to said remote control unit.
Claim 10
Dependent Claim
48 words
The network as in claim 6 wherein said interactive location includes transmitter means for transmitting said ATM card information to said ATM network for verification and authorization, said interactive location responsive to said verification and authorization for displaying a selected menu and transaction directions on said television display.
Claim 11
Dependent Claim
31 words
The network as in claim 7 wherein said remote control unit includes means for completing the ATM card transaction following said directions displayed on said selected menu on said television display.
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USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 2002-10-25 | 2003-04-26 | 2003-10-26 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 2006-10-25 | 2007-04-26 | 2007-10-26 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 2010-10-25 | 2011-04-26 | 2011-10-26 | $7700.00 | Window Closed / Lapsed |