US5918909A — Package for card with data-encoded strip and meth…

Claim 1

Independent Claim 94 words

A package adapted for holding a first card, the first card generally defining a plane and having an exposed data-encoded strip; said package including: (a) a first panel having an outer perimeter; and (b) retaining means for securing the first card to said first panel so that, when the first card is secured to said first panel, at least a portion of the data-encoded strip is exposed and displaced externally remote from a portion of said outer perimeter of said first panel in a direction substantially parallel to the plane of the first card.

Claim 2

Dependent Claim 94 words

A package adapted for holding a first card, the first card generally defining a plane and having an exposed data-encoded strip; said package including: (a) a first panel having an outer perimeter; and (b) retaining means for securing the first card to said first panel so that, when the first card is secured to said first panel, at least a portion of the data-encoded strip is exposed and displaced externally remote from a portion of said outer perimeter of said first panel in a direction substantially parallel to the plane of the first card.

Claim 3

Dependent Claim 14 words

The package of claim 1 in which said data-encoded strip comprises a magnetic strip.

Claim 4

Dependent Claim 13 words

The package of claim 1 in which said retaining means comprises a rivet.

Claim 5

Dependent Claim 82 words

The package of claim 3 in which the first card additionally has a personal identification number thereon, in which said rivet secures the first card to said first panel so that said personal identification number is obscured from view when the first card is secured to said first panel, and in which said rivet comprises tamper evident means for indicating that an attempt has been made to view the personal identification number when the first card is secured to said first panel.

Claim 6

Dependent Claim 83 words

The package of claim 1 in which the first card additionally has a personal identification number thereon, in which said retaining means secures the first card to said first panel so that said personal identification number is obscured from view when the first card is secured to said first panel, and in which said package comprises tamper evident means for indicating that an attempt has been made to view said personal identification number when the first card is secured to said first panel.

Claim 7

Dependent Claim 50 words

The package of claim 1 in which said package further includes a second panel adapted to be attached in congruent alignment with said first panel; said second panel adapted to retain the first card between said first and said second panels when the card is secured to the first panel.

Claim 8

Dependent Claim 39 words

The package of claim 6 in which said second panel comprises a transparent window portion positioned to overlap a portion of the first card remote from said data-encoded strip when the first card is secured to said first panel.

Claim 9

Dependent Claim 20 words

The package of claim 6 in which said first panel comprises a door panel movably attached to said first panel.

Claim 10

Dependent Claim 41 words

The package of claim 6 in which said second panel further comprises a retaining portion adapted to secure at least one second card to said package so that the at least one second card is laterally displaced from the first card.

Claim 11

Dependent Claim 50 words

The package of claim 1 in which said package further includes a second panel adapted to be attached in congruent alignment to said first panel and adapted to entrap a third panel between said first and second panels; said second panel having window means for viewing the third panel therethrough.

Claim 12

Dependent Claim 13 words

The package of claim 10 in which said retaining means comprises a rivet.

Claim 13

Dependent Claim 77 words

In combination: a first card generally defining a plane and including an exposed data-encoded strip; and a package including a first panel, said first panel having an outer perimeter; said first card being secured to said first panel so that at least a portion of said data-encoded strip is exposed and displaced externally remote from a portion of said outer perimeter of said first panel in a direction substantially parallel to the plane of said first card.

Claim 14

Dependent Claim 77 words

In combination: a first card generally defining a plane and including an exposed data-encoded strip; and a package including a first panel, said first panel having an outer perimeter; said first card being secured to said first panel so that at least a portion of said data-encoded strip is exposed and displaced externally remote from a portion of said outer perimeter of said first panel in a direction substantially parallel to the plane of said first card.

Claim 15

Dependent Claim 16 words

The combination as recited in claim 12 in which said data-encoded strip comprises a magnetic strip.

Claim 16

Dependent Claim 21 words

The combination as recited in claim 12 in which said first card is secured to said first panel by a rivet.

Claim 17

Dependent Claim 63 words

The combination as recited in claim 14 in which said first card has a personal identification number thereon, in which said rivet secures said first card to said first panel so that said personal identification number is obscured from view, and in which said rivet comprises tamper evident means for indicating that an attempt has been made to view said personal identification number.

Claim 18

Dependent Claim 61 words

The combination as recited in claim 12 in which said first card has a personal identification number thereon and said first card is secured to said first panel so that said personal identification number is obscured from view, and in which said package comprises tamper evident means for indicating that an attempt has been made to view said personal identification number.

Claim 19

Dependent Claim 37 words

The combination as recited in claim 12 in which said package further includes a second panel attached in congruent alignment with said first panel; said second panel retaining said first card between said first and second panels.

Claim 20

Dependent Claim 29 words

The combination as recited in claim 17 in which said second panel comprises a transparent window portion overlapping a portion of said first card remote from said data-encoded strip.

Claim 21

Dependent Claim 22 words

The combination as recited in claim 17 in which said first panel comprises a door panel movably attached to said first panel.

Claim 22

Dependent Claim 41 words

The combination as recited in claim 17 in which said second panel further comprises a retaining portion securing at least one second card to said package so that said at least one second card is laterally displaced from said first card.

Claim 23

Dependent Claim 46 words

The combination as recited in claim 12 in which said package further includes a second panel in congruent alignment with said first panel and entrapping a third panel between said first and second panels; said second panel having window means for viewing said third panel therethrough.

Claim 24

Dependent Claim 21 words

The combination as recited in claim 21 in which said first card is secured to said first panel by a rivet.

Claim 25

Dependent Claim 40 words

The combination as recited in claim 21 in which said first card has a personal identification number thereon and in which said package further includes cover means attached to said first card for hiding said personal identification number from view.

Claim 26

Dependent Claim 106 words

In combination: a first card generally defining a plane and including an exposed data-encoded strip; at least one second card; and a package including: a first panel having an outer perimeter; said first card being secured to said first panel so that at least a portion of said data-encoded strip is exposed and displaced remote from a portion of said outer perimeter of said first panel in a direction substantially parallel to the plane of said first card; and a retaining portion securing said at least one second card to said package so that said at least one second card is displaced from said first card.

Claim 27

Dependent Claim 106 words

In combination: a first card generally defining a plane and including an exposed data-encoded strip; at least one second card; and a package including: a first panel having an outer perimeter; said first card being secured to said first panel so that at least a portion of said data-encoded strip is exposed and displaced remote from a portion of said outer perimeter of said first panel in a direction substantially parallel to the plane of said first card; and a retaining portion securing said at least one second card to said package so that said at least one second card is displaced from said first card.

Claim 28

Dependent Claim 128 words

In combination: a card having a personal identification number thereon, said card generally defining a plane and including an exposed magnetic strip; and a package including: a first panel; a second panel attached in congruent alignment to said first panel and comprising a transparent window portion overlapping a portion of said card remote from said magnetic strip; and a rivet extending between said first and second panels securing said card to said first and second panels so that at least a portion of said magnetic strip is exposed and laterally displaced remote from said first and said second panels in a direction substantially parallel to the plane of said card; said rivet being adapted to indicate that an attempt has been made to view said personal identification number.

Claim 29

Dependent Claim 128 words

In combination: a card having a personal identification number thereon, said card generally defining a plane and including an exposed magnetic strip; and a package including: a first panel; a second panel attached in congruent alignment to said first panel and comprising a transparent window portion overlapping a portion of said card remote from said magnetic strip; and a rivet extending between said first and second panels securing said card to said first and second panels so that at least a portion of said magnetic strip is exposed and laterally displaced remote from said first and said second panels in a direction substantially parallel to the plane of said card; said rivet being adapted to indicate that an attempt has been made to view said personal identification number.

Claim 30

Dependent Claim 137 words

In combination: a card having a personal identification number thereon, said card generally defining a plane and including an exposed magnetic strip; and a package including: a first panel; a door panel hingedly attached to said first panel; a second panel attached in congruent alignment to said first panel and comprising a transparent window portion overlapping a portion of said card remote from said magnetic strip; and a rivet extending between said first and second panels securing said card to said first and second panels so that at least a portion of said magnetic strip is exposed and laterally displaced remote from said first and said second panels in a direction substantially parallel to the plane of said card; said rivet being adapted to indicate that an attempt has been made to view said personal identification number.

Claim 31

Dependent Claim 137 words

In combination: a card having a personal identification number thereon, said card generally defining a plane and including an exposed magnetic strip; and a package including: a first panel; a door panel hingedly attached to said first panel; a second panel attached in congruent alignment to said first panel and comprising a transparent window portion overlapping a portion of said card remote from said magnetic strip; and a rivet extending between said first and second panels securing said card to said first and second panels so that at least a portion of said magnetic strip is exposed and laterally displaced remote from said first and said second panels in a direction substantially parallel to the plane of said card; said rivet being adapted to indicate that an attempt has been made to view said personal identification number.

Claim 32

Dependent Claim 133 words

In combination: a first card having a personal identification number thereon, said first card generally defining a plane and including an exposed magnetic strip; and at least one second card; and a package including: a first panel; a second panel attached in congruent alignment to said first panel; said second panel having a compartment holding said at least one second card to said package; and a rivet extending through said first card and securing said first card to said package so that at least a portion of said magnetic strip is exposed and laterally displaced remote from said first and said second panels in a direction substantially parallel to the plane of said first card; said rivet being adapted to indicate that an attempt has been made to view said personal identification number.

Claim 33

Dependent Claim 133 words

In combination: a first card having a personal identification number thereon, said first card generally defining a plane and including an exposed magnetic strip; and at least one second card; and a package including: a first panel; a second panel attached in congruent alignment to said first panel; said second panel having a compartment holding said at least one second card to said package; and a rivet extending through said first card and securing said first card to said package so that at least a portion of said magnetic strip is exposed and laterally displaced remote from said first and said second panels in a direction substantially parallel to the plane of said first card; said rivet being adapted to indicate that an attempt has been made to view said personal identification number.

Claim 34

Dependent Claim 186 words

In combination: a card having a personal identification number thereon, said card generally defining a plane and including an exposed magnetic strip; and a package including: a sticker attached to said card hiding said personal identification number from view; a first panel including a male protuberance and having a first end; a second panel including a female protuberance in mating engagement with said male protuberance; and a third panel; said second panel retaining said card and said third panel between said first and second panels and including a transparent first window portion overlapping at least a portion of said card remote from said magnetic strip; said second panel being attached in congruent alignment to said first panel; said second panel having a second end hingedly attached to said first end and a second window portion for viewing said third panel therethrough; and a rivet extending between said first and second panels for securing said card to said first and second panels so that said magnetic strip is exposed and laterally displaced remote from said panels in a direction substantially parallel to the plane of said card.

Claim 35

Dependent Claim 186 words

In combination: a card having a personal identification number thereon, said card generally defining a plane and including an exposed magnetic strip; and a package including: a sticker attached to said card hiding said personal identification number from view; a first panel including a male protuberance and having a first end; a second panel including a female protuberance in mating engagement with said male protuberance; and a third panel; said second panel retaining said card and said third panel between said first and second panels and including a transparent first window portion overlapping at least a portion of said card remote from said magnetic strip; said second panel being attached in congruent alignment to said first panel; said second panel having a second end hingedly attached to said first end and a second window portion for viewing said third panel therethrough; and a rivet extending between said first and second panels for securing said card to said first and second panels so that said magnetic strip is exposed and laterally displaced remote from said panels in a direction substantially parallel to the plane of said card.

Claim 36

Dependent Claim 144 words

A method of using the first card and package combination as recited in claim 12 to activate a metered account, said method comprising the steps of: (a) encoding a first identification number onto said data-encoded strip; (b) associating a first representation of said first identification number with said metered account within a processing apparatus; i. then using a data-encoded strip reader to read said encoded first identification number from said exposed data-encoded strip while said first card is secured to said first panel; ii. then transmitting a first characterization of said first identification number from said data-encoded strip reader to said processing apparatus; iii. then using said first characterization of said first identification number to identify said metered account by said processing apparatus; iv. then activating said metered account by said processing apparatus; and (c) crediting said metered account with a certain predetermined balance.

Claim 37

Dependent Claim 70 words

The method of claim 29 which further comprises the steps of: (a) associating a second representation of a second identification number with said metered account within said processing apparatus; then (b) using a second characterization of said second identification number to identify said metered account by said processing apparatus; and then (c) providing access to services and debiting said balance of said metered account for said providing of said services.

Claim 38

Dependent Claim 161 words

A method of using the first card, at least one second card and package combination as recited in claim 24 to activate a plurality of metered accounts, said method comprising the steps of: (a) encoding a first identification number onto said data-encoded strip; (b) associating a first representation of said first identification number with said plurality of said metered accounts within a processing apparatus; i. then using a data-encoded strip reader to read said encoded first identification number from said exposed data-encoded strip while said first card is secured to said first panel; ii. then transmitting a first characterization of said first identification number from said data-encoded strip reader to said processing apparatus; iii. then using said first characterization of said first identification number to identify said plurality of said metered accounts by said processing apparatus; iv. then activating said plurality of said metered accounts by said processing apparatus; and (c) crediting each said metered account with a certain predetermined balance.

Claim 39

Dependent Claim 80 words

The method of claim 31 which further comprises the steps of: (a) associating a second representation of a second identification number with one particular metered account of said plurality of said metered accounts within said processing apparatus; then (b) using a second characterization of said second identification number to identify said particular metered account by said processing apparatus; and then (c) providing access to services and debiting said balance of said particular metered account for said providing of said services.

Claim 40

Dependent Claim 63 words

The combination as recited in claim 16, in which said package further includes a second panel attached in congruent alignment with said first panel; said tamper evident means comprising a sticker affixed to said first card and obscuring said personal identification number from view; said first card being secured to said first panel by a glue bonding said sticker to said first panel.

Claim 41

Dependent Claim 29 words

The combination as recited in claim 33, in which said second panel comprises a transparent window portion overlapping a portion of said first card remote from said data-encoded strip.

Claim 42

Independent Claim 199 words

A method of using a card-and-package combination to activate a metered account, said card-and-package combination comprising a package and a first card generally defining a plane; said first card including a data-encoded strip and said first card additionally having a personal identification number thereon; said first card being secured to said package so that said personal identification number is obscured from view and so that at least a portion of said data-encoded strip is exposed; said method comprising the steps of: (a) encoding a first identification number onto said data-encoded strip; (b) associating a first representation of said first identification number with said metered account within a processing apparatus; i. then using a data-encoded strip reader to read said encoded first identification number from said exposed data-encoded strip while said first card is secured to said first panel; ii. then transmitting a first characterization of said first identification number from said data-encoded strip reader to said processing apparatus; iii. then using said first characterization of said first identification number to identify said metered account by said processing apparatus; iv. then activating said metered account by said processing apparatus; and (c) crediting said metered account with a certain predetermined balance.

Claim 43

Independent Claim 199 words

A method of using a card-and-package combination to activate a metered account, said card-and-package combination comprising a package and a first card generally defining a plane; said first card including a data-encoded strip and said first card additionally having a personal identification number thereon; said first card being secured to said package so that said personal identification number is obscured from view and so that at least a portion of said data-encoded strip is exposed; said method comprising the steps of: (a) encoding a first identification number onto said data-encoded strip; (b) associating a first representation of said first identification number with said metered account within a processing apparatus; i. then using a data-encoded strip reader to read said encoded first identification number from said exposed data-encoded strip while said first card is secured to said first panel; ii. then transmitting a first characterization of said first identification number from said data-encoded strip reader to said processing apparatus; iii. then using said first characterization of said first identification number to identify said metered account by said processing apparatus; iv. then activating said metered account by said processing apparatus; and (c) crediting said metered account with a certain predetermined balance.

Claim 44

Dependent Claim 70 words

The method of claim 35 which further comprises the steps of: (a) associating a second representation of a second identification number with said metered account within said processing apparatus; then (b) using a second characterization of said second identification number to identify said metered account by said processing apparatus; and then (c) providing access to services and debiting said balance of said metered account for said providing of said services.

Claim 45

Independent Claim 235 words

A method of using a card-and-package combination to activate a plurality of metered accounts, said card-and-package combination comprising: (A) a first card generally defining a plane; said first card including a data-encoded strip and said first card additionally having a personal identification number thereon; (B) at least one second card; and (C) a package; said first card being secured to said package so that said personal identification number is obscured from view and so that at least a portion of said data-encoded strip is exposed; said package including a retaining portion securing said at least one second card to said package; said method comprising the steps of: (a) encoding a first identification number onto said data-encoded strip; (b) associating a first representation of said first identification number with said plurality of said metered accounts within a processing apparatus; i. then using a data-encoded strip reader to read said encoded first identification number from said exposed data-encoded strip while said first card is secured to said first panel; ii. then transmitting a first characterization of said first identification number from said data-encoded strip reader to said processing apparatus; iii. then using said first characterization of said first identification number to identify said plurality of said metered accounts by said processing apparatus; iv. then activating said plurality of said metered accounts by said processing apparatus; and (c) crediting each said metered account with a certain predetermined balance.

Claim 46

Independent Claim 235 words

A method of using a card-and-package combination to activate a plurality of metered accounts, said card-and-package combination comprising: (A) a first card generally defining a plane; said first card including a data-encoded strip and said first card additionally having a personal identification number thereon; (B) at least one second card; and (C) a package; said first card being secured to said package so that said personal identification number is obscured from view and so that at least a portion of said data-encoded strip is exposed; said package including a retaining portion securing said at least one second card to said package; said method comprising the steps of: (a) encoding a first identification number onto said data-encoded strip; (b) associating a first representation of said first identification number with said plurality of said metered accounts within a processing apparatus; i. then using a data-encoded strip reader to read said encoded first identification number from said exposed data-encoded strip while said first card is secured to said first panel; ii. then transmitting a first characterization of said first identification number from said data-encoded strip reader to said processing apparatus; iii. then using said first characterization of said first identification number to identify said plurality of said metered accounts by said processing apparatus; iv. then activating said plurality of said metered accounts by said processing apparatus; and (c) crediting each said metered account with a certain predetermined balance.

Claim 47

Dependent Claim 80 words

The method of claim 37 which further comprises the steps of: (a) associating a second representation of a second identification number with one particular metered account of said plurality of said metered accounts within said processing apparatus; then (b) using a second characterization of said second identification number to identify said particular metered account by said processing apparatus; and then (c) providing access to services and debiting said balance of said particular metered account for said providing of said services.

Annuity Stage	Window Opens	Payment Deadline	Surcharge Period Until	Estimated Fee	Status
3.5 Years (Year 4)	2002-07-05	2003-01-04	2003-07-06	$2000.00	Window Closed / Lapsed
7.5 Years (Year 8)	2006-07-05	2007-01-04	2007-07-06	$3760.00	Window Closed / Lapsed
11.5 Years (Year 12)	2010-07-05	2011-01-04	2011-07-06	$7700.00	Window Closed / Lapsed

Package for card with data-encoded strip and method of using same

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