US5622388A
Expired / Lapsed
US
⏱️ 0.0 years remaining
Postcard rank check
Assignee: Individual
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Filing: 1995-07-10
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Granted: 1997-04-22
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Expires: 2015-07-10
Abstract
Abstract The invention is a bankable apparatus or post card bank check for sending payments or contributions by mail without the use of any letter envelope. The post card bank check may be used for personal check payments or it may carry with it the dollar value of the instrument of such denominations as the issuing banks may determine and as the buyer may choose for the purpose of sending money from the sender to the recipient. A security strip is provided for use when the payor wishes to conceal the account number. The postcard check may be negotiable as any other personal check or it may be non-negotiable and withdrawable only with the use of the recipient's own bank check making it a safe way to transfer money from a donor to a recipiient
Inventors
- 👤 Isabelo S. Alcordo
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-11-09 14:35
CPC Classifications
B; B42; B42D; B42D25/00; B42D25/20; B42D25/29
Claims Analysis
Total Claims: 4
Claim 1
Independent Claim
369 words
A post card bank check security system for sending any reasonable amount of money by mail comprising: a sheet of card stock having a face side and a reverse side and a first and second perforation means for separating portions of said card stock into a first, a second, and a third severable part, and a pair of slits, cut through said card stock at a prescribed location of a space allotted for printing of magnetic ink character encoding numbers, an image of a check printed on said face side of said first severable part, said image including a plurality of check information items, said check information items including, the check number, the addressee's name and address, instructions to bank with reference to addressee, the amount of the check, the address of the financial institution, the account number, the date of the check and period of validity of the check, a notice limiting negotiability of the check, payor's signature and date, a space for the payor to record details of a check, a strip of paper stock having a concealing end and an adhesive end, said strip being inserted within said pair of slits, wrapped over said account number on said face side and adhered to said reverse side to said concealing end and thereby creating a secure cover to conceal said account number during processing through the postal system, an image of a post card printed on said reverse side of said first severable part of said post card, said image including a notice signifying space for payor's name and address, a note to caution payor, a space for addressee's name and address, and a space for addressee's endorsement, an image of a check record printed on said face side of said second severable part, including a space for payor to record details of the check, and a space for updating account information, an image of instructions printed on said face side of said third severable part including instructions for removing said third severable part, and a notice pertaining to negotiability of the check, and, an image of instructions printed on said reverse side of said third severable part including instructions to payor for using said reverse side.
Claim 2
Dependent Claim
369 words
A post card bank check security system for sending any reasonable amount of money by mail comprising: a sheet of card stock having a face side and a reverse side and a first and second perforation means for separating portions of said card stock into a first, a second, and a third severable part, and a pair of slits, cut through said card stock at a prescribed location of a space allotted for printing of magnetic ink character encoding numbers, an image of a check printed on said face side of said first severable part, said image including a plurality of check information items, said check information items including, the check number, the addressee's name and address, instructions to bank with reference to addressee, the amount of the check, the address of the financial institution, the account number, the date of the check and period of validity of the check, a notice limiting negotiability of the check, payor's signature and date, a space for the payor to record details of a check, a strip of paper stock having a concealing end and an adhesive end, said strip being inserted within said pair of slits, wrapped over said account number on said face side and adhered to said reverse side to said concealing end and thereby creating a secure cover to conceal said account number during processing through the postal system, an image of a post card printed on said reverse side of said first severable part of said post card, said image including a notice signifying space for payor's name and address, a note to caution payor, a space for addressee's name and address, and a space for addressee's endorsement, an image of a check record printed on said face side of said second severable part, including a space for payor to record details of the check, and a space for updating account information, an image of instructions printed on said face side of said third severable part including instructions for removing said third severable part, and a notice pertaining to negotiability of the check, and, an image of instructions printed on said reverse side of said third severable part including instructions to payor for using said reverse side.
Claim 3
Dependent Claim
222 words
A postcard bank check security system for sending an amount of money by mail said security system comprising: a sheet of card stock having a face side and a reverse side, an image of a check printed on said face side, said image including a plurality of check information items, said check information items including an account number printed in magnetic ink character encoding numbers, the check number, the addressee's name and address, instructions to bank with reference to addresses, the amount of the check, the address of the financial institution, the date of the check and period of validity of the check, a notice limiting negotiability of the check, payor's signature and date and a space for the payor to record details of a check, an image of a post card printed on said reverse side, a pair of slits cut through said card stock located just on top and just below said account number and extending the length of said account number, and a strip of paper having a concealing end and an adhesive end, said strip being inserted within said pair of slits, wrapped over said account number on said face side and adhered to said reverse side to said concealing end and thereby creating a secure cover to conceal said account number during processing through the postal system.
Claim 4
Dependent Claim
222 words
A postcard bank check security system for sending an amount of money by mail said security system comprising: a sheet of card stock having a face side and a reverse side, an image of a check printed on said face side, said image including a plurality of check information items, said check information items including an account number printed in magnetic ink character encoding numbers, the check number, the addressee's name and address, instructions to bank with reference to addresses, the amount of the check, the address of the financial institution, the date of the check and period of validity of the check, a notice limiting negotiability of the check, payor's signature and date and a space for the payor to record details of a check, an image of a post card printed on said reverse side, a pair of slits cut through said card stock located just on top and just below said account number and extending the length of said account number, and a strip of paper having a concealing end and an adhesive end, said strip being inserted within said pair of slits, wrapped over said account number on said face side and adhered to said reverse side to said concealing end and thereby creating a secure cover to conceal said account number during processing through the postal system.
References Cited (Backward Citations)
USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 2000-04-21 | 2000-10-21 | 2001-04-22 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 2004-04-21 | 2004-10-21 | 2005-04-22 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 2008-04-21 | 2008-10-21 | 2009-04-22 | $7700.00 | Window Closed / Lapsed |