Patent US608241A successfully refreshed from Google Patents.
US5387784A
Expired / Lapsed
US
⏱️ 0.0 years remaining
Portable payment terminals and network for such terminals
Assignee: Sagem SA
•
Filing: 1993-12-07
•
Granted: 1995-02-07
•
Expires: 2013-12-07
Abstract
Abstract A point-of-transaction system for processing electronic payments of transions includes portable payment terminals, each having a keyboard for entering transaction data and an interface for communicating without wires with a distant central station and, in turn, to a processing center in telephone communication with the central station.
Inventors
- 👤 Jean-Louis Sarradin
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-10-28 19:09
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/02; G06; G06Q; G06Q20/00; G06Q20/04; G06Q20/08; G06Q20/20; G06Q20/30; G06Q20/32; G06Q20/326; G06Q20/327; G06Q20/34; G06Q20/341; G06Q20/343; G06Q20/38; G06Q20/40; G06Q20/409; G06Q20/4093; G07F7/08; G07F7/0866; G07F7/0873; G07F7/088; G07F7/0886; G07F7/10; G07F7/1008
Claims Analysis
Total Claims: 10
Claim 1
Independent Claim
149 words
A point-of-transaction system for processing electronic payment of a transaction, comprising: (a) a plurality of electronic payment media, each unique to an individual customer; (b) at least one portable payment terminal, each including means for identifying a payment medium presented by a customer to a respective terminal, means for manually entering data relating to the transaction, and means for generating and for broadcasting by wireless communication a payment authorization request signal during the transaction; (c) a central station remote from, and in wireless communication with, each terminal; and (d) a processing center remote from, and in communication with, the central station, said center including means for validating during the transaction the authorization request signal transmitted by the respective terminal via the central station to the center, and means for communicating during the transaction the validated request signal via the central station to the respective terminal to complete the transaction.
Claim 2
Dependent Claim
149 words
A point-of-transaction system for processing electronic payment of a transaction, comprising: (a) a plurality of electronic payment media, each unique to an individual customer; (b) at least one portable payment terminal, each including means for identifying a payment medium presented by a customer to a respective terminal, means for manually entering data relating to the transaction, and means for generating and for broadcasting by wireless communication a payment authorization request signal during the transaction; (c) a central station remote from, and in wireless communication with, each terminal; and (d) a processing center remote from, and in communication with, the central station, said center including means for validating during the transaction the authorization request signal transmitted by the respective terminal via the central station to the center, and means for communicating during the transaction the validated request signal via the central station to the respective terminal to complete the transaction.
Claim 3
Dependent Claim
34 words
The system according to claim 1, wherein the payment media are credit cards, each bearing a stripe having magnetically encoded data; and wherein the identifying means is a magnetic stripe reader on the terminal.
Claim 4
Dependent Claim
15 words
The system according to claim 1, wherein the entering means is a keyboard having keys.
Claim 5
Dependent Claim
29 words
The system according to claim 1, wherein each terminal has an on-board power supply, and a display powered by the power supply for displaying information relating to the transaction.
Claim 6
Dependent Claim
34 words
The system according to claim 1, wherein the request signal generating means includes a microprocessor and a program memory for running a program, said program including means for storing data relating to previous transactions.
Claim 7
Dependent Claim
18 words
The system according to claim 1, wherein each terminal includes means for printing a receipt of the transaction.
Claim 8
Dependent Claim
26 words
The system according to claim 1, wherein a plurality of said terminals is provided, and said central station is in wireless communication with all the terminals.
Claim 9
Dependent Claim
18 words
The system according to claim 1, wherein said processing center is in telephonic communication with said central station.
Claim 10
Dependent Claim
18 words
The system according to claim 7, wherein said processing center is in telephonic communication with said central station.
References Cited (Backward Citations)
US3727186A
Cited
US4569421A
Cited
US4415065A
Cited
US4482802A
Cited
EP0079047A2
Cited
US4506148A
Cited
US4601011A
Cited
US4575621A
Cited
WO1985004035A1
Cited
EP0159539A1
Cited
EP0168836B1
Cited
US4746787A
Cited
US4850009A
Cited
US4857716A
Cited
GB2192665A
Cited
US4947028A
Cited
US4947028B1
Cited
WO1990003016A1
Cited
US4916441A
Cited
WO1990004239A1
Cited
US5003472A
Cited
US5149947A
Cited
US5208446A
Cited
USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 1998-02-06 | 1998-08-08 | 1999-02-07 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 2002-02-06 | 2002-08-08 | 2003-02-07 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 2006-02-06 | 2006-08-08 | 2007-02-07 | $7700.00 | Window Closed / Lapsed |