US5245535A
Expired / Lapsed
US
⏱️ 0.0 years remaining
System for demonstrating financial concepts and displaying financial data
Assignee: Citibank NA
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Filing: 1991-04-05
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Granted: 1993-09-14
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Expires: 2011-04-05
Abstract
Abstract A system for demonstrating financial and financially related concepts and displaying financial and financially related information is provided. The system includes a central processing unit for processing financial information and for creating graphic displays from numerical data, a demonstrator station and at least one viewer station. Both demonstrator and viewer stations include display means for displaying financial information in graphic and textual form. The demonstrator station further comprises data entry means for entering alphanumeric data, and input means for inputting signals to direct the display of information on the display means of both the demonstrator station and the viewer station or stations. The graphic information displayed on the viewer station display means is a subset of the information displayed on the demonstrator station displaying means. The system also includes means for generating graphic displays based on entered data. Additional graphic displays can be generated based on altered or additional numerical data. The system can generate two different graphic displays generated from two different sets of entered data. The system further includes means for printing the entered data.
Inventors
- 👤 Lawrence D. Weiss
- 👤 Wanda Rapaczynski
- 👤 Alexis Arlett-Gould
- 👤 Brian C. Bock
- 👤 Walter Edelstein
- 👤 Mark Eisner
- 👤 Meryl Enerson
- 👤 Michael Green
- 👤 Hanno Hinsch
- 👤 Juliet A. Jacobson
- 👤 Lynn Lucivansky
- 👤 Thomas J. Nicholson
- 👤 William B. Paley
- 👤 Patrick T. Reilly
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-10-30 10:16
CPC Classifications
G; G06; G06Q; G06Q40/00; G06Q40/02; G06Q40/06; G09; G09B; G09B19/00; G09B19/18
Claims Analysis
Total Claims: 33
Claim 1
Independent Claim
154 words
A system for demonstrating financial concepts and displaying financial information comprising: a central processing unit for processing financial information, said central processing unit including means for creating graphic displays from numerical data input; a viewer station connected to said central processing unit, said viewer station comprising means for displaying financial information in graphic and textual form; a demonstrator station connected to said central processing unit, said demonstrator station comprising: means for displaying financial information in graphic and textual form; and data entry means for entering personal financial alphanumeric data; means for preparing individualized financial information in response to said data entry means; and means for generating the display of individualized financial information on said means for displaying at both said demonstrator station and said viewer station, wherein the graphic individualized financial information displayed on said viewer station displaying means is a subset of the individualized financial information displayed on said demonstrator station displaying means.
Claim 2
Independent Claim
154 words
A system for demonstrating financial concepts and displaying financial information comprising: a central processing unit for processing financial information, said central processing unit including means for creating graphic displays from numerical data input; a viewer station connected to said central processing unit, said viewer station comprising means for displaying financial information in graphic and textual form; a demonstrator station connected to said central processing unit, said demonstrator station comprising: means for displaying financial information in graphic and textual form; and data entry means for entering personal financial alphanumeric data; means for preparing individualized financial information in response to said data entry means; and means for generating the display of individualized financial information on said means for displaying at both said demonstrator station and said viewer station, wherein the graphic individualized financial information displayed on said viewer station displaying means is a subset of the individualized financial information displayed on said demonstrator station displaying means.
Claim 3
Dependent Claim
77 words
The system of claim 1 further comprising means for displaying at least one help menu at said demonstrator station, said help menu being activated by said data entry means and said means for generating the display of individualized financial information to input a signal to direct the display of information on said means for displaying of both said demonstrator station and said viewer station, wherein at least one help menu is not displayed at said viewer station.
Claim 4
Dependent Claim
30 words
The system of claim 1 further comprising means for displaying at least one text field at said demonstrator station, wherein said text field is not displayed at said viewer station.
Claim 5
Dependent Claim
30 words
The system of claim 3 further comprising means for displaying at least one text field at said viewer station, wherein said text field is not displayed at said demonstrator station.
Claim 6
Dependent Claim
23 words
The system of claim 2, wherein said at least one help menu at said demonstrator station is activatable by said data entry means.
Claim 7
Dependent Claim
22 words
The system of claim 2, wherein said at least one help menu at said demonstrator station is activatable by said input means.
Claim 8
Dependent Claim
12 words
The system of claim 6, wherein said input means comprises a mouse.
Claim 9
Dependent Claim
14 words
The system of claim 6, wherein said input means comprises a touch screen display.
Claim 10
Dependent Claim
13 words
The system of claim 6, wherein said input means comprises a light pen.
Claim 11
Dependent Claim
12 words
The system of claim 2, wherein said help menu comprises an icon.
Claim 12
Dependent Claim
11 words
The system of claim 2, wherein said help menu comprises text.
Claim 13
Dependent Claim
13 words
The system of claim 1, wherein said data entry means comprises a keyboard.
Claim 14
Dependent Claim
13 words
The system of claim 5, wherein said data entry means comprises a keyboard.
Claim 15
Dependent Claim
19 words
The system of claim 1, where said viewer station is located at a location remote from said demonstrator station.
Claim 16
Independent Claim
162 words
A system for demonstrating financial concepts and displaying financial information comprising: means for inputting customer data; a central processing unit for processing financial information, said central processing unit including means for creating graphic displays of individualized financial information in response to customer data; a viewer station connected to said central processing unit, said viewer station comprising means for displaying individualized financial information in graphic and textual form; a demonstrator station connected to said central processing unit, said demonstrator station comprising means for displaying individualized financial information in graphic and textual form and data entry means for entering at least a first set and a second set of individualized financial numerical data; wherein: said system generates at least a first graphic display from said first set of entered individualized financial numerical data and a second graphic display from said second set of entered individualized financial numerical data, said first and second graphic displays being displayed on said viewer and demonstrator station display means.
Claim 17
Independent Claim
162 words
A system for demonstrating financial concepts and displaying financial information comprising: means for inputting customer data; a central processing unit for processing financial information, said central processing unit including means for creating graphic displays of individualized financial information in response to customer data; a viewer station connected to said central processing unit, said viewer station comprising means for displaying individualized financial information in graphic and textual form; a demonstrator station connected to said central processing unit, said demonstrator station comprising means for displaying individualized financial information in graphic and textual form and data entry means for entering at least a first set and a second set of individualized financial numerical data; wherein: said system generates at least a first graphic display from said first set of entered individualized financial numerical data and a second graphic display from said second set of entered individualized financial numerical data, said first and second graphic displays being displayed on said viewer and demonstrator station display means.
Claim 18
Dependent Claim
19 words
The system of claim 15, wherein said graphic displays comprise charts generated from said entered individualized financial numerical data.
Claim 19
Dependent Claim
23 words
The system of claim 15, wherein said first and second graphic displays are simultaneously displayed on said viewer and demonstrator station display means.
Claim 20
Dependent Claim
16 words
The system of claim 15, further comprising means for printing said entered individualized financial numerical data.
Claim 21
Independent Claim
140 words
A method for displaying personalized financial information comprising the steps of: displaying financial concepts and at least one help menu, inputting customer data in response to said help menus, computing financial forecasts based upon said customer data wherein said computing comprises, accessing a first library of numerical data, said library having means for calculating financial forecasts using said customer data, accessing a second library of graphical data; calculating financial forecasts using said library of numerical data and creating a graphic display of said financial forecast based upon said library graphical data; generating graphical displays of financial forecasts having prompts; displaying at least a first set of said financial forecasts having prompts; selecting a subset of said first set of financial forecasts in response to said prompts; and displaying said subset of said first set of financial forecasts omitting said prompts.
Claim 22
Independent Claim
140 words
A method for displaying personalized financial information comprising the steps of: displaying financial concepts and at least one help menu, inputting customer data in response to said help menus, computing financial forecasts based upon said customer data wherein said computing comprises, accessing a first library of numerical data, said library having means for calculating financial forecasts using said customer data, accessing a second library of graphical data; calculating financial forecasts using said library of numerical data and creating a graphic display of said financial forecast based upon said library graphical data; generating graphical displays of financial forecasts having prompts; displaying at least a first set of said financial forecasts having prompts; selecting a subset of said first set of financial forecasts in response to said prompts; and displaying said subset of said first set of financial forecasts omitting said prompts.
Claim 23
Dependent Claim
27 words
A method for presenting personalized financial information as claimed in claim 19, further comprising the step of accessing and using historical customer data for calculating financial forecasts.
Claim 24
Dependent Claim
25 words
A method for displaying personalized financial information as claimed in claim 19, wherein the step of inputting of customer data is prompted by help menus.
Claim 25
Dependent Claim
31 words
A method for displaying personalized financial information as claimed in claim 19 wherein the step of selecting a subset of said first set of financial forecasts, is prompted by help menus.
Claim 26
Dependent Claim
30 words
A method for displaying personalized financial information as claimed in claim 19, wherein the step of computing financial forecasts includes computing alternate forecasts based upon at least one economic model.
Claim 27
Dependent Claim
30 words
A method for displaying personalized financial information as claimed in claim 19, comprises the further step of storing customer data and accessing said stored customer data to computer financial forecasts.
Claim 28
Dependent Claim
33 words
A method for displaying personalized financial information as claimed in claim 19, wherein said computing of financial forecasts based upon customer data is in response to at least one set of customer data.
Claim 29
Dependent Claim
20 words
A method for displaying personalized financial information as claimed in claim 19, wherein said displaying of financial information is graphical.
Claim 30
Dependent Claim
19 words
Method for displaying personalized financial information as claimed in claim 19, wherein said displaying of financial information is textual.
Claim 31
Dependent Claim
23 words
A method for displaying personalized financial information as claimed in claim 19, wherein said displaying of financial information is both graphical and textual.
Claim 32
Dependent Claim
80 words
A display station for displaying financial concepts and personalized financial data, comprising: a frame having at least one working surface, a first viewer display screen mounted on said frame, a second demonstrator display screen mounted on said frame, means for displaying financial concepts on said first viewer and second demonstrator display screens, means for calculating personalized financial forecasts in response to said means for inputting data, and means for selecting personalized financial forecasts for presentation on said viewer display screen.
Claim 33
Dependent Claim
80 words
A display station for displaying financial concepts and personalized financial data, comprising: a frame having at least one working surface, a first viewer display screen mounted on said frame, a second demonstrator display screen mounted on said frame, means for displaying financial concepts on said first viewer and second demonstrator display screens, means for calculating personalized financial forecasts in response to said means for inputting data, and means for selecting personalized financial forecasts for presentation on said viewer display screen.
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USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 1996-09-13 | 1997-03-15 | 1997-09-14 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 2000-09-13 | 2001-03-15 | 2001-09-14 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 2004-09-13 | 2005-03-15 | 2005-09-14 | $7700.00 | Window Closed / Lapsed |