US5101437A — Method and apparatus for comparing a test handwri…

Claim 1

Independent Claim 825 words

Apparatus for comparing a test handwritten signature with a reference signature where each of said test and reference signatures have been acquired by: means for generating three electrical digital position signals characterizing a trajectory of a handwritten signature by means of a pencil provided with a point and an analog-to-digital tablet, said three signals being D x (t), D y (t) and D z (t), where D x (t) and D y (t) are respectively position signals according to X and Y axes of a cartesian reference with respect to time, and D x (t) is a discrete signal indicating whether or not said point is contacting said tablet; means for low-pass filtering said D x (t) and D y (t) electrical signals; means for taking the derivative of said D x (t) and D y (t) electrical signals for generating V x and V y electrical components which represent respectively speeds of said point according to X and Y axes of a cartesian reference; means for calculating V.sub.σ and V.sub.θ values from V x and V y components where: ##EQU39## where V.sub.θ has a sign determined by: ##EQU40## means for calculating handwritten components and handwritten strings, where each of said handwritten components is delimited by two successive liftings of said point along said trajectory, and each of said handwritten strings is delimited by two successive portions of said trajectory where said V.sub.θ value is higher than a predetermined angular speed value and where said V.sub.σ value is lower than a predetermined curvilinear speed value, said handwritten strings and components having beginnings and ends defining temporal marks along said trajectory by which duration of said handwriting signature is determined; means for calculating simple dynamic parameters characterizing said test and reference signatures; means for applying respectively a first predetermined rotating operator and a second predetermined rotating operator to said D x (t) and D y (t) signals for correcting inclination of said trajectory and aligning a base line of said trajectory with a horizontal base line; and means for scaling said D x (t) signal according to said X cartesian axis, and scaling said D y (t) signal according to said Y cartesian axis, said apparatus comprises: means for calculating variations of said simple dynamic parameters of said test signature with respect to said simple dynamic parameters of said reference signature, by calculating a first evaluating function C1 where: ##EQU41## FC1 i (RC1 i ) is a function representative of the variations of a particular dynamic parameter where i indicates the parameter in question, and p i is a weight given to a particular parameter of said simple dynamic parameters; means for comparing C1 with a first threshold value, and rejecting said test signature if C1 passes said first threshold value; means for calculating a classifying function C a where: C.sub.a =a1·C1 where a1 is a weight given to said first evaluating function C1; means for comparing said classifying function C a with a second threshold value, and rejecting said test signature if C a passes said second threshold value; first means for comparing durations of said test and reference signatures, and effectuating temporal expansion of the temporal marks of the signature having the shortest duration so that its duration matches the duration of the other signature; second marks for comparing sequences of said temporal marks of said test and reference signatures and for coupling temporal marks of said test and reference signatures if and only if two corresponding temporal marks have between them a minimal temporal distance which is reciprocally the shortest between the sequences in question, and said minimal distance is shorter than a predetermined distance so that coupled temporal marks form a pair of characteristic segments of said test and reference signatures; means for processing in an iterative manner remaining temporal marks, that have not been coupled, of said test and reference signatures for forming additional pairs of characteristic segments by means of said first and second means for comparing until not characteristic segment is coupled; means for calculating local intrinsic correlations of said V.sub.σ and V.sub.θ values of said test and reference signatures for each of said pairs of characteristic segments, by calculating a second evaluating function C2 where: ##EQU42## where FC2 i (RC2 i ) is a function representative of the local intrinsic correlation of either said V.sub.σ or V.sub.θ values for said pairs of characteristic segments where i indicates the component in question, and p i is a weight given to the particular component in question; means for comparing C2 with a third threshold value, and rejecting said test signature if C2 passes said third threshold value; means for calculating a classifying function C b where: C.sub.b =a.sub.1 C1+a.sub.2 C2 where a 2 is a weight given to said second evaluating function C2; and means for comparing said classifying function C b with a fourth threshold value, and rejecting said test signature if C b passes said fourth threshold value.

Claim 2

Dependent Claim 825 words

Apparatus for comparing a test handwritten signature with a reference signature where each of said test and reference signatures have been acquired by: means for generating three electrical digital position signals characterizing a trajectory of a handwritten signature by means of a pencil provided with a point and an analog-to-digital tablet, said three signals being D x (t), D y (t) and D z (t), where D x (t) and D y (t) are respectively position signals according to X and Y axes of a cartesian reference with respect to time, and D x (t) is a discrete signal indicating whether or not said point is contacting said tablet; means for low-pass filtering said D x (t) and D y (t) electrical signals; means for taking the derivative of said D x (t) and D y (t) electrical signals for generating V x and V y electrical components which represent respectively speeds of said point according to X and Y axes of a cartesian reference; means for calculating V.sub.σ and V.sub.θ values from V x and V y components where: ##EQU39## where V.sub.θ has a sign determined by: ##EQU40## means for calculating handwritten components and handwritten strings, where each of said handwritten components is delimited by two successive liftings of said point along said trajectory, and each of said handwritten strings is delimited by two successive portions of said trajectory where said V.sub.θ value is higher than a predetermined angular speed value and where said V.sub.σ value is lower than a predetermined curvilinear speed value, said handwritten strings and components having beginnings and ends defining temporal marks along said trajectory by which duration of said handwriting signature is determined; means for calculating simple dynamic parameters characterizing said test and reference signatures; means for applying respectively a first predetermined rotating operator and a second predetermined rotating operator to said D x (t) and D y (t) signals for correcting inclination of said trajectory and aligning a base line of said trajectory with a horizontal base line; and means for scaling said D x (t) signal according to said X cartesian axis, and scaling said D y (t) signal according to said Y cartesian axis, said apparatus comprises: means for calculating variations of said simple dynamic parameters of said test signature with respect to said simple dynamic parameters of said reference signature, by calculating a first evaluating function C1 where: ##EQU41## FC1 i (RC1 i ) is a function representative of the variations of a particular dynamic parameter where i indicates the parameter in question, and p i is a weight given to a particular parameter of said simple dynamic parameters; means for comparing C1 with a first threshold value, and rejecting said test signature if C1 passes said first threshold value; means for calculating a classifying function C a where: C.sub.a =a1·C1 where a1 is a weight given to said first evaluating function C1; means for comparing said classifying function C a with a second threshold value, and rejecting said test signature if C a passes said second threshold value; first means for comparing durations of said test and reference signatures, and effectuating temporal expansion of the temporal marks of the signature having the shortest duration so that its duration matches the duration of the other signature; second marks for comparing sequences of said temporal marks of said test and reference signatures and for coupling temporal marks of said test and reference signatures if and only if two corresponding temporal marks have between them a minimal temporal distance which is reciprocally the shortest between the sequences in question, and said minimal distance is shorter than a predetermined distance so that coupled temporal marks form a pair of characteristic segments of said test and reference signatures; means for processing in an iterative manner remaining temporal marks, that have not been coupled, of said test and reference signatures for forming additional pairs of characteristic segments by means of said first and second means for comparing until not characteristic segment is coupled; means for calculating local intrinsic correlations of said V.sub.σ and V.sub.θ values of said test and reference signatures for each of said pairs of characteristic segments, by calculating a second evaluating function C2 where: ##EQU42## where FC2 i (RC2 i ) is a function representative of the local intrinsic correlation of either said V.sub.σ or V.sub.θ values for said pairs of characteristic segments where i indicates the component in question, and p i is a weight given to the particular component in question; means for comparing C2 with a third threshold value, and rejecting said test signature if C2 passes said third threshold value; means for calculating a classifying function C b where: C.sub.b =a.sub.1 C1+a.sub.2 C2 where a 2 is a weight given to said second evaluating function C2; and means for comparing said classifying function C b with a fourth threshold value, and rejecting said test signature if C b passes said fourth threshold value.

Claim 3

Dependent Claim 119 words

Apparatus according to claim 1, wherein said simple dynamic parameters consist of: a first simple dynamic parameter P 1 consisting of a period of time of said trajectory during which said point of said pencil is contacting said tablet; a second simple dynamic parameter P 2 consisting of a percentage representative of a period of time of said trajectory during which said point is lifted; a third simple dynamic parameter P 3 consisting of a percentage representative of a period of time of said trajectory during which said point is stopped; and a fourth simple dynamic parameter P 4 consisting of a percentage representative of a period of time of said trajectory during which said V.sub.θ value is positive.

Claim 4

Dependent Claim 40 words

Apparatus according to claim 2, comprising means for comparing said simple dynamic parameters of said test signature with the corresponding simple dynamic parameters of the reference signature, and rejecting said test signature if said simple dynamic parameters are the same.

Claim 5

Dependent Claim 183 words

Apparatus according to claim 1, further comprising: means for calculating variations of D x and D y components of said test and reference signatures for each of said pairs of characteristic segment, by calculating a third evaluating function C3 where: C3=FC3(RC3),ε [-1,1] where FC3(RC3) is a function representative of variations of D x and Dy components for said pairs of characteristic segments: means for comparing C3 with a fifth threshold value, and rejecting said test signature if C3 passes said fifth threshold value; means for calculating a classifying function C c where: C.sub.c a.sub.1 C1+a.sub.2 C2+a.sub.3 C3 where a 3 is a weight given to said third evaluating function C3; and means for comparing said classifying function C c with a sixth threshold value REJ, and either rejecting said test signature if C c is higher than said sixth threshold value REJ, or emitting a signal indicating that no conclusive result has been achieved if C c is within a range of values limited by REJ and a threshold value UNC, or accepting said test signature if C c is lower than UNC.

Claim 6

Dependent Claim 80 words

Apparatus according to claim 4, comprising means for calculating RC1 1 , RC1 2 , RC1 3 and RC1 4 where: RC1 1 =(P 1 of said test signature P 1 of said reference signature)/P 1 of said reference signature; RC1 2 =P 2 of said test signature-P 2 of said reference signature; RC1 3 =P 3 of said test signature-P 3 of said reference signature; and RC1 4 =P 4 of said test signature-P 4 of said reference signature.

Claim 7

Dependent Claim 146 words

Apparatus according to claim 5, comprising: means for calculating FC1 i (RC1 i ) for each of said four dynamic parameters where RC1 i is the variation of a particular dynamic parameter, where: FC1 i (RC1 i )=0 if RC1 i <SC1 Ei where SC1 Ei is a seventh predetermined threshold value for a particular dynamic parameter, FC1 i (RC1 i )=((e h (RC 1 i )-1)/(e-1)) Ni if SC1 Ei <RC1 i <SC1 Ri where SC1 Ri is an eighth predetermined threshold value for a particular dynamic paramater, or FC1 i (RC1 i )=1 if SC1 Ri ≦RC1 i ; where h(RC1 i ) =(RC1 i -SC1 Ei )/(SC1 Ri -SC1 Ei ), and where Ni is a growth factor for a particular dynamic parameter; and means for generating a signal indicative of a rejection of said test signature if FC1 i (RC1 i )=1.

Claim 8

Dependent Claim 110 words

Apparatus according to claim 6, comprising means for calculating RC2 1 and RC2 2 where: ##EQU43## where N is the number of pairs of characteristic segments, l r is the number of samples used for acquiring said reference signature, j identifies a particular pair of said pairs of characteristic segments, l j is the number of samples used for acquiring a particular segment of said reference signature, CV.sub.σj is a partial intrinsic local correlation of said V.sub.σ value for a particular pair of said pairs of characteristic segments, and CV.sub.θj is a partial intrinsic local correlation of said V.sub.θ component for a particular pair of said pairs of characteristic segments.

Claim 9

Dependent Claim 179 words

Apparatus according to claim 7, comprising: means for calculating FC2 i (RC2.sub. i) for each of said V.sub.θ and V.sub.θ values of said pairs of characteristic segments where RC2.sub. i is an intrinsic local correlation of either said V.sub.σ or V.sub.θ value for said pairs of characteristic segments, where: FC2 i (RC2.sub. i)=1 if RC2 i <SC2 Ri where SC2 Ri is a ninth predetermined threshold value, FC2.sub.i (RC2.sub.i)=((e.sup.h1(RC2.sub.i)-1)/(e-1)).sup.N1i if SC2 Ri <RC2 i <SC2 Ei where SC2 Ei is a tenth predetermined threshold value, FC2.sub.i (RC2.sub.i)=(((e.sup.h2(RC2.sub.i)-1)/(e-1)).sup.N2i -1) if SC2 Ei ≦RC2.sub. i, or FC2i(RC2.sub. i)=0 if SC2 Ai RC2 i where SC2 Ai is an eleventh threshold value; where h1(RC2 i )=(SC2 Ei -RC2 i )/(SC2 Ei -SC2 Ri ), h2(RC2 i )=(SC2 Ai -RC2 i )/(SC2 Ai -SC2 Ei ), and N1i and N2i are predetermined growth factors; means for generating a signal indicative of a rejection of said test signature if FC2 i (RC2 i )=1; and means for generating a signal indicative of an acceptation of said test signature if FC2 i (RC2 i )=0.

Claim 10

Dependent Claim 101 words

Apparatus according to claim 8, comprising means for calculating RC3 where: ##EQU44## where RC3 ii is a minimal residual distance of said D x and D y components between the characteristic segments of a particular pair of said pairs of characteristic segments ##EQU45## where ##EQU46## q(1,1)=d(1,1); D xT and D xR are respectively said D x component of said test and reference signatures of a particular pair of characteristic segments; D yT and D yR are respectively said Dy components of said test and reference signatures of a particular pair of characteristic segments; and Δ is a linear operator of difference.

Claim 11

Dependent Claim 157 words

Apparatus according to claim 9, comprising: means for calculating FC3(RC3) for each of said D x and D y components of said pairs of characteristic segments where RC3 is representative of a minimal residual distance of said D x and D y components between said characteristic segments of each of said pairs of characteristic segments, where: FC3(RC3)=1 if RC3>SC3R where SC3R is a twelfth threshold value, FC3(RC3)=((e.sup.h1(RC3) -1)/(e-1)).sup.N1 if SC3 E <RC3<SC3 R where SC3 E is a thirteenth threshold value, FC3(RC3)=(((e.sup.h2(RC3) -1)/(e-1)).sup.N2 -1) if SC3 A <RC3<SC3 E where SC3 A is a fourteenth threshold value, or FC3(RC3)=0 if RC3<SC3 A ; where h1(RC3)=(RC3-SC3 E )/(SC3 R -SC3 E ), h2(RC3)=(SC3 A -RC3)/(SC3 A -SC3 E ), and N1 and N2 are predetermined growth factors; means for generating a signal indicative of a rejection of said test signature if FC3(RC3)=1; and means for generating a signal indicative of an acceptation of said test signature if FC3(RC3)=0.

Claim 12

Dependent Claim 365 words

Apparatus according to claim 10, wherein more than one reference signatures are acquired, and compared among themselves, taken two by two, to obtain several groups of RC1 1 , RC1 2 , RC1 3 , RC1 4 , RC2 1 , RC2 2 and RC3 values, said apparatus further comprising: means for comparing each of said RC1 1 , RC1 2 , RC1 3 , RC1 4 and RC3 values with other corresponding values of its own group, and determining maximum values of each group which constitutes respectively personalized threshold values SP1 1 , SP1 2 , SP1 3 , SP1 4 and SP3; and means for comparing each of said RC2 1 and RC2 2 values with other corresponding values of its own group, and determining minimum values of each group which constitutes respectively personalized threshold values SP2 1 and SP2 2 ; means for calculating SC1 Ei =MAX (cte,p(SC1 pi )) ε[ 0%,SC1 Ri [, and SC1 Ri `MAX (cte,q(SC1 pi )) ε]SC1 Ei ,∞], where p(SC1 pi ) and q(SC1 pi ) are linear functions of the type y=a·SC1 pi +b, where SC1 pi is the personalized threshold value "i" which is respectively SP1 1 , SP1 2 , SP1 3 or SP1 4 , a, b and cte being predetermined constants; means for calculating SC2 Ei =MAX (cte,p(SC2 pi )) ε]SC2 Ri , SC2 Ai [, SC2 Ri =MIN (cte,q(SC2 pi ))ε[8%,SC2 Ei [, and SC2 Ai =MIN (cte,r(SC2 pi )) ε]SC2 Ei , 100%], where p(SC2 pi ), q(SC2 pi ) and r(SC2 pi ) are linear functions of the type y=a.SC2 pi +b, where SC2 pi is the personalized threshold value "i" which is respectively SP2 1 or SP2 2 , a, b and cte being predetermined constants; and means for calculating SC3 E =MIN (cte,p(SC3 p )) ε]SC3 A , SC3 R [, SC3 R =MAX (cte,q(SC3 p )) ε]SC3 E , ∞], and SC3 A =MAX (cte,r(SC3 p )) ε[0, SC3 E [, where p(SC3 p ), q(SC3 p ) and r(SC3 p ) are linear functions of the type y=a·SC3p+b, where SC3 p is the personalized threshold value SP3, a, b and cte being predetermined constants.

Claim 13

Dependent Claim 28 words

Apparatus according to claim 1, comprising means for rejecting said test signature when said first evaluating function C1 equals zero and said second evaluating function C2 equals 1.

Claim 14

Dependent Claim 28 words

Apparatus according to claim 4, comprising means for rejecting said test signature when said first evaluating function C1 equals zero and said third evaluating function C3 equals zero.

Claim 15

Dependent Claim 785 words

Method for comparing a test handwritten signature with a reference signature where each of said test and reference signatures have been acquired by: generating three electrical digital position signals characterizing a trajectory of a handwritten signature by means of a pencil provided with a point and an analog-to-digital tablet, said three signals being D x (t), D y (t) and D z (t) where D x (t) and D y (t) are respectively position signals according to X and Y axes of a cartesian reference with respect to time, and D z (t) is a discrete signal indicating whether or not said point is contacting said table; low-pass filtering said D x (t) and D y (t) electrical signals; taking the derivative of said D x (t) and D y (t) electrical signals for generating V x and V y electrical components which represent respectively speeds of said point according to X and Y axes of a cartesian reference; calculating V.sub.σ and V.sub.θ values from V x and V y components where: ##EQU47## where V.sub.θ has a sign determined by: ##EQU48## calculating handwritten components and handwritten strings, where each of said handwritten components is delimited by two successive liftings of said point along said trajectory, and each of said handwritten strings is delimited by two successive portions of said trajectory where said V.sub.θ value is higher than a predetermined angular speed value and where said V.sub.σ value is lower than a predetermined curvilinear speed value, said handwritten strings and components having beginnings and ends defining temporal marks along said trajectory by which duration of said handwriting signature is determined; calculating simple dynamic parameters characterizing said test and reference signatures; applying respectively a first predetermined rotating operator and a second predetermined rotating operator to said D x (t) and D y (t) signals for correcting inclination of said trajectory and aligning a base line of said trajectory with a horizontal base line; and scaling said D x (t) signal according to said X cartesian axis, and scaling said D y (t) signal according to said Y cartesian axis, said apparatus comprises steps of: calculating variations of said simple dynamic parameters of said test signature with respect to said simple dynamic parameters of said reference signature, by calculating a first evaluating function C1 where: ##EQU49## FC1 i (RC1 i ) is a function representative of the variations of a particular dynamic parameter where i indicates the parameter in question, and p i is a weight given to a particular parameter of said simple dynamic parameters; comparing C1 with a first threshold value, and rejecting said test signature if C1 passes said first threshold value; calculating a classifying function C a where: C.sub.a =a1·C1 where a1 is a weight given to said first evaluating function C1; comparing said classifying function C a with a second threshold value, and rejecting said test signature if C a passes said second threshold value; comparing durations of said test and reference signatures, and effectuating temporal expansion of the temporal marks of the signature having the shortest duration so that its duration matches the duration of the other signature; comparing sequences of said temporal marks of said test and reference signatures and coupling temporal marks of said test and reference signatures if and only if two corresponding temporal marks have between them a minimal temporal distance which is reciprocally the shortest between the sequences in question, and said minimal distance is shorter than a predetermined distance so that coupled temporal marks form a pair of characteristic segments of said test and reference signatures; processing in an iterative manner remaining temporal marks, that have not been coupled, of said test and reference signatures for forming additional pairs of characteristic segments by repeating said steps of comparing durations and comparing until not characteristic segment is coupled; calculating local intrinsic correlations of said V.sub.σ and V.sub.θ values of said test and reference signatures for each of said pairs of characteristic segments, by calculating a second evaluating function C2 where: ##EQU50## where FC2 i (RC2 i ) is a function representative of the local intrinsic correlation of either said V.sub.σ or V.sub.θ values for said pairs of characteristic segments where i indicates the component in question, and p i is a weight given to the particular component in question; comparing C2 with a third threshold value, and rejecting said test signature if C2 passes said third threshold value; calculating a classifying function C b where: C.sub.b =a.sub.1 C1+a.sub.2 C2 where a 2 is a weight given to said second evaluating function C2; and comparing said classifying function C b with a fourth threshold value, and rejecting said test signature if C b passes said fourth threshold value.

Claim 16

Dependent Claim 785 words

Method for comparing a test handwritten signature with a reference signature where each of said test and reference signatures have been acquired by: generating three electrical digital position signals characterizing a trajectory of a handwritten signature by means of a pencil provided with a point and an analog-to-digital tablet, said three signals being D x (t), D y (t) and D z (t) where D x (t) and D y (t) are respectively position signals according to X and Y axes of a cartesian reference with respect to time, and D z (t) is a discrete signal indicating whether or not said point is contacting said table; low-pass filtering said D x (t) and D y (t) electrical signals; taking the derivative of said D x (t) and D y (t) electrical signals for generating V x and V y electrical components which represent respectively speeds of said point according to X and Y axes of a cartesian reference; calculating V.sub.σ and V.sub.θ values from V x and V y components where: ##EQU47## where V.sub.θ has a sign determined by: ##EQU48## calculating handwritten components and handwritten strings, where each of said handwritten components is delimited by two successive liftings of said point along said trajectory, and each of said handwritten strings is delimited by two successive portions of said trajectory where said V.sub.θ value is higher than a predetermined angular speed value and where said V.sub.σ value is lower than a predetermined curvilinear speed value, said handwritten strings and components having beginnings and ends defining temporal marks along said trajectory by which duration of said handwriting signature is determined; calculating simple dynamic parameters characterizing said test and reference signatures; applying respectively a first predetermined rotating operator and a second predetermined rotating operator to said D x (t) and D y (t) signals for correcting inclination of said trajectory and aligning a base line of said trajectory with a horizontal base line; and scaling said D x (t) signal according to said X cartesian axis, and scaling said D y (t) signal according to said Y cartesian axis, said apparatus comprises steps of: calculating variations of said simple dynamic parameters of said test signature with respect to said simple dynamic parameters of said reference signature, by calculating a first evaluating function C1 where: ##EQU49## FC1 i (RC1 i ) is a function representative of the variations of a particular dynamic parameter where i indicates the parameter in question, and p i is a weight given to a particular parameter of said simple dynamic parameters; comparing C1 with a first threshold value, and rejecting said test signature if C1 passes said first threshold value; calculating a classifying function C a where: C.sub.a =a1·C1 where a1 is a weight given to said first evaluating function C1; comparing said classifying function C a with a second threshold value, and rejecting said test signature if C a passes said second threshold value; comparing durations of said test and reference signatures, and effectuating temporal expansion of the temporal marks of the signature having the shortest duration so that its duration matches the duration of the other signature; comparing sequences of said temporal marks of said test and reference signatures and coupling temporal marks of said test and reference signatures if and only if two corresponding temporal marks have between them a minimal temporal distance which is reciprocally the shortest between the sequences in question, and said minimal distance is shorter than a predetermined distance so that coupled temporal marks form a pair of characteristic segments of said test and reference signatures; processing in an iterative manner remaining temporal marks, that have not been coupled, of said test and reference signatures for forming additional pairs of characteristic segments by repeating said steps of comparing durations and comparing until not characteristic segment is coupled; calculating local intrinsic correlations of said V.sub.σ and V.sub.θ values of said test and reference signatures for each of said pairs of characteristic segments, by calculating a second evaluating function C2 where: ##EQU50## where FC2 i (RC2 i ) is a function representative of the local intrinsic correlation of either said V.sub.σ or V.sub.θ values for said pairs of characteristic segments where i indicates the component in question, and p i is a weight given to the particular component in question; comparing C2 with a third threshold value, and rejecting said test signature if C2 passes said third threshold value; calculating a classifying function C b where: C.sub.b =a.sub.1 C1+a.sub.2 C2 where a 2 is a weight given to said second evaluating function C2; and comparing said classifying function C b with a fourth threshold value, and rejecting said test signature if C b passes said fourth threshold value.

Claim 17

Dependent Claim 120 words

Method according to claim 14, wherein said simple dynamic parameters consist of: a first simple dynamic parameter P 1 consisting of a period of time of said trajectory during which said point of said pencil is contacting said tablet; a second simple dynamic parameter P 2 consisting of a percentage representative of a period of time of said trajectory during which said point is lifted; a third simple dynamic parameter P 3 consisting of a percentage representative of a period of time of said trajectory during which said point is stopped; and a fourth simple dynamic parameter P 4 consisting of a percentage representative of a period of time of said trajectory during which said V.sub.θ l value is positive;

Claim 18

Dependent Claim 40 words

Method according to claim 15, comprising steps of comparing said simple dynamic parameters of said test signature with the corresponding simple dynamic parameters of the reference signature, and rejecting said test signature if said simple dynamic parameters are the same.

Claim 19

Dependent Claim 178 words

Method according to claim 14, further comprising steps of: calculating variations of D x and D y components of said test and reference signatures for each of said pairs of characteristic segment, by .calculating a third evaluating function C3 where: C3=FC3(RC3),ε [-1,1] where FC3(RC3) is a function representative of variations of D x and D y components for said pairs of characteristic segments; comparing C3 with a fifth threshold value, and rejecting said test signature if C3 passes said fifth threshold value; calculating a classifying function C c where: C.sub.c =a1C1+a.sub.2 C2 a.sub.3 C3 where a 3 is a weight given to said third evaluating function C3; and comparing said classifying function C c with a sixth threshold value REJ, and either rejecting said test signature if C c is higher than said sixth threshold value REJ, or emitting a signal indicating that no conclusive result has been achieved if C c is within a range of values limited by REJ and a threshold value UNC, or accepting said test signature if C c is lower than UNC.

Claim 20

Dependent Claim 80 words

Method according to claim 17, comprising a step of calculating RC1 1 , RC1 2 , RC1 3 and RC1 4 where: RC1 1 =(P 1 of said test signature-P 1 of said reference signature)/P 1 of said reference signature; RC1 2 =P 2 of said test signature-P 2 of said reference signature; RC1 3 =P 3 of said test signature-P 3 of said reference signature; and RC1 4 =P 4 of said test signature-P 4 of said reference signature.

Claim 21

Dependent Claim 143 words

Method according to claim 18, comprising steps of: calculating FC1 i (RC1 i ) for each of said four dynamic parameters where RC1 i is the variation of a particular dynamic parameter, where: FC1 i (RC1 i (=0 if RC1 i <SC1 Ei where SC1 Ei is a seventh predetermined threshold value for a particular dynamic parameter, FC1 i (RC1 i )=((e h (RC1.sbsp.i.sup.) -1)/(e-1)) Ni if SC1 Ei <RC1 i <SC1 Ri where SC1 Ri is an eighth predetermined threshold value for a particular dynamic paramater, or FC1 i (RC1 i )=1 if SC1 Ri ≦RC1 i ; where h(RC1 i )=(RC1 i -SC1 Ei )/(SC1 Ri -SC1 Ei ), and where Ni is a growth factor for a particular dynamic parameter; and means for generating a signal indicative of a rejection of said test signature if FC1 i (RC1 i )=1.

Claim 22

Dependent Claim 112 words

Method according to claim 19, comprising a step of calculating RC2 1 and RC2 2 where: ##EQU51## where N is the number of pairs of characteristic segments, l r is the number of samples used for acquiring said reference signature, j identifies a particular pair of said pairs of characteristic segments, l j is the number of samples used for acquiring a particular segment of said reference signature, CV.sub.σj is a partial intrinsic local correlation of said V.sub.σ component for a particular pair of said pairs of characteristic segments, and CV.sub.θ j is a partial intrinsic local correlation of said V.sub.θ value for a particular pair of said pairs of characteristic segments.

Claim 23

Dependent Claim 176 words

Apparatus according to claim 20, comprising steps of: calculating FC2 i (RC2.sub. i) for each of said V.sub.σ and V.sub.θ values of said pairs of characteristic segments where RC2.sub. i is an intrinsic local correlation of either said V.sub.σ or V.sub.θ value for said pairs of characteristic segments, where: FC2 i (RC2.sub. i)=1 if RC2 i <SC2 Ri where SC2 Ri is a ninth predetermined threshold value, FC2.sub.i (RC2.sub.i)=((e.sup.h1(RC2.sub.i)-1)/(e-1)).sup.N1i if SC2 Ri <RC2 i <SC2 Ei where SC2 Ei is a tenth predetermined threshold value, FC2.sub.i (RC2.sub.i)=(((e.sup.h2(RC2.sub.i)-1)/(e-1)).sup.N2i -1) if SC2 Ei ≦RC2 i , or FC2i(RC2.sub. i)=0 if SC2 Ai RC2 i where SC2 Ai is an eleventh threshold value; where h1(RC2 i )=(SC2 Ei -RC2 i )/(SC2 Ei -SC2 Ri ), h2(RC2 i )=(SC2 Ai -RC2 i )/(SC2 Ai -SC2 Ei ), and N1i and N2i are predetermined growth factors; generating a signal indicative of a rejection of said test signature if FC2 i (RC2 i )=1; and generating a signal indicative of an acceptation of said test signature if FC2 i (RC2 i )=0.

Claim 24

Dependent Claim 101 words

Apparatus according to claim 21, comprising means for calculating RC3 where: where RC3 ii is a minimal residual distance of said D x and D y components between the characteristic segments of a particular pair of said pairs of characteristic segments where: ##EQU52## where ##EQU53## q(1,1)=d(1,1); D xT and D xR are respectively said D x component of said test and reference signatures of a particular pair of characteristic segments; D yT and D yR are respectively said Dy components of said test and reference signatures of a particular pair of characteristic segments; and Δ is a linear operator of difference.

Claim 25

Dependent Claim 155 words

Apparatus according to claim 22, comprising: means for calculating FC3(RC3) for each of said D x and D y components of said pairs of characteristic segments where RC3 is representative of a minimal residual distance of said D x and D y components between said characteristic segments of each of said pairs of characteristic segments, where: FC3(RC3)=1 if RC3>SC3R where SC3R is a twelfth threshold value, FC3(RC3)=((e.sup.h1(RC3) -1)/(e-1)).sup.N1 if SC3 E <RC3<SC3 R where SC3 E is a thirteenth threshold value, FC3(RC3)=(((e.sup.h2(RC3) -1)/(e-1)).sup.N2 -1) if SC3 A <RC3<SC3 E where SC3 A is a fourteenth threshold value, or FC3(RC3)=0 if RC3<SC3 A ; where h1(RC3)=(RC3-SC3 E )/(SC3 R -SC3 E ), h2(RC3)=(SC3 A -RC3)/(SC3 A -SC3 E ), and N1 and N2 are predetermined growth factors; generating a signal indicative of a rejection of said test signature if FC3(RC3)=1; and means for generating a signal indicative of an acceptation of said test signature if FC3(RC3)=0.

Claim 26

Dependent Claim 357 words

Apparatus according to claim 23, wherein more than one reference signatures are acquired, and compared among themselves, taken two by two, to obtain several groups of RC1 1 , RC1 2 , RC1 3 , RC1 4 , RC2 1 , RC2 2 and RC3 values, said apparatus further comprising: comparing each of said RC1 1 , RC1 2 , RC1 3 , RC1 4 and RC3 values with other corresponding values of its own group, and determining maximum values of each group which constitutes respectively personalized threshold values SP1 1 , SP1 2 , SP1 3 , SP1 4 and SP3; and comparing each of said RC2 1 and RC2 2 values with other corresponding values of its own group, and determining minimum values of each group which constitutes respectively personalized threshold values SP2 1 and SP2 2 ; calculating SC1 Ei =MAX (cte,p(SC1 pi )) ε[ 0%,SC1 Ri [, and SC1 Ri `MAX (cte,q(SC1 pi )) ε]SC1 Ei ,∞], where p(SC1 pi ) and q(SC1 pi ) are linear functions of the type y=a·SC1 pi +b, where SC1 pi is the personalized threshold value "i" which is respectively SP1 1 , SP1 2 , SP1 3 or SP1 4 , a, b and cte being predetermined constants; calculating SC2 Ei =MAX (cte,p(SC2 pi )) ε]SC2 Ri , SC2 Ai [, SC2 Ri =MIN (cte,q(SC2 pi ))ε[8%,SC2 Ei [, and SC2 Ai =MIN (cte,r(SC2 pi )) ε]SC2 Ei , 100%], where p(SC2 pi ), q(SC2 pi ) and r(SC2 pi ) are linear functions of the type y=a.SC2 pi +b, where SC2 pi is the personalized threshold value "i" which is respectively SP2 1 or SP2 2 , a, b and cte being predetermined constants; and means for calculating SC3 E =MIN (cte,p(SC3 p )) ε]SC3 A , SC3 R [, SC3 R =MAX (cte,q(SC3 p )) ε]SC3 E , ∞], and SC3 A =MAX (cte,r(SC3 p )) ε[0, SC3 E [, where p(SC3 p ), q(SC3 p ) and r(SC3 p ) are linear functions of the type y=a·SC3p+b, where SC3 p is the personalized threshold value SP3, a, b and cte being predetermined constants.

Claim 27

Dependent Claim 29 words

Method according to claim 17, comprising a step of rejecting said test signature when said first evaluating function C1 equals zero and said third evaluating function C3 equals zero.

Claim 28

Dependent Claim 29 words

Method according to claim 14, comprising a step of rejecting said test signature when said first evaluating function C1 equals zero and said second evaluating function C2 equals 1.

Annuity Stage	Window Opens	Payment Deadline	Surcharge Period Until	Estimated Fee	Status
3.5 Years (Year 4)	1995-03-31	1995-09-30	1996-03-31	$2000.00	Window Closed / Lapsed
7.5 Years (Year 8)	1999-03-31	1999-09-30	2000-03-31	$3760.00	Window Closed / Lapsed
11.5 Years (Year 12)	2003-03-31	2003-09-30	2004-03-31	$7700.00	Window Closed / Lapsed

Method and apparatus for comparing a test handwritten signature with a reference signature by using information relative to curvilinear and angular velocities of the signature

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