US4947321A
Expired / Lapsed
US
⏱️ 0.0 years remaining
MICR rejects analysis and management information system
Assignee: Stanford Technologies Inc
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Filing: 1989-11-30
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Granted: 1990-08-07
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Expires: 2009-11-30
Abstract
Abstract An interactive and menu driven microcomputer-based system is disclosed which provides financial institution management and quality control personnel with a powerful tool to help manage and control MICR encoded document rejects to reduce the rate of such rejects to a minimum. The reject analysis system's dedicated microcomputer is linked to a bank's mainframe computer either directly or indirectly by utilizing a mainframe generated item processing magnetic tape file. The microcomputer-based system may, for example, include a PC having a keyboard and a CRT display, a tape drive, a hard disk, an extended RAM memory, and a printer for generating advisory letters and other hard copy documents. The microcomputer-based system also includes a MICR reader and analyzer which permits rejected checks to be analyzed for their MICR quality. The system displays a daily summary report showing the total document items processed, the number of rejected items, as well as the rejected percentage. The summary display generically identifies rejected item sources and pinpoints those areas which require immediate attention. The system also interactively generates a series of display screens including a preprinted rejects report that identifies by account number, the accounts generating the highest number of rejected checks. In this fashion, the bank is able to quickly isolate those accounts having the most significant impact on its rejected items related operating expense.
Inventors
- 👤 James S. Spence
- 👤 Harry W. Grow
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-10-26 11:45
CPC Classifications
G; G06; G06Q; G06Q40/00; G06Q40/02; G06Q20/00; G06Q20/04; G06Q20/042
Claims Analysis
Total Claims: 73
Claim 1
Independent Claim
126 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; and second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts, wherein said second data processor means includes: means for converting received data into a format compatible with said second processor means and means for assembling converted data into a plurality of rejected item categories organized by customer account number.
Claim 2
Dependent Claim
126 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; and second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts, wherein said second data processor means includes: means for converting received data into a format compatible with said second processor means and means for assembling converted data into a plurality of rejected item categories organized by customer account number.
Claim 3
Dependent Claim
115 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; and second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts, wherein said second data processor means includes means for assembling data relating to accounts having a high number of rejected items and means for displaying said assembled data.
Claim 4
Dependent Claim
115 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; and second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts, wherein said second data processor means includes means for assembling data relating to accounts having a high number of rejected items and means for displaying said assembled data.
Claim 5
Dependent Claim
55 words
A rejects analysis and management data processing system according to claim 2, wherein said second data processor means includes means for assembling data relating to rejected items in at least one of said accounts having a high number of rejected items; and means for displaying said rejected item data in said at least one account.
Claim 6
Dependent Claim
140 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts; and display means for displaying rejected item data, and wherein said second data processor means includes means for assembling rejected item data for at least one customer account, said rejected item data including a list of the rejected items associated with said account and means for controlling said display means to display said list.
Claim 7
Dependent Claim
140 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts; and display means for displaying rejected item data, and wherein said second data processor means includes means for assembling rejected item data for at least one customer account, said rejected item data including a list of the rejected items associated with said account and means for controlling said display means to display said list.
Claim 8
Dependent Claim
136 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts, wherein said second data processor means includes means for identifying at least one account having a high number of rejected items; and means associated with said second data processor means for analyzing at least one of the rejected items from said account to determine the quality of its MICR code.
Claim 9
Dependent Claim
136 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts, wherein said second data processor means includes means for identifying at least one account having a high number of rejected items; and means associated with said second data processor means for analyzing at least one of the rejected items from said account to determine the quality of its MICR code.
Claim 10
Dependent Claim
110 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; and second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts, wherein said means for maintaining cumulative rejected item data includes means for summing the number of rejected items for a predetermined time period.
Claim 11
Dependent Claim
110 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; and second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts, wherein said means for maintaining cumulative rejected item data includes means for summing the number of rejected items for a predetermined time period.
Claim 12
Dependent Claim
152 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; and second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts, wherein said means for maintaining cumulative rejected item data includes data base means for storing rejected item data for at least one customer account; and means for updating said rejected item data in said at least one account over a predetermined period of time, wherein said means for updating includes means for shifting data from one field in said data base means to another field.
Claim 13
Dependent Claim
152 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; and second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts, wherein said means for maintaining cumulative rejected item data includes data base means for storing rejected item data for at least one customer account; and means for updating said rejected item data in said at least one account over a predetermined period of time, wherein said means for updating includes means for shifting data from one field in said data base means to another field.
Claim 14
Dependent Claim
164 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; and second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts, wherein said means for maintaining cumulative rejected item data includes data base means for storing rejected item data for at least one customer account; and means for updating said rejected item data in said at least one account over a predetermined period of time, wherein said means for updating includes means for deriving an updated value for a field in said data base means as a function of data stored in other fields in said data base.
Claim 15
Dependent Claim
164 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; and second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts, wherein said means for maintaining cumulative rejected item data includes data base means for storing rejected item data for at least one customer account; and means for updating said rejected item data in said at least one account over a predetermined period of time, wherein said means for updating includes means for deriving an updated value for a field in said data base means as a function of data stored in other fields in said data base.
Claim 16
Dependent Claim
108 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; and second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts, wherein said means for maintaining cumulative data includes means for maintaining a rejected item history for at least one customer account.
Claim 17
Dependent Claim
108 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and first data processor means for receiving data from said reader means and for performing account management processing tasks, a magnetic ink character recognition (MICR) code rejects analysis and management data processing system comprising: means for receiving data from said first data processor means; and second data processor means responsive to said received data for maintaining cumulative rejected item data for a plurality of accounts, wherein said means for maintaining cumulative data includes means for maintaining a rejected item history for at least one customer account.
Claim 18
Dependent Claim
129 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and means for generating rejected item data, a rejects analysis and management data processing system comprising: means for receiving said rejected item data and for storing said rejected item data for a plurality of accounts; data processing means, responsive to said means for receiving, for updating said rejected item data for each of said plurality of accounts to maintain a cumulative record of said rejected item data over a predetermined period of time to thereby maintain a rejected item history for at least one customer account; and means for analyzing rejected items from at least one of said accounts to determine the quality of its MICR code.
Claim 19
Dependent Claim
129 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and means for generating rejected item data, a rejects analysis and management data processing system comprising: means for receiving said rejected item data and for storing said rejected item data for a plurality of accounts; data processing means, responsive to said means for receiving, for updating said rejected item data for each of said plurality of accounts to maintain a cumulative record of said rejected item data over a predetermined period of time to thereby maintain a rejected item history for at least one customer account; and means for analyzing rejected items from at least one of said accounts to determine the quality of its MICR code.
Claim 20
Dependent Claim
54 words
A rejects analysis and management data processing system according to claim 10, further including keyboard means for entering operator responses and a display means for displaying rejected item data, said means for updating including means for interactively controlling said display means to display operator selected rejected item data in response to said operator responses.
Claim 21
Dependent Claim
30 words
A rejects analysis and management data processing system according to claim 10, wherein said data processing means includes memory means for storing rejected item analysis programs and rejected item data.
Claim 22
Dependent Claim
34 words
A rejects analysis and management data processing system according to claim 12, wherein said memory means includes fast access, expanded memory means for storing data and programs that are likely to be frequently utilized.
Claim 23
Dependent Claim
143 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and means for generating rejected item data, a rejects analysis and management data processing system comprising: means for receiving said rejected item data and for storing said rejected item data for a plurality of accounts; data processing means, responsive to said means for receiving, for updating said rejected item data for each of said plurality of accounts to maintain a cumulative record of said rejected item data over a predetermined period of time to thereby maintain a rejected item history for at least one customer account, wherein said data processing means includes means responsive to said received data for assembling data relating to a plurality of accounts having a high number of rejected items; and means for displaying said assembled data.
Claim 24
Dependent Claim
143 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and means for generating rejected item data, a rejects analysis and management data processing system comprising: means for receiving said rejected item data and for storing said rejected item data for a plurality of accounts; data processing means, responsive to said means for receiving, for updating said rejected item data for each of said plurality of accounts to maintain a cumulative record of said rejected item data over a predetermined period of time to thereby maintain a rejected item history for at least one customer account, wherein said data processing means includes means responsive to said received data for assembling data relating to a plurality of accounts having a high number of rejected items; and means for displaying said assembled data.
Claim 25
Dependent Claim
52 words
A rejects analysis and management data processing system according to claim 14, said processing means includes means for assembling data relating to rejected items in at least one of said accounts having a high number of rejected items; and means for displaying said rejected item data in said at least one account.
Claim 26
Dependent Claim
164 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and means for generating rejected item data, a rejects analysis and management data processing system comprising: means for receiving said rejected item data and for storing said rejected item data for a plurality of accounts; and data processing means, responsive to said means for receiving, for updating said rejected item data for each of said plurality of accounts to maintain a cumulative record of said rejected item data over a predetermined period of time to thereby maintain a rejected item history for at least one customer account, wherein said means for updating includes data base means for storing rejected item data for at least one customer account, and wherein said means for updating includes means for deriving an updated value for a field in said data base means as a function of data stored in other fields in said data base means.
Claim 27
Dependent Claim
164 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and means for generating rejected item data, a rejects analysis and management data processing system comprising: means for receiving said rejected item data and for storing said rejected item data for a plurality of accounts; and data processing means, responsive to said means for receiving, for updating said rejected item data for each of said plurality of accounts to maintain a cumulative record of said rejected item data over a predetermined period of time to thereby maintain a rejected item history for at least one customer account, wherein said means for updating includes data base means for storing rejected item data for at least one customer account, and wherein said means for updating includes means for deriving an updated value for a field in said data base means as a function of data stored in other fields in said data base means.
Claim 28
Dependent Claim
151 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and means for generating rejected item data, a rejects analysis and management data processing system comprising: means for receiving said rejected item data and for storing said rejected item data for a plurality of accounts; and data processing means, responsive to said means for receiving, for updating said rejected item data for each of said plurality of accounts to maintain a cumulative record of said rejected item data over a predetermined period of time to thereby maintain a rejected item history for at least one customer account, wherein said processing means includes means for analyzing said rejected item data to categorize the rejected item as to the source of the reject, and means for storing rejected item indicia in a file dedicated to accumulating data related to said source.
Claim 29
Dependent Claim
151 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and means for generating rejected item data, a rejects analysis and management data processing system comprising: means for receiving said rejected item data and for storing said rejected item data for a plurality of accounts; and data processing means, responsive to said means for receiving, for updating said rejected item data for each of said plurality of accounts to maintain a cumulative record of said rejected item data over a predetermined period of time to thereby maintain a rejected item history for at least one customer account, wherein said processing means includes means for analyzing said rejected item data to categorize the rejected item as to the source of the reject, and means for storing rejected item indicia in a file dedicated to accumulating data related to said source.
Claim 30
Dependent Claim
127 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; and defining at least one rejected items history file for said plurality of accounts, and wherein the step of storing includes the step of storing in at least one history file the daily volume of items processed for a given account and the daily number of items rejected in said account.
Claim 31
Dependent Claim
127 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; and defining at least one rejected items history file for said plurality of accounts, and wherein the step of storing includes the step of storing in at least one history file the daily volume of items processed for a given account and the daily number of items rejected in said account.
Claim 32
Dependent Claim
26 words
A method according to claim 18, further including the step of creating a file that identifies each of the rejected items for at least one account.
Claim 33
Dependent Claim
126 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; defining at least one rejected items history file for said plurality of accounts; deriving the total volume of items processed and the total number of items rejected over a predetermined period of time; and storing said derived totals in said at least one history file for a plurality of accounts.
Claim 34
Dependent Claim
126 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; defining at least one rejected items history file for said plurality of accounts; deriving the total volume of items processed and the total number of items rejected over a predetermined period of time; and storing said derived totals in said at least one history file for a plurality of accounts.
Claim 35
Dependent Claim
108 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR)) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; and defining at least one rejected items history file for said plurality of accounts, and wherein said updating step includes the step of shifting data in said at least one history file.
Claim 36
Dependent Claim
108 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR)) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; and defining at least one rejected items history file for said plurality of accounts, and wherein said updating step includes the step of shifting data in said at least one history file.
Claim 37
Dependent Claim
92 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; and creating a file that identifies the printer of the items for at least one account.
Claim 38
Dependent Claim
92 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; and creating a file that identifies the printer of the items for at least one account.
Claim 39
Dependent Claim
93 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; and creating a file that identifies an account and the bank officer in charge of said account.
Claim 40
Dependent Claim
93 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; and creating a file that identifies an account and the bank officer in charge of said account.
Claim 41
Dependent Claim
109 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; analyzing the rejected item data to categorize the rejected item as to the source of the reject; and storing rejected item indicia in a file dedicated to accumulating data related to said source.
Claim 42
Dependent Claim
109 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; analyzing the rejected item data to categorize the rejected item as to the source of the reject; and storing rejected item indicia in a file dedicated to accumulating data related to said source.
Claim 43
Dependent Claim
26 words
A method according to claim 24 further including the step of creating a file to keep track of those items which can not be accurately categorized.
Claim 44
Dependent Claim
110 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; and interactively displaying said rejected item data, wherein said step of interactively displaying includes the step of: displaying a summary report indicating the total number of items rejected and total number of items processed.
Claim 45
Dependent Claim
110 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; and interactively displaying said rejected item data, wherein said step of interactively displaying includes the step of: displaying a summary report indicating the total number of items rejected and total number of items processed.
Claim 46
Dependent Claim
18 words
A method according to claim 26, wherein said summary report generally identifies the source of the items rejected.
Claim 47
Dependent Claim
112 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; and interactively displaying said rejected item data, wherein said step of interactively displaying includes the step of display a menu permitting a user to select from a plurality of sources of rejected items for detailed analysis.
Claim 48
Dependent Claim
112 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; and interactively displaying said rejected item data, wherein said step of interactively displaying includes the step of display a menu permitting a user to select from a plurality of sources of rejected items for detailed analysis.
Claim 49
Dependent Claim
34 words
A method according to claim 28, wherein said sources of rejected items include at least one of preprinted items, proofing stations in an organization, branches of an organization, and item processing stations having reader/sorters.
Claim 50
Dependent Claim
22 words
A method according to claim 28, further including the step of displaying detailed data relating to a selected source of rejected items.
Claim 51
Dependent Claim
31 words
A method according to claim 30, including the step of displaying an indication that said selected source of rejected items si incurring a rejected item error rate above a predetermined threshold.
Claim 52
Dependent Claim
16 words
A method according to claim 30, wherein said detailed data relates to preprinted MICR code items.
Claim 53
Dependent Claim
28 words
A method according to claim 32, further including the step of displaying a sorted list of preprinted items identifying accounts having a relatively high number of rejected items.
Claim 54
Dependent Claim
27 words
A method according to claim 32, further including the step of displaying detailed account data regarding a selected account having a high number of preprinted rejected items.
Claim 55
Dependent Claim
32 words
A method according to claim 34, further including the step of assembling data from a plurality of data files relating to said account and displaying an account profile for said selected account.
Claim 56
Dependent Claim
23 words
A method according to claim 34, further including the step of displaying a detailed listing of the individual items rejected in said account.
Claim 57
Dependent Claim
20 words
A method according to claim 36, wherein said detailed listing identifies a MICR character code which could not be read.
Claim 58
Dependent Claim
21 words
A method according to claim 37, further including the step of analyzing the MICR quality of rejected items in said account.
Claim 59
Dependent Claim
30 words
A method according to claim 34, further including the step of automatically generating a letter for informing the source of rejected item errors as to the nature of the errors.
Claim 60
Dependent Claim
31 words
A method according to claim 39, wherein said step of automatically generating includes the step of interactively permitting a user to select a letter from a plurality of form letter files.
Claim 61
Dependent Claim
109 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; interactively displaying said rejected item data; and comparing unrepaired MICR rejected item data with repaired MICR code image data and determining which MICR code characters could not be read based on the comparison.
Claim 62
Dependent Claim
109 words
In a data processing system having reader means for reading items having magnetic ink character recognition (MICR) code disposed thereon, a method of analyzing items rejected by said reader means comprising the steps of: receiving data related to items read by said reader means; storing rejected item data for a plurality of accounts; updating said rejected item data for said plurality of accounts to maintain a cumulative record of said rejected item data for said accounts; interactively displaying said rejected item data; and comparing unrepaired MICR rejected item data with repaired MICR code image data and determining which MICR code characters could not be read based on the comparison.
Claim 63
Dependent Claim
109 words
In a data processing system for reading and processing items having magnetic ink character recognition (MICR) code disposed thereon, a rejected item analysis and management system comprising: means for receiving rejected item data from a first source; reader means for reading data from a plurality of MICR encoded items for generating MICR code analyzation data; processing means, responsive to said means for receiving rejected item data and said reader means for generating analyzation data, for determining the MICR quality of at least one MICR character that could not be read from a rejected item; and means for storing rejected item data from said first source and said analyzation data.
Claim 64
Dependent Claim
109 words
In a data processing system for reading and processing items having magnetic ink character recognition (MICR) code disposed thereon, a rejected item analysis and management system comprising: means for receiving rejected item data from a first source; reader means for reading data from a plurality of MICR encoded items for generating MICR code analyzation data; processing means, responsive to said means for receiving rejected item data and said reader means for generating analyzation data, for determining the MICR quality of at least one MICR character that could not be read from a rejected item; and means for storing rejected item data from said first source and said analyzation data.
Claim 65
Dependent Claim
47 words
A rejected item analysis and management system according to claim 42, wherein said processing means includes means for comparing data from said first source and said analyzation data and for generating MICR code quality data relating to characters which could not be read by said first source.
Claim 66
Dependent Claim
33 words
A rejected item analysis and management system according to claim 42, wherein said reader means for generating analyzation data is fed rejected items from customer accounts having the largest number of rejected items.
Claim 67
Dependent Claim
24 words
A rejected item analysis and management system according to claim 42, including display means coupled to said processing means for displaying rejected item data.
Claim 68
Dependent Claim
117 words
In a data processing system for reading and processing items having magnetic ink character recognition (MICR) code disposed thereon, a rejected item analysis and management system comprising: means for receiving rejected item data from a first source; reader means for reading data from a plurality of MICR encoded items for generating MICR code analyzation data; processing means, responsive to said means for receiving rejected item data and said reader means for generating analyzation data, for determining the MICR quality of at least one MICR character that could not be read from a rejected item, wherein said processing means includes means for generating a letter to a customer account holder reporting the results of said rejected item analysis.
Claim 69
Dependent Claim
117 words
In a data processing system for reading and processing items having magnetic ink character recognition (MICR) code disposed thereon, a rejected item analysis and management system comprising: means for receiving rejected item data from a first source; reader means for reading data from a plurality of MICR encoded items for generating MICR code analyzation data; processing means, responsive to said means for receiving rejected item data and said reader means for generating analyzation data, for determining the MICR quality of at least one MICR character that could not be read from a rejected item, wherein said processing means includes means for generating a letter to a customer account holder reporting the results of said rejected item analysis.
Claim 70
Dependent Claim
146 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and means for generating rejected item data, a rejects analysis and management data processing system comprising: means for receiving said rejected item data and for storing said rejected item data for a plurality of accounts; and data processing means, responsive to said means for receiving, for updating said rejected item data for each of said plurality of accounts to maintain a cumulative record of said rejected item data over a predetermined period of time to thereby maintain a rejected item history for at least one customer account, wherein said data processing means includes: means for converting received data into a format compatible with said processing means and means for assembling converted data into a plurality of rejected item categories organized by customer account number.
Claim 71
Dependent Claim
146 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and means for generating rejected item data, a rejects analysis and management data processing system comprising: means for receiving said rejected item data and for storing said rejected item data for a plurality of accounts; and data processing means, responsive to said means for receiving, for updating said rejected item data for each of said plurality of accounts to maintain a cumulative record of said rejected item data over a predetermined period of time to thereby maintain a rejected item history for at least one customer account, wherein said data processing means includes: means for converting received data into a format compatible with said processing means and means for assembling converted data into a plurality of rejected item categories organized by customer account number.
Claim 72
Dependent Claim
152 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and means for generating rejected item data, a rejects analysis and management data processing system comprising: means for receiving said rejected item data and for storing said rejected item data for a plurality of accounts; and data processing means, responsive to said means for receiving, for updating said rejected item data for each of said plurality of accounts to maintain a cumulative record of said rejected item data over a predetermined period of time to thereby maintain a rejected item history for at least one customer account, wherein said means for updating includes data base means for storing rejected item data for at least one customer account, and wherein said processing means for updating includes means for shifting data from one field in said data base means to another field.
Claim 73
Dependent Claim
152 words
In a data processing system having reader means for reading and sorting items having magnetic ink character recognition (MICR) code disposed thereon and means for generating rejected item data, a rejects analysis and management data processing system comprising: means for receiving said rejected item data and for storing said rejected item data for a plurality of accounts; and data processing means, responsive to said means for receiving, for updating said rejected item data for each of said plurality of accounts to maintain a cumulative record of said rejected item data over a predetermined period of time to thereby maintain a rejected item history for at least one customer account, wherein said means for updating includes data base means for storing rejected item data for at least one customer account, and wherein said processing means for updating includes means for shifting data from one field in said data base means to another field.
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USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 1993-08-06 | 1994-02-05 | 1994-08-07 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 1997-08-06 | 1998-02-05 | 1998-08-07 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 2001-08-06 | 2002-02-05 | 2002-08-07 | $7700.00 | Window Closed / Lapsed |