US4851650A
Expired / Lapsed
US
⏱️ 0.0 years remaining
Transaction processing apparatus having a plurality of bank account numbers
Assignee: Omron Corp
•
Filing: 1985-06-17
•
Granted: 1989-07-25
•
Expires: 2005-06-17
Abstract
Abstract A terminal unit for transaction processing, according to the present invention, is adapted to record information for identifying a plurality of banks in a credit card while storing priority of the banks in a bank priority file, for reading the information, for identifying the plurality of banks from the credit card by a card reader, and reading the priority from the bank priority file. On the basis of the read identification information, the present invention allows selecting one of the banks in order to enable a transaction with the selected bank.
Inventors
- 👤 Susumu Kitade
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-10-25 23:52
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/08; G06; G06Q; G06Q20/00; G06Q20/38; G06Q20/40; G06Q20/403; G06Q20/4037
Claims Analysis
Total Claims: 8
Claim 1
Independent Claim
117 words
A method of transaction processing comprising the steps of: (a) recording in a first storage means a sequence of parameters indicating a predetermined priority among a first plurality of accounts for processing a transaction; (b) reading at least one corresponding parameter for an account from a second storage means; (c) if more than one account is read from said second storage means, comparing in an account selection means said account parameters read from the second storage means with said sequence of parameters in the first storage means and processing a transaction through a highest priority account determined by identifying a first parameter in said sequence of parameters matching a said parameter read from said second storage means.
Claim 2
Independent Claim
117 words
A method of transaction processing comprising the steps of: (a) recording in a first storage means a sequence of parameters indicating a predetermined priority among a first plurality of accounts for processing a transaction; (b) reading at least one corresponding parameter for an account from a second storage means; (c) if more than one account is read from said second storage means, comparing in an account selection means said account parameters read from the second storage means with said sequence of parameters in the first storage means and processing a transaction through a highest priority account determined by identifying a first parameter in said sequence of parameters matching a said parameter read from said second storage means.
Claim 3
Dependent Claim
26 words
The method of claim 1 comprising the step of selecting each of said parameters to be that part of an account number identifying a financial institution.
Claim 4
Dependent Claim
23 words
The method of claim 1 further comprising verifying validity of a user supplied password for the account information on the second storage means.
Claim 5
Dependent Claim
121 words
A terminal for transaction processing comprising: (a) means for recording in a first storage means a sequence of parameters indicating a predetermined priority among a first plurality of accounts for processing a transaction; (b) means for reading at least one corresponding parameter for an account from a second storage means; (c) means for comparing said account data read from the second storage means with said sequence of parameters in the first storage means when a plurality of account numbers is read from said second storage means and means for processing a transaction through a highest priority account determined by a means for identifying a first parameter in said sequence of parameters matching a said parameter read from said second storage means.
Claim 6
Dependent Claim
121 words
A terminal for transaction processing comprising: (a) means for recording in a first storage means a sequence of parameters indicating a predetermined priority among a first plurality of accounts for processing a transaction; (b) means for reading at least one corresponding parameter for an account from a second storage means; (c) means for comparing said account data read from the second storage means with said sequence of parameters in the first storage means when a plurality of account numbers is read from said second storage means and means for processing a transaction through a highest priority account determined by a means for identifying a first parameter in said sequence of parameters matching a said parameter read from said second storage means.
Claim 7
Dependent Claim
22 words
The terminal unit of claim 4 wherein each of said parameters is that part of an account number identifying a financial institution.
Claim 8
Dependent Claim
26 words
The terminal unit of claim 4 further comprising means for verifying validity of a user supplied password for the account information on the second storage means.
References Cited (Backward Citations)
US4314352A
Cited
US4186871A
Cited
US4346442A
Cited
US4485300A
Cited
US4594663A
Cited
US4634848A
Cited
USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 1992-07-24 | 1993-01-23 | 1993-07-25 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 1996-07-24 | 1997-01-23 | 1997-07-25 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 2000-07-24 | 2001-01-23 | 2001-07-25 | $7700.00 | Window Closed / Lapsed |