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US4746786A Expired / Lapsed US ⏱️ 0.0 years remaining

Method and apparatus for evaluating units stored on credit cards

Assignee: Siemens AG
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Filing: 1986-10-14
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Granted: 1988-05-24
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Expires: 2006-10-14
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Abstract

Abstract A method for the evaluation of used fee units of a card owner and of a central evaluation location (uP) stored on credit cards (KK) for automatic vendors. In the present invention an evaluation method which prevents manipulations at the credit card is used. This results in that the used fee units are stored in at least one counter (RZ1, RZ2) arranged on the credit card (KK) whose current reading is called in by the central evaluation location (uP) at intervals unknown to the card owner, particularly at randomly oriented intervals, and, subsequently is compared in the evaluation location (uP) to the most recently called-in counter reading. The account of the card owner is charged with the difference between the old and the new fee units.

Inventors

  • 👤 Wolfgang Heberle
  • 👤 Max Ludwig

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-10-24 11:04
CPC Classifications
H; H04; H04M; H04M17/00; H04M17/02; H04M17/023; G; G06; G06Q; G06Q20/00; G06Q20/30; G06Q20/34; G06Q20/341; G06Q20/342; G06Q20/343; G06Q20/3433; G06Q20/38; G06Q20/40; G06Q20/409; G06Q20/4093; G07; G07F; G07F17/00; G07F17/0014; G07F7/00; G07F7/02; G07F7/025; G07F7/08; G07F7/10; G07F7/1008

Claims Analysis

Total Claims: 3
Claim 1
Independent Claim 126 words
A method for the evaluation of used fee units of a card owner and of a central evaluation location which are stored on credit cards for automatic vendors, particularly for telecommunications equipment connected to a switching center, whereby the credit card is provided with personal identification features, comprising the steps of storing used fee units in at least one counter (RZl, RZ2) arranged on the credit card, calling in the current reading thereof by the central evaluation location (uP) at intervals unknown to the card owner, particularly, at randomly oriented intervals and comparing in the evaluation location the current reading with the most recently called-in counter reading, and charging the account of the card owner with the difference between the old and the new fee units.
Claim 2
Independent Claim 126 words
A method for the evaluation of used fee units of a card owner and of a central evaluation location which are stored on credit cards for automatic vendors, particularly for telecommunications equipment connected to a switching center, whereby the credit card is provided with personal identification features, comprising the steps of storing used fee units in at least one counter (RZl, RZ2) arranged on the credit card, calling in the current reading thereof by the central evaluation location (uP) at intervals unknown to the card owner, particularly, at randomly oriented intervals and comparing in the evaluation location the current reading with the most recently called-in counter reading, and charging the account of the card owner with the difference between the old and the new fee units.
Claim 3
Dependent Claim 55 words
A credit card for the implementation of the method according to claim 1, characterized in that, in addition to the identification features of the card owner arranged on the credit card, a first counter (RZl) is also arranged thereon, and a second overflow counter (RZ2) arranged on the card and coupled to said first counter.

References Cited (Backward Citations)

US3637994A Cited
US4007355A Cited
US4187498A Cited
US4577061A Cited

USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 1991-05-24 1991-11-23 1992-05-24 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 1995-05-24 1995-11-23 1996-05-24 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 1999-05-24 1999-11-23 2000-05-24 $7700.00 Window Closed / Lapsed

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