Memory device

Claim 2

A portable credit device for use in a service system, said device including a display, said display including a plurality of respective segments arranged in a pattern, each of said segments including: an electrochromic cell containing a solid electrolyte and a transition metal oxide which can colour cathodically by reduction or anodically by oxidation to store readable information, and electrical connecting means for applying an electrical signal of a first polarity to said cell to produce a visible persistent colour in said cell, said colour remaining visible in the absence of the said signal, for applying an electrical signal of a second polarity different from said first polarity to said cell to change the colour of said cell, and for connecting a standing voltage produced by said cell indicating the state of said cell.

Claim 3

A device according to claim 1 in which the transition metal oxide is selected from the group consisting of W, Mo, V, Nb, and Ti.

Claim 4

A device according to claim 1 in which the transition metal oxide is selected from the group consisting of oxides of Ir, Rh, Ni and Co.

Claim 5

A device according to claim 1 in which the cathodic colouration occurs by insertion of an cation selected from the group consisting of H, Li, Na, K and Ag.

Claim 6

A device according to claim 1 in which the information is entered or erased by means of an externally applied signal used to produce interruption of an electrical field.

Claim 7

A device according to claim 1 which is in the form of a card.

Claim 8

A credit control system comprising: (a) a portable credit device including a display, said display including a plurality of respective segments arranged in a pattern, each of said segments including: an electrochromic cell containing a solid electrolyte and a transition metal oxide which can colour cathodically by reduction or anodically by oxidation to store readable information, and electrical connecting means for applying an electrical signal of a first polarity to said cell to produce a visible persistent colour in said cell, said colour remaining visible in the absence of the said signal, for applying an electrical signal of a second polarity different from said first polarity to said cell to change the color of said cell, and for electrically connecting the standing voltage of said cell to a reader unit, (b) a reader unit for electrically reading and transmitting information carried by the portable credit device, (c) a processor for receiving the transmitted information from the reader unit, processing information received (optionally in conjunction with information available to the processor) and transmitting information resulting from the processing to (d) a transcriber unit which can receive the transmitted information and correspondingly amend at least some of the information stored by the portable credit device.

Claim 9

A credit control system comprising: (a) a portable credit device including a display, said display including a plurality of respective segments arranged in a pattern, each of said segments including: an electrochromic cell containing a solid electrolyte and a transition metal oxide which can colour cathodically by reduction or anodically by oxidation to store readable information, and electrical connecting means for applying an electrical signal of a first polarity to said cell to produce a visible persistent colour in said cell, said colour remaining visible in the absence of the said signal, for applying an electrical signal of a second polarity different from said first polarity to said cell to change the color of said cell, and for electrically connecting the standing voltage of said cell to a reader unit, (b) a reader unit for electrically reading and transmitting information carried by the portable credit device, (c) a processor for receiving the transmitted information from the reader unit, processing information received (optionally in conjunction with information available to the processor) and transmitting information resulting from the processing to (d) a transcriber unit which can receive the transmitted information and correspondingly amend at least some of the information stored by the portable credit device.

Claim 10

A control system according to claim 7 in which the reader unit operates by optical, spectrophotometric or electrical sensing means.

Claim 11

A control system according to claim 7 in which the reader unit and transcriber unit are combined into a single reader/transcriber unit.

Claim 12

A control system according to claim 7 in which the transcriber unit operates by optical, spectrophotometric on electrical means to amend information carried on the portable credit device.

Claim 13

A process for the credit purchase of goods comprising: (a) issuing to a customer in exchange for one of cash and credit a portable credit device including a display, said display including a plurality of respective segments arranged in a pattern, each of said segments including: an electrochromic cell containing a solid electrolyte and a transition metal oxide which can colour cathodically by reduction or anodically by oxidation to store readable information, and electrical connecting means for applying an electrical signal of a first polarity to said call to produce a visible persistent colour in said cell, said colour remaining visible in the absence of the said signal, for applying an electrical signal of a second polarity different from said first polarity to said cell to change the color of said cell, and for electrically connecting to the standing voltage produced by said cell, wherein the information stored in said plurality of segments represents a value, (b) accepting said device from the customer at a point of transaction, (c) reading the information stored in said segments by sensing the standing voltages, produced by said cells and connected to the electrical connecting means of said segments, (d) transmitting the information read by said reading step (c), (e) receiving the information transmitted by said transmitting step (d), processing information received (optionally in conjunction with information available to the processor) and transmitting information resulting from the processing, (f) receiving the information transmitted by said transmitting step (e), (g) reducing the value represented by the information stored by said device in response to said received processed information by an amount equal to the value of goods purchased by the customer, and (h) returning the said device to the customer.

Claim 14

A process for the credit purchase of goods comprising: (a) issuing to a customer in exchange for one of cash and credit a portable credit device including a display, said display including a plurality of respective segments arranged in a pattern, each of said segments including: an electrochromic cell containing a solid electrolyte and a transition metal oxide which can colour cathodically by reduction or anodically by oxidation to store readable information, and electrical connecting means for applying an electrical signal of a first polarity to said call to produce a visible persistent colour in said cell, said colour remaining visible in the absence of the said signal, for applying an electrical signal of a second polarity different from said first polarity to said cell to change the color of said cell, and for electrically connecting to the standing voltage produced by said cell, wherein the information stored in said plurality of segments represents a value, (b) accepting said device from the customer at a point of transaction, (c) reading the information stored in said segments by sensing the standing voltages, produced by said cells and connected to the electrical connecting means of said segments, (d) transmitting the information read by said reading step (c), (e) receiving the information transmitted by said transmitting step (d), processing information received (optionally in conjunction with information available to the processor) and transmitting information resulting from the processing, (f) receiving the information transmitted by said transmitting step (e), (g) reducing the value represented by the information stored by said device in response to said received processed information by an amount equal to the value of goods purchased by the customer, and (h) returning the said device to the customer.

Claim 15

A portable credit device including: display means for storing visual indicia of credit, said display means including a plurality of respective electrochromic cell means for selectively changing between a first and a second visual state in response to electrical signals, said state change persisting after said electrical signals are removed; and a plurality of respective electrical conductor means for conducting respective electrical signals to said plurality of electrochromic cell means to change the state of said plurality of cell means and for conducting a standing voltage produced by each of said cell means indicating the state of said each to electrically ascertain said indicia.

Claim 16

A portable credit device including: display means for storing visual indicia of credit, said display means including a plurality of respective electrochromic cell means for selectively changing between a first and a second visual state in response to electrical signals, said state change persisting after said electrical signals are removed; and a plurality of respective electrical conductor means for conducting respective electrical signals to said plurality of electrochromic cell means to change the state of said plurality of cell means and for conducting a standing voltage produced by each of said cell means indicating the state of said each to electrically ascertain said indicia.

Claim 17

A credit control system comprising: a portable credit device including: display means for storing visual indicia of credit, said display means including a plurality of respective electrochromic cell means for selectively changing between a first and a second visually discernable state in response to electrical signals, said state change persisting after said electrical signals are removed, and a plurality of respective electrical conductor means, electrically connected to said cell means, for conducting electrical signals; transcribing means, adapted to electrically connect to said plurality of electrically conductor means, for selectively applying electrical signals through said plurality of electrically conductor means to said plurality of electrochromic cell means to store said indicia; and reader means for sensing the state of each of said plurality of electrochromic cell means to ascertain said stored indicia.

Claim 18

A credit control system comprising: a portable credit device including: display means for storing visual indicia of credit, said display means including a plurality of respective electrochromic cell means for selectively changing between a first and a second visually discernable state in response to electrical signals, said state change persisting after said electrical signals are removed, and a plurality of respective electrical conductor means, electrically connected to said cell means, for conducting electrical signals; transcribing means, adapted to electrically connect to said plurality of electrically conductor means, for selectively applying electrical signals through said plurality of electrically conductor means to said plurality of electrochromic cell means to store said indicia; and reader means for sensing the state of each of said plurality of electrochromic cell means to ascertain said stored indicia.

Claim 19

A credit control system as in claim 13 wherein said reader means includes means for optically sensing the state of each of said plurality of electrochromic cell means.

Claim 20

A credit control system as in claim 14 wherein said optical sensing means includes means for recognizing patterns defined by different combinations of said cell means in said first state.

Claim 21

A credit control system as in claim 14 wherein: ones of said cell means in said first state take on a first colour and ones of said cell means in said second state take on a second colour different from said first colour; and said optical sensing means includes means for sensing the colour of each of said plurality of cell means.

Claim 22

A credit control system as in claim 13 wherein said reader means includes means, adapted to electrically connect to said plurality of conductor means, for ascertaining the state of each of said plurality of cell means by sensing a standing voltage potential produced by said each cell means, said produced standing voltage being dependent upon which of said first and second states said each cell means is in.

Claim 23

A process for the credit purchase of goods comprising the steps of: issuing to a customer, in exchange for monetary consideration, a portable credit device including: display means for storing visual indicia of said monetary consideration, said display means including a plurality of respective electrochromic cell means for selectively changing between a first and a second visual state in response to electrical signals, said state change persisting after said electrical signals are removed; and a plurality of respective electrical conductor means for conducting respective electrical signals to said plurality of electrochromic cell means to change the state of said plurality of cell means and for conducting a standing voltage produced by each of said cell means indicating the state of said each to electrically ascertain said indicia, said indicia representative of the value of said consideration; accepting said device from the customer at a point of transaction; ascertaining said stored indicia by sensing the state of each of said plurality of electrochromic cell means; subtracting, from said stored indicia, the value of goods purchased by the customer by selectively applying signals through said plurality of electrical conductor means to said plurality of electrochromic cell means; and returning said device to the customer.

Claim 24

A process for the credit purchase of goods comprising the steps of: issuing to a customer, in exchange for monetary consideration, a portable credit device including: display means for storing visual indicia of said monetary consideration, said display means including a plurality of respective electrochromic cell means for selectively changing between a first and a second visual state in response to electrical signals, said state change persisting after said electrical signals are removed; and a plurality of respective electrical conductor means for conducting respective electrical signals to said plurality of electrochromic cell means to change the state of said plurality of cell means and for conducting a standing voltage produced by each of said cell means indicating the state of said each to electrically ascertain said indicia, said indicia representative of the value of said consideration; accepting said device from the customer at a point of transaction; ascertaining said stored indicia by sensing the state of each of said plurality of electrochromic cell means; subtracting, from said stored indicia, the value of goods purchased by the customer by selectively applying signals through said plurality of electrical conductor means to said plurality of electrochromic cell means; and returning said device to the customer.

Claim 25

A process as in claim 18 wherein said ascertaining step includes the step of optically sensing the state of each of said plurality of electrochromic cell means.

Claim 26

A process as in claim 19 wherein said optically sensing step includes the step of recognizing patterns defined by different combinations of said cell means in said first state.

Claim 27

A process as in claim 19 wherein said optically sensing step includes the step of sensing the colour of each of said plurality of cell means, the colour of each of said cell means indicative of the state of said each.

Claim 28

A process as in claim 18 wherein said ascertaining step includes the step of sensing the standing voltage produced by each of said plurality of cell means, said produced standing voltage being dependent upon which of said first and second states said each is in.

Claim 29

A process as in claim 22 wherein said electrical potential sensing step includes the step of electrically connecting to said plurality of conductor means of said device.

Claim 30

An information storage system comprising: electrochromic cell means for selectively changing between a first and a second state in response to an electrical signal applied thereto, said state change persisting after said electrical signal is removed, said electrochromic cell means comprising a material which changes state cathodically by reduction or anodically by oxidation, said cell means producing a standing voltage when in said first state; and interfacing means for determining the state of said cell means by measuring the electrical potential produced by said cell means.

Claim 31

An information storage system comprising: electrochromic cell means for selectively changing between a first and a second state in response to an electrical signal applied thereto, said state change persisting after said electrical signal is removed, said electrochromic cell means comprising a material which changes state cathodically by reduction or anodically by oxidation, said cell means producing a standing voltage when in said first state; and interfacing means for determining the state of said cell means by measuring the electrical potential produced by said cell means.

Claim 32

A system as in claim 24 wherein said interfacing means also selectively changes the state of said cell means and includes: means for electrically connecting to said cell means; means, connected to said electrically connecting means, for sensing the voltage produced by said cell; and means, connected to said electrically connecting means, for selectively applying an electrical signal to said cell means.

Claim 33

A system as in claim 24 wherein said cell means assumes a first color when in said first state and assumes a second color visually distinguishable from said first color when in said second state.