US4317028A
Expired / Lapsed
US
⏱️ 0.0 years remaining
Subscriber check accepting and issuing apparatus
Assignee: Pitney Bowes Inc
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Filing: 1980-04-21
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Granted: 1982-02-23
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Expires: 2000-04-21
Abstract
Abstract An apparatus for determining the validity of an encoded check adapted to operate a metering device comprises means for accepting the encoded check. Decoding means decode the check and provide a check code responsive signal. Additionally, the apparatus includes subscriber operated code means to provide a subscriber identifying code signal. Computer means check for correlation of these signals and also are programmed to check credit data. If the computer means determines authenticity, a signal is provided to check storage and dispensing means for issuing a new check which in character and nature is substantially identical with the accepted check, except for encoding. Prior to rendering the check available to a subscriber, the new issued check is encoded for causing it to be operable with a predetermined metering device. In the alternative embodiment, the same check accepted is re-encoded and rendered available to the subscriber.
Inventors
- 👤 Luther G. Simjian
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-10-25 11:23
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/02; G06; G06Q; G06Q20/00; G06Q20/30; G06Q20/34; G06Q20/343; G06Q20/3437; G07B; G07B17/00; G07B17/00016; G07B17/0008; G07F7/08; G07F7/10; G07F7/1025; G07F7/1058; G07F7/1066; G07B2017/00153; G07B2017/00177; G07B17/00185; G07B17/00314; G07B2017/00322; G07B17/00459; G07B17/00508; G07B2017/00572; G07B2017/0058; G07B17/00661; G07B2017/00709
Claims Analysis
Total Claims: 9
Claim 1
Independent Claim
201 words
A subscriber operable apparatus including check receiving means, dispensing means and computer means for establishing the authenticity of a check accepted by searching its stored account data comprising: means for receiving an encoded check adapted to having been used for operating a metering device; means for providing a subscriber identifying code signal; means for decoding an encoded check of the type stated received by said means for receiving and providing a check code responsive signal; computer means coupled for receiving said subscriber identifying code signal and said check code responsive signal and in response to the receipt of both said signals searching its stored account data and determining the authenticity of said received check and providing an authenticity signal responsive to authenticity of said check having been established; check storage and dispensing means for storing checks in character and nature substantially identical with said accepted check coupled for dispensing a new check responsive to the receipt of said authenticity signal; encoding means coupled for encoding said dispensed check responsive to data provided by said computer means for rendering said check valid for operating a metering device, and issuing means for rendering said dispensed new and enclosed check available to a subscriber.
Claim 2
Dependent Claim
201 words
A subscriber operable apparatus including check receiving means, dispensing means and computer means for establishing the authenticity of a check accepted by searching its stored account data comprising: means for receiving an encoded check adapted to having been used for operating a metering device; means for providing a subscriber identifying code signal; means for decoding an encoded check of the type stated received by said means for receiving and providing a check code responsive signal; computer means coupled for receiving said subscriber identifying code signal and said check code responsive signal and in response to the receipt of both said signals searching its stored account data and determining the authenticity of said received check and providing an authenticity signal responsive to authenticity of said check having been established; check storage and dispensing means for storing checks in character and nature substantially identical with said accepted check coupled for dispensing a new check responsive to the receipt of said authenticity signal; encoding means coupled for encoding said dispensed check responsive to data provided by said computer means for rendering said check valid for operating a metering device, and issuing means for rendering said dispensed new and enclosed check available to a subscriber.
Claim 3
Dependent Claim
31 words
A subscriber operable apparatus as set forth in claim 1, said computer means including in its stored data credit information correlated with a subscriber and addressable by said subscriber identifying signal.
Claim 4
Dependent Claim
62 words
A subscriber operable apparatus as set forth in claim 1, said encoded check received being encoded with identifying data pertaining to a metering device, said means for decoding providing a signal responsive to said meter identifying data to said computer means, and said encoding means encoding said dispensed check with identifying data pertaining to the metering device provided by said computer means.
Claim 5
Dependent Claim
230 words
A subscriber operable apparatus including check receiving means, dispensing means and computer means for establishing the authenticity of a check accepted by searching its stored account data comprising: means for receiving an encoded check adapted to having been used for operating a metering device; means for providing a subscriber identifying code signal; means for decoding an encoded check of the type stated received by said means for receiving and providing a check code responsive signal; computer means coupled for receiving said subscriber identifying code signal and said check code responsive signal and including means for determining correlation between both said codes by comparing said codes with stored account data to thereby establish authenticity of said received check, and including means for checking stored credit data of the subscriber responsive to the receipt of said subscriber identifying code signal; said computer means including further means for causing an authenticity signal responsive to such correlation and acceptable stored credit data; check storage and dispensing means for storing checks in character and nature substantially identical with said accepted check coupled for dispensing a new check from its storage responsive to said authenticity signal; encoding means coupled for being responsive to data from said computer means for encoding said new check to render it valid for operating a metering device, and issuing means for rendering said dispensed and encoded check available to a subscriber.
Claim 6
Dependent Claim
230 words
A subscriber operable apparatus including check receiving means, dispensing means and computer means for establishing the authenticity of a check accepted by searching its stored account data comprising: means for receiving an encoded check adapted to having been used for operating a metering device; means for providing a subscriber identifying code signal; means for decoding an encoded check of the type stated received by said means for receiving and providing a check code responsive signal; computer means coupled for receiving said subscriber identifying code signal and said check code responsive signal and including means for determining correlation between both said codes by comparing said codes with stored account data to thereby establish authenticity of said received check, and including means for checking stored credit data of the subscriber responsive to the receipt of said subscriber identifying code signal; said computer means including further means for causing an authenticity signal responsive to such correlation and acceptable stored credit data; check storage and dispensing means for storing checks in character and nature substantially identical with said accepted check coupled for dispensing a new check from its storage responsive to said authenticity signal; encoding means coupled for being responsive to data from said computer means for encoding said new check to render it valid for operating a metering device, and issuing means for rendering said dispensed and encoded check available to a subscriber.
Claim 7
Dependent Claim
156 words
A subscriber operable apparatus including check receiving and dispensing means and computer means for establishing the authenticity of a check accepted by searching its stored account data comprising: means for receiving an encoded check adapted to having been used for operating a metering device; means for providing a subscriber identifying code signal; means for decoding an encoded check of the type stated received by said means for receiving and providing a check code responsive signal; computer means coupled for receiving said subscriber identifying code signal and said check code responsive signal and in response to the receipt of both said signals searching its stored account data and determining the authenticity of the received check; encoding means coupled to said computer means for re-encoding said check responsive to said computer means having determined authenticity of the received check, and issuing means for rendering the check re-encoded responsive to said computer having determined authenticity available to a subscriber.
Claim 8
Dependent Claim
156 words
A subscriber operable apparatus including check receiving and dispensing means and computer means for establishing the authenticity of a check accepted by searching its stored account data comprising: means for receiving an encoded check adapted to having been used for operating a metering device; means for providing a subscriber identifying code signal; means for decoding an encoded check of the type stated received by said means for receiving and providing a check code responsive signal; computer means coupled for receiving said subscriber identifying code signal and said check code responsive signal and in response to the receipt of both said signals searching its stored account data and determining the authenticity of the received check; encoding means coupled to said computer means for re-encoding said check responsive to said computer means having determined authenticity of the received check, and issuing means for rendering the check re-encoded responsive to said computer having determined authenticity available to a subscriber.
Claim 9
Dependent Claim
32 words
A subscriber operable apparatus as set forth in claim 5, said computer means including in its stored data credit information correlated with a subscriber and addressable by said subscriber identifying code signal.
References Cited (Backward Citations)
US3973237A
Cited
US4219151A
Cited
USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 1985-02-22 | 1985-08-24 | 1986-02-23 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 1989-02-22 | 1989-08-24 | 1990-02-23 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 1993-02-22 | 1993-08-24 | 1994-02-23 | $7700.00 | Window Closed / Lapsed |