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US3578905A Expired / Lapsed US ⏱️ 0.0 years remaining

Signature authorization and verification equipment and system

Assignee: Diebold Nixdorf Inc
•
Filing: 1969-01-14
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Granted: 1971-05-18
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Expires: 1989-01-14
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Abstract

Abstract Banking service equipment is provided to permit one of a number of bank tellers to transmit a picture of a signature on a check by closed-circuit television to a monitor for one of a number of file clerks at a bank department where signature cards are filed, so that a file clerk can compare the signatures on the check and card, verify the authenticity of the signature on the check, and actually stamp the check to signify that the signature has been verified and that a banking transaction based on the check is authorized. The stamping is accomplished by an approval stamp located at the teller station actuated by pressing a button at the file clerk station. The equipment also is provided with means for signaling the teller in event that the file clerk determines that the signatures are not believed to be the same. This system enables entire responsibility for authorization to be placed on the file clerk.

Inventors

  • 👤 Walter G Anders
  • 👤 Henry W Kumpf Jr

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-10-29 06:45
CPC Classifications
G; G07; G07C; G07C9/00; G07C9/20; G07C9/22; G07C9/24; G07C9/243

Claims Analysis

Total Claims: 25
Claim 1
Independent Claim 160 words
Signature authorization and verification equipment including a teller station cabinet-housed television camera transmitter and control unit, and a file clerk station television terminal receiver and control unit; the teller station unit including a cabinet having a horizontally disposed transparent window therein provided with an upper document-supporting surface and an undersurface, vertically disposed television camera means within the cabinet below said window directed toward and spaced from said window under surface, window illumination means within the cabinet below said window, approval stamp means above said window adapted to stamp the top surface of an object-supported face down on the window document-supporting surface and viewed by said camera means, means enclosing the stamp means above said window against unauthorized access, and veto signal means; the file station unit including a television monitor receiver, approval stamp actuator means, and veto signal actuator means, and circuitry connecting the television transmitter and receiver and the approval stamp and veto signal means and their actuator means.
Claim 2
Dependent Claim 160 words
Signature authorization and verification equipment including a teller station cabinet-housed television camera transmitter and control unit, and a file clerk station television terminal receiver and control unit; the teller station unit including a cabinet having a horizontally disposed transparent window therein provided with an upper document-supporting surface and an undersurface, vertically disposed television camera means within the cabinet below said window directed toward and spaced from said window under surface, window illumination means within the cabinet below said window, approval stamp means above said window adapted to stamp the top surface of an object-supported face down on the window document-supporting surface and viewed by said camera means, means enclosing the stamp means above said window against unauthorized access, and veto signal means; the file station unit including a television monitor receiver, approval stamp actuator means, and veto signal actuator means, and circuitry connecting the television transmitter and receiver and the approval stamp and veto signal means and their actuator means.
Claim 3
Dependent Claim 19 words
The construction defined in claim 1 in which the camera means is adjustably and removably mounted within the cabinet.
Claim 4
Dependent Claim 16 words
The construction defined in claim 1 in which the veto means includes an inaudible visual signal.
Claim 5
Dependent Claim 42 words
The construction defined in claim 1 in which the enclosing means is formed with an opening above the window document-supporting surface, and in which the stamp means has a stamp member that moves through said opening when the stamp means is actuated.
Claim 6
Dependent Claim 27 words
The construction defined in claim 4 in which the stamp means is mounted within the cabinet, and in which the stamp member is moved by solenoid means.
Claim 7
Dependent Claim 32 words
The construction defined in claim 5 in which there is adjustable means removably mounting the stamp means within the cabinet, and in which the stamp member is removably mounted the stamp means.
Claim 8
Dependent Claim 306 words
Signature authorization and verification equipment including a plurality of teller station cabinet-housed television camera transmitter and control units, and a plurality of file clerk station television terminal receiver and control units; each teller station unit including a cabinet having a horizontally disposed transparent window therein provided with an upper document-supporting surface and an undersurface, vertically disposed television camera means within the cabinet beLow said window directed toward and spaced from said window undersurface, window illumination means within the cabinet below said window, approval stamp means above said window adapted to stamp the top surface of an object supported face down on the window document-supporting surface and viewed by said camera means, means enclosing the stamp means against unauthorized access, veto signal means, and a series of file station selector members one for each file station unit; each file station unit including a television monitor receiver, approval stamp actuator means, veto signal actuator means, and a teller station identifying and connector device; and circuitry including junction box switching means for connecting the camera of one teller station unit with a selected file station television monitor receiver, for connecting a file station selector member at said one teller station and a teller station identifying and connector device at said selected file station, and for connecting the approval stamp and veto signal means at said one teller station and the approval stamp and veto signal means actuator means at said selected file station; whereby actuation of one of the selector members at said one teller station connects its camera with the receiver at said selected file station, and connects such selector member with the corresponding teller station identifying and connector device at said selected file station, and connects the approval stamp and veto signal means at said one teller station and their actuator means at said selected file station.
Claim 9
Dependent Claim 306 words
Signature authorization and verification equipment including a plurality of teller station cabinet-housed television camera transmitter and control units, and a plurality of file clerk station television terminal receiver and control units; each teller station unit including a cabinet having a horizontally disposed transparent window therein provided with an upper document-supporting surface and an undersurface, vertically disposed television camera means within the cabinet beLow said window directed toward and spaced from said window undersurface, window illumination means within the cabinet below said window, approval stamp means above said window adapted to stamp the top surface of an object supported face down on the window document-supporting surface and viewed by said camera means, means enclosing the stamp means against unauthorized access, veto signal means, and a series of file station selector members one for each file station unit; each file station unit including a television monitor receiver, approval stamp actuator means, veto signal actuator means, and a teller station identifying and connector device; and circuitry including junction box switching means for connecting the camera of one teller station unit with a selected file station television monitor receiver, for connecting a file station selector member at said one teller station and a teller station identifying and connector device at said selected file station, and for connecting the approval stamp and veto signal means at said one teller station and the approval stamp and veto signal means actuator means at said selected file station; whereby actuation of one of the selector members at said one teller station connects its camera with the receiver at said selected file station, and connects such selector member with the corresponding teller station identifying and connector device at said selected file station, and connects the approval stamp and veto signal means at said one teller station and their actuator means at said selected file station.
Claim 10
Dependent Claim 21 words
The construction defined in claim 7 in which each file station unit has lock means for its approval stamp actuator means.
Claim 11
Dependent Claim 39 words
The construction defined in claim 7 in which each teller station unit has power switch means for energizing such teller station unit connected circuitry, and in which each file station unit has power switch means for energizing its receiver.
Claim 12
Dependent Claim 31 words
The construction defined in claim 9 in which each file station unit has audible signal means energized by actuation of a corresponding file station selector member at any teller station unit.
Claim 13
Dependent Claim 160 words
Signature authorization and verification equipment including a teller station cabinet-housed television camera transmitter and control unit, and a file clerk station television terminal receiver and control unit; the teller station unit including a cabinet having a top counter, a horizontally disposed transparent document supporting window within the cabinet spaced below the top counter and provided with an upper document-supporting surface and an undersurface, vertically disposed television camera means within the cabinet directed toward and spaced below a window undersurface, illumination means within the cabinet below the window, approval stamp means within the cabinet above the window, protective means above said window enclosing the stamp means against access through the space between the top counter and window, and veto signal means; the file station unit including a television monitor receiver, approval stamp means actuator means, and veto signal means actuator means; and circuitry connecting the television transmitter and receiver and the approval stamp and veto signal means and their actuator means.
Claim 14
Dependent Claim 160 words
Signature authorization and verification equipment including a teller station cabinet-housed television camera transmitter and control unit, and a file clerk station television terminal receiver and control unit; the teller station unit including a cabinet having a top counter, a horizontally disposed transparent document supporting window within the cabinet spaced below the top counter and provided with an upper document-supporting surface and an undersurface, vertically disposed television camera means within the cabinet directed toward and spaced below a window undersurface, illumination means within the cabinet below the window, approval stamp means within the cabinet above the window, protective means above said window enclosing the stamp means against access through the space between the top counter and window, and veto signal means; the file station unit including a television monitor receiver, approval stamp means actuator means, and veto signal means actuator means; and circuitry connecting the television transmitter and receiver and the approval stamp and veto signal means and their actuator means.
Claim 15
Dependent Claim 36 words
The construction defined in claim 11 in which the protective means includes shield members extending between the window and top counter forming a compartment within the cabinet open at the front for access to the window.
Claim 16
Dependent Claim 36 words
The construction defined in claim 11 in which the transparent window is mounted on a removable platform within the cabinet, and in which the approval stamp means and protective means are mounted on said removable platform.
Claim 17
Dependent Claim 21 words
The construction defined in claim 11 in which the stamp means and camera means each is adjustably mounted within the cabinet.
Claim 18
Dependent Claim 19 words
The construction defined in claim 11 in which lock means is provided for the approval stamp means actuator means.
Claim 19
Dependent Claim 16 words
The construction defined in claim 11 in which the file stAtion unit has audible signal means.
Claim 20
Dependent Claim 17 words
The construction defined in claim 11 in which the veto signal means includes an inaudible visual signal.
Claim 21
Dependent Claim 41 words
The construction defined in claim 11 in which the teller station unit includes a power switch for energizing the teller station unit connected circuitry, and in which the teller station unit is provided with a series of file station selector members.
Claim 22
Dependent Claim 159 words
The construction defined in claim 11 in which the file station unit includes a power switch for energizing its receiver, teller station identifying and connector device means, audible signal means, and lock means for the approval stamp means actuator means. 20 In signature authorization and verification equipment for use in closed-circuit television systems in banking institutions, a teller station cabinet-housed television camera transmitter and control unit including a cabinet having a horizontally disposed transparent window therein provided with an upper document-supporting surface and an undersurface, vertically disposed television camera means within the cabinet below said window directed toward and spaced from said window undersurface, window illumination means within the cabinet below said window, approval stamp means above said window adapted to stamp the top surface of an object supported face down on the window document-supporting surface and viewed by said camera means, and means located remotely with respect to said approval stamp means for actuating said approval stamp means.
Claim 23
Dependent Claim 31 words
The construction defined in claim 20 in which the unit includes veto signal means, and means located remotely with respect to said veto signal means for actuating said veto signal means.
Claim 24
Dependent Claim 57 words
The construction defined in claim 20 in which a plurality of remotely located file station television monitor receivers are provided in the closed-circuit television system, and in which a series of file station selector members are provided in the unit one for each file station monitor receiver selectively operable to connect the unit to a selected receiver.
Claim 25
Dependent Claim 79 words
The construction defined in claim 20 in which a plurality of remotely located file station television monitor receivers are provided in the closed-circuit television system, in which the unit includes a control device, and in which the control device includes power switch means for energizing the unit, veto signal means, and a series of file station selector members adapted to be actuated selectively to connect said camera transmitter with one of the plurality of remotely located television monitor receivers.

References Cited (Backward Citations)

US2122918A Cited
US2294809A Cited
US3194880A Cited

USPTO Annuity & Maintenance Windows

Annuity Stage Window Opens Payment Deadline Surcharge Period Until Estimated Fee Status
3.5 Years (Year 4) 1974-05-17 1974-11-16 1975-05-18 $2000.00 Window Closed / Lapsed
7.5 Years (Year 8) 1978-05-17 1978-11-16 1979-05-18 $3760.00 Window Closed / Lapsed
11.5 Years (Year 12) 1982-05-17 1982-11-16 1983-05-18 $7700.00 Window Closed / Lapsed

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