US3276791A
Expired / Lapsed
US
⏱️ 0.0 years remaining
Personal credit purchasing system
Assignee: Individual
•
Filing: 1964-03-04
•
Granted: 1966-10-04
•
Expires: 1984-03-04
Abstract
No abstract record available.
Inventors
- 👤 Plotkin Theodore
Bibliographic Details
Application Number
—
Jurisdiction
US
Data Source
google_patents
Last Synchronized
2026-10-29 10:30
CPC Classifications
B; B42; B42D; B42D25/00; B42D25/20; B42D25/29
Claims Analysis
Total Claims: 2
Claim 1
Independent Claim
158 words
A METHOD OF EXTENDING CREDIT BY A CREDIT SERVICE COMPANY TO A CUSTOMER FOR USE IN PURCHASING SERVICES AND GOODS FORM VENDORS, COMPRISING ESTABLISHING A CREDIT WITH THE CREDIT SERVICE COMPANY FOR THE CUSTOMER, ISSUING BY THE COMPANY TO THE CUSTOMER A PLURALITY OF DOUBLE ORDER INSTRUMENTS, EACH INSTRUMENT HAVING AS THE FIRST ORDER A GUARANTEED CHECK BLANK AND AS THE SECOND ORDER A BLANK ORDER TO THE DRAWEE TO CHARGE THE CUSTOMER''S ACCOUNT, COMPLETING THE SECOND ORDER BY THE CUSTOMER IN THE AMOUNT OF A PURCHASE, COMPLETING THE FIRST ORDER BY THE CUSTOMER TO THE BENEFIT OF THE VENDOR IN THE AMOUNT OF THE PURCHASE LESS A PERDETERMINED CREDIT SERVICE CHARGE, DEPOSITING THE INSTRUMENT IN NORMAL BANKING PROCEDURES BY THE VENDOR FOR IMMEDIATE CREDIT IN THE AMOUNT OF THE CHECK PRESENTING THE INSTRUMENT TO THE DRAWEE THEREOF FOR PAYMENT IN ACCORDANCE WITH SAID FIRST ORDER, AND CHARGING AGAINST THE CUSTOMER''S CREDIT THE AMOUNTED OF SAID SECOND ORDER.
Claim 2
Independent Claim
158 words
A METHOD OF EXTENDING CREDIT BY A CREDIT SERVICE COMPANY TO A CUSTOMER FOR USE IN PURCHASING SERVICES AND GOODS FORM VENDORS, COMPRISING ESTABLISHING A CREDIT WITH THE CREDIT SERVICE COMPANY FOR THE CUSTOMER, ISSUING BY THE COMPANY TO THE CUSTOMER A PLURALITY OF DOUBLE ORDER INSTRUMENTS, EACH INSTRUMENT HAVING AS THE FIRST ORDER A GUARANTEED CHECK BLANK AND AS THE SECOND ORDER A BLANK ORDER TO THE DRAWEE TO CHARGE THE CUSTOMER''S ACCOUNT, COMPLETING THE SECOND ORDER BY THE CUSTOMER IN THE AMOUNT OF A PURCHASE, COMPLETING THE FIRST ORDER BY THE CUSTOMER TO THE BENEFIT OF THE VENDOR IN THE AMOUNT OF THE PURCHASE LESS A PERDETERMINED CREDIT SERVICE CHARGE, DEPOSITING THE INSTRUMENT IN NORMAL BANKING PROCEDURES BY THE VENDOR FOR IMMEDIATE CREDIT IN THE AMOUNT OF THE CHECK PRESENTING THE INSTRUMENT TO THE DRAWEE THEREOF FOR PAYMENT IN ACCORDANCE WITH SAID FIRST ORDER, AND CHARGING AGAINST THE CUSTOMER''S CREDIT THE AMOUNTED OF SAID SECOND ORDER.
References Cited (Backward Citations)
USPTO Annuity & Maintenance Windows
| Annuity Stage | Window Opens | Payment Deadline | Surcharge Period Until | Estimated Fee | Status |
|---|---|---|---|---|---|
| 3.5 Years (Year 4) | 1969-10-03 | 1970-04-04 | 1970-10-04 | $2000.00 | Window Closed / Lapsed |
| 7.5 Years (Year 8) | 1973-10-03 | 1974-04-04 | 1974-10-04 | $3760.00 | Window Closed / Lapsed |
| 11.5 Years (Year 12) | 1977-10-03 | 1978-04-04 | 1978-10-04 | $7700.00 | Window Closed / Lapsed |