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US20020004757A1 Expired / Lapsed US ⏱️ 0.0 years remaining

System and method of planning a funeral

Assignee: Forethought Services LLC
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Filing: 2001-04-06
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Granted: —
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Expires: 2021-04-06
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Abstract

Abstract An apparatus, computer-implemented method and program product to arrange and fund a funeral or other memorial service. A program receives user input requesting information associated with funeral products, services and homes. The program associates the user input with a budgetary, profile, home locator, or step-based parameter. Each parameter logically links to an information field stored within the database. A central web server retrieves information associated with the parameter for inclusion within a funeral plan.

Inventors

  • 👤 Efrain Torres
  • 👤 Rachel Myers
  • 👤 Randall Salatin

Bibliographic Details

Application Number —
Jurisdiction US
Data Source google_patents
Last Synchronized 2026-11-09 10:36
CPC Classifications
G; G06; G06Q; G06Q30/00; G06Q30/02; G06Q10/00; G06Q10/06; G06Q10/063; G06Q10/0631; G06Q10/06311; G06Q10/0637; G06Q20/00; G06Q20/08; G06Q20/10; G06Q20/102; G06Q30/0283; G06Q30/06; G06Q30/0601; G06Q30/0621; G06Q30/0641; G06Q30/0643; G06Q50/00; G06Q50/10; G06Q50/18; G06Q50/188

Claims Analysis

Total Claims: 75
Claim 1
Independent Claim 124 words
1 . A computer-implemented method for creating an online funeral plan, the method comprising: receiving user input from a user to obtain requested pricing information on a product or service offered by a selected funeral service provider among a plurality of funeral service providers; retrieving the requested pricing information by accessing a database storing pricing information associated with a plurality of products and services offered by the plurality of funeral service providers, wherein each funeral service provider is associated with a distinct set of products and services from the to plurality of products and services, and wherein the database maintains pricing information for the set of products and services associated with each funeral service provider; and outputting the requested pricing information to the user.
Claim 2
Dependent Claim 124 words
1 . A computer-implemented method for creating an online funeral plan, the method comprising: receiving user input from a user to obtain requested pricing information on a product or service offered by a selected funeral service provider among a plurality of funeral service providers; retrieving the requested pricing information by accessing a database storing pricing information associated with a plurality of products and services offered by the plurality of funeral service providers, wherein each funeral service provider is associated with a distinct set of products and services from the to plurality of products and services, and wherein the database maintains pricing information for the set of products and services associated with each funeral service provider; and outputting the requested pricing information to the user.
Claim 3
Dependent Claim 28 words
2 . The method of claim 1 , further comprising selecting a funeral service provider from the plurality of funeral service providers in response to the user input.
Claim 4
Dependent Claim 33 words
3 . The method of claim 2 , further comprising selecting the funeral service provider based on criteria chosen from the group consisting of: location, services, products, capacity, pricing information, appearance and reputation.
Claim 5
Dependent Claim 30 words
4 . The method of claim 1 , further comprising receiving user input from the user to select a collection of products and services to include in the funeral plan.
Claim 6
Dependent Claim 76 words
5 . The method of claim 4 , wherein receiving user input from the user to select a collection of products and services to include in the funeral plan includes receiving user input associated with a budgetary parameter, the method further comprising suggesting a budget-based funeral plan from among a plurality of budget-based funeral plans based on the budgetary parameter, each budget-based funeral plan associated with a collection of goods and services meeting a budgetary criterion.
Claim 7
Dependent Claim 76 words
6 . The method of claim 4 , wherein receiving user input from the user to select a collection of products and services to include in the funeral plan includes receiving user input associated with a profile parameter, the method further comprising suggesting a profile-based funeral plan from among a plurality of profile-based funeral plans based on the profile parameter, each profile-based funeral plan associated with a collection of goods and services meeting a profile criterion.
Claim 8
Dependent Claim 78 words
7 . The method of claim 4 , wherein receiving user input from the user to select a collection of products and services to include in the funeral plan includes receiving user input associated with a step-based parameter, the method further comprising suggesting a tailored funeral plan from among a plurality of step-based funeral plans based on the step-based parameter, each step-based funeral plan associated with a collection of goods, services and educational data meeting a step-based criterion.
Claim 9
Dependent Claim 35 words
8 . The method of claim 1 , further comprising processing funding of the funeral plan using a payment method selected from the group consisting of: an electronic debit, credit card, insurance, or trust fund.
Claim 10
Dependent Claim 33 words
9 . The method of claim 1 , further comprising personalizing aspects of the funeral plan to reflect a religious, professional, personal, or ethnic desire of a deceased in response to user input.
Claim 11
Dependent Claim 29 words
10 . The method of claim 1 , further comprising storing contact information of a family member, friend or associate of the user for notification of a decedent's death.
Claim 12
Dependent Claim 18 words
11 . The method of claim 1 , further comprising electronically storing the funeral plan for later retrieval.
Claim 13
Dependent Claim 22 words
12 . The method of claim 1 , further comprising initiating the electronic display of the funeral plan on a web site.
Claim 14
Dependent Claim 19 words
13 . The method or claim 1 , further comprising modifying the funeral plan in response to user input.
Claim 15
Dependent Claim 43 words
14 . The method of claim 1 , further comprising directing user input to a web site, and communicating the pricing information for a products or service to the user via the web site, wherein the pricing information is retrieved from the database.
Claim 16
Dependent Claim 39 words
15 . The method of claim 1 , wherein the pricing of a product or service is guaranteed, the method further comprising initiating a display to the user of an electronic image or text representing terms of the guarantee.
Claim 17
Dependent Claim 25 words
16 . The method of claim 1 , further comprising initiating the display of an image representative of the product or service to a user.
Claim 18
Dependent Claim 23 words
17 . The method of claim 1 , further comprising scheduling a meeting with a death care professional in response to user input.
Claim 19
Dependent Claim 29 words
18 . The method of claim 17 , further comprising initiating the display of contact information to the user enabling personal or electronic communication with the death care professional.
Claim 20
Dependent Claim 21 words
19 . The method of claim 1 , further comprising retrieving an estimated cost from the database for a non-guaranteed item.
Claim 21
Dependent Claim 29 words
20 . The method of claim 19 , wherein the non-guaranteed item is selected from the group consisting of: a floral arrangement, musical performance, clergy, transportation and honorarium costs.
Claim 22
Dependent Claim 27 words
21 . The method of claim 19 , further comprising storing a currency value indicative of client funds that are budgeted to pay for the non-guaranteed item.
Claim 23
Dependent Claim 15 words
22 . The method of claim 1 , further comprising storing information related to donations.
Claim 24
Dependent Claim 24 words
23 . The method of claim 1 , further comprising initiating the display of a payment status of the funeral plan to the user.
Claim 25
Dependent Claim 26 words
24 . The method of claim 1 , wherein the pricing information includes bids from at least a subset of the plurality of funeral service providers.
Claim 26
Dependent Claim 40 words
25 . The method of claim 1 , further comprising relating an offer for the product or service from the user to at least a subset of the plurality of funeral service providers, wherein the offer includes a price range.
Claim 27
Dependent Claim 36 words
26 . The method of claim 1 , further comprising associating and recommending to the user a complementary item from the plurality of products and services in response to the user selecting the product or service.
Claim 28
Dependent Claim 26 words
27 . The method of claim 1 , further comprising initiating the display of educational information, counseling and Internet links related to the product or service.
Claim 29
Dependent Claim 26 words
28 . The method of claim 1 , further comprising verifying the availability of the product or service from among the plurality of funeral service providers.
Claim 30
Dependent Claim 24 words
29 . The method of claim 1 , further comprising encrypting user data and funeral plan information in conjunction with creating the funeral plan.
Claim 31
Dependent Claim 128 words
30 . An apparatus, comprising: a memory; a database resident in the memory, the database storing pricing information associated with a plurality of products and services offered by a plurality of funeral service providers, wherein each funeral service provider is associated with a distinct set of products and services from the plurality of products and services, wherein the database maintains pricing information for the set of products and services associated with each funeral service provider; and a program configured to receive user input from a user to obtain requested pricing information on a product or service offered by a selected funeral service provider among the plurality of funeral service providers, access the database to retrieve the requested pricing information, and output the requested pricing information to the user.
Claim 32
Dependent Claim 128 words
30 . An apparatus, comprising: a memory; a database resident in the memory, the database storing pricing information associated with a plurality of products and services offered by a plurality of funeral service providers, wherein each funeral service provider is associated with a distinct set of products and services from the plurality of products and services, wherein the database maintains pricing information for the set of products and services associated with each funeral service provider; and a program configured to receive user input from a user to obtain requested pricing information on a product or service offered by a selected funeral service provider among the plurality of funeral service providers, access the database to retrieve the requested pricing information, and output the requested pricing information to the user.
Claim 33
Dependent Claim 34 words
31 . The apparatus of claim 30 , wherein the program is configured to recommend a funeral service provider from the plurality of funeral service providers to the user in response to user input.
Claim 34
Dependent Claim 37 words
32 . The apparatus of claim 30 , wherein the program is configured to recommend the funeral service provider based on criteria chosen from the group consisting of: location, services, products, capacity, pricing information, appearance and reputation.
Claim 35
Dependent Claim 31 words
33 . The apparatus of claim 30 , wherein the program is configured to receive user input to select a collection of products and services to include in the funeral plan.
Claim 36
Dependent Claim 83 words
34 . The apparatus of claim 33 , wherein the program is configured to receive user input to select a collection of products and services to include in the funeral plan, wherein the program receives user input associated with a budgetary parameter, wherein the program is further configured to suggest a budget-based funeral plan from among a plurality of budget-based funeral plans based on the budgetary parameter, each budget-based funeral plan associated with a collection of goods and services meeting a budgetary criterion.
Claim 37
Dependent Claim 83 words
35 . The apparatus of claim 33 , wherein the program is configured to receive user input to select a collection of products and services to include in the funeral plan, wherein the program receives user input associated with a profile parameter, wherein the program is further configured to suggest a profile-based funeral plan from among a plurality of profile-based funeral plans based on the profile parameter, each profile-based funeral plan associated with a collection of goods and services meeting a profile criterion.
Claim 38
Dependent Claim 85 words
36 . The apparatus of claim 33 , wherein the program is configured to receive user input to select a collection of products and services to include in the funeral plan, wherein the program receives user input associated with a step-based parameter, wherein the program is further configured to suggest a step-based funeral plan from among a plurality of step-based funeral plans based on the step-based parameter, each step-based funeral plan associated with a collection of goods, services and educational data meeting a step-based criterion.
Claim 39
Dependent Claim 37 words
37 . The apparatus of claim 30 , wherein the program processes the funding of the funeral plan using a payment method selected from the group consisting of: an electronic debit, credit card, insurance, or trust fund.
Claim 40
Dependent Claim 37 words
38 . The apparatus of claim 30 , wherein the program is configured to personalize aspects of the funeral plan to reflect a religious, professional, personal, or ethnic desire of a deceased in response to user input.
Claim 41
Dependent Claim 33 words
39 . The apparatus of claim 30 , wherein the program is configured to store contact information for a family member, friend or associate of a user for notification of a decedent's death.
Claim 42
Dependent Claim 22 words
40 . The apparatus of claim 30 , wherein the program is configured to electronically store the funeral plan for later retrieval.
Claim 43
Dependent Claim 24 words
41 . The apparatus of claim 30 , wherein the program is configured to initiate the display of funeral plan on a web site.
Claim 44
Dependent Claim 23 words
42 . The apparatus of claim 30 , wherein the program is configured to modify the funeral plan in response to user input.
Claim 45
Dependent Claim 51 words
43 . The apparatus of claim 30 , wherein user input is directed to a web site, wherein retrieval of the product or service from the database is accomplished through the web site, wherein the program comprises a web server configured to interact with the user and interface with the database.
Claim 46
Dependent Claim 37 words
44 . The apparatus of claim 30 , wherein the pricing of the service or product is guaranteed, wherein the program is configured to initiate the display of an image or text representing terms of the guarantee.
Claim 47
Dependent Claim 27 words
45 . The apparatus of claim 30 , wherein the program is configured to initiate a display of an electronic image representative of the product or service.
Claim 48
Dependent Claim 27 words
46 . The apparatus of claim 30 , wherein the program is configured to schedule a meeting with a death care professional in response to user input.
Claim 49
Dependent Claim 35 words
47 . The apparatus of claim 46 , wherein the program is configured to initiate the display of contact information that enables the user to communicate personally or electronically with a funeral service provider representative.
Claim 50
Dependent Claim 25 words
48 . The apparatus of claim 30 , wherein the program is configured to retrieve an estimated cost for a non-guaranteed item from the database.
Claim 51
Dependent Claim 45 words
49 . The apparatus of claim 48 , wherein the program is configured to retrieve an estimated cost from the database for a non-guaranteed item, wherein the non-guaranteed item is selected from the group consisting of: floral arrangement, musical performance, clergy, transportation and honorarium costs.
Claim 52
Dependent Claim 27 words
50 . The apparatus of claim 48 , wherein the program is configured to store a currency value indicative of client funds budgeted for the non-guaranteed item.
Claim 53
Dependent Claim 17 words
51 . The apparatus of claim 30 , wherein the program is configured to store donation information.
Claim 54
Dependent Claim 23 words
52 . The apparatus of claim 30 , wherein the program is configured to initiate a payment status display for the funeral plan.
Claim 55
Dependent Claim 26 words
53 . The apparatus of claim 30 , wherein the pricing information includes bids from at least a subset of the plurality of funeral service providers.
Claim 56
Dependent Claim 44 words
54 . The apparatus of claim 30 , wherein the program is configured to relate an offer for the product or service from the user to at least a subset of the plurality of funeral service providers, wherein the offer includes a price range.
Claim 57
Dependent Claim 34 words
55 . The apparatus of claim 30 , wherein the program associates and recommends a complementary item from the plurality of products and services in response to a user selecting the product or service.
Claim 58
Dependent Claim 31 words
56 . The apparatus of claim 30 , wherein the program is configured to provide to the user educational information, counseling and an Internet link relating to the product or service.
Claim 59
Dependent Claim 21 words
57 . The apparatus of claim 30 , wherein the program is configured to verify availability of the product or service.
Claim 60
Dependent Claim 28 words
58 . The apparatus of claim 30 , wherein the program is configured to encrypt user data and funeral plan information in conjunction with creating a funeral plan.
Claim 61
Dependent Claim 127 words
59 . A program product, comprising: a program configured to receive user input from a user to obtain requested pricing information on a product or service offered by a selected funeral service provider among a plurality of funeral service providers; retrieve the requested pricing information by accessing a database storing pricing information associated with a plurality of products and services offered by the plurality of funeral service providers, wherein each funeral service provider is associated with a distinct set of products and services from the plurality of products and services, and wherein the database maintains pricing information for the set of products and services associated with each funeral service provider; and output the requested pricing information to the user; and a signal bearing medium bearing the program.
Claim 62
Dependent Claim 127 words
59 . A program product, comprising: a program configured to receive user input from a user to obtain requested pricing information on a product or service offered by a selected funeral service provider among a plurality of funeral service providers; retrieve the requested pricing information by accessing a database storing pricing information associated with a plurality of products and services offered by the plurality of funeral service providers, wherein each funeral service provider is associated with a distinct set of products and services from the plurality of products and services, and wherein the database maintains pricing information for the set of products and services associated with each funeral service provider; and output the requested pricing information to the user; and a signal bearing medium bearing the program.
Claim 63
Dependent Claim 18 words
60 . The program product of claim 59 , wherein the signal bearing medium includes a recordable medium.
Claim 64
Dependent Claim 39 words
61 . The program product of claim 60 , wherein the recordable medium is selected from among the group comprising a volatile memory device, a non-volatile memory device, a removable disk, a hard disk drive and an optical disk.
Claim 65
Dependent Claim 21 words
62 . The program product of claim 60 , wherein the recordable medium resides on a hardware system of the user.
Claim 66
Dependent Claim 19 words
63 . The program product of claim 59 , wherein the signal bearing medium includes a transmission type medium.
Claim 67
Dependent Claim 26 words
64 . The program product of claim 63 , wherein the transmission type medium is selected from among the group comprising web-based, digital and analog links.
Claim 68
Dependent Claim 75 words
65 . A computer-implemented method for creating an online funeral plan, the method comprising: interacting with a user via a selected funeral service provider web site among a plurality of funeral service provider web sites; forwarding user input from a selected funeral service provider web site to a central database associated with the plurality of funeral service provider web sites to retrieve product and/or service information associated with a product or service from the database.
Claim 69
Dependent Claim 75 words
65 . A computer-implemented method for creating an online funeral plan, the method comprising: interacting with a user via a selected funeral service provider web site among a plurality of funeral service provider web sites; forwarding user input from a selected funeral service provider web site to a central database associated with the plurality of funeral service provider web sites to retrieve product and/or service information associated with a product or service from the database.
Claim 70
Dependent Claim 63 words
66 . The method of claim 65 , further comprising allowing retrieval of product and/or service information from the database in response to interaction with a user via the selected funeral service provider web site to only a subset of the database that corresponds to products and services offered by a funeral service provider associated with the selected funeral service provider web site.
Claim 71
Dependent Claim 102 words
67 . An apparatus for creating an online funeral plan, comprising: a program configured to interface with a plurality of funeral service provider web sites; and a central database coupled to the program and configured to store information associated with a plurality of products and services; wherein the program is configured to forward user input from a selected funeral service provider web site from the plurality of funeral service provider web sites to the central database to retrieve information associated with a product or service from the database in response to user input directed to the selected funeral service provider web site.
Claim 72
Dependent Claim 102 words
67 . An apparatus for creating an online funeral plan, comprising: a program configured to interface with a plurality of funeral service provider web sites; and a central database coupled to the program and configured to store information associated with a plurality of products and services; wherein the program is configured to forward user input from a selected funeral service provider web site from the plurality of funeral service provider web sites to the central database to retrieve information associated with a product or service from the database in response to user input directed to the selected funeral service provider web site.
Claim 73
Dependent Claim 64 words
68 . The apparatus of claim 67 , wherein the program is configured to allow retrieval of information from the database in response to interaction with a user via the selected funeral service provider web site to only a subset of the database that corresponds to products and services offered by a funeral service provider associated with the selected funeral service provider web site.
Claim 74
Dependent Claim 74 words
69 . A computer-implemented method for creating an online funeral plan that adheres to a theme, the method comprising: selecting a thematic grouping among a plurality of thematic groupings from a database based upon theme-related input received from a user, wherein each thematic grouping comprises a collection of a product and/or services related to a distinct theme; and outputting information for a product or service associated with the selected thematic grouping to the user.
Claim 75
Dependent Claim 74 words
69 . A computer-implemented method for creating an online funeral plan that adheres to a theme, the method comprising: selecting a thematic grouping among a plurality of thematic groupings from a database based upon theme-related input received from a user, wherein each thematic grouping comprises a collection of a product and/or services related to a distinct theme; and outputting information for a product or service associated with the selected thematic grouping to the user.

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