EP0895173A2
Expired / Lapsed
EP
⏱️ 0.0 years remaining
Computer system for delivery of financial services
Assignee: Fujitsu Services Ltd
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Filing: 1998-06-25
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Granted: —
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Expires: 2018-06-25
Abstract
Abstract A computer system is provided for delivery of financial services, such as banking, general insurance, life assurance, pensions and investments, loans and mortgages, and financial planning and advisory services. The system comprises a number of user computers connected to a plurality of server computers by way of a network, such as the Internet. The system creates at least one mobile agent which obtains details of a user's requirements, obtains financial information from the server computers on behalf of the user in the light of the user's requirements, and then transports itself to the user's computer to deliver the financial information to the user.
Inventors
- 👤 Terence David Cullen
- 👤 James Patrick Neill
Bibliographic Details
Application Number
—
Jurisdiction
EP
Data Source
google_patents
Last Synchronized
2026-11-09 16:08
CPC Classifications
G; G06; G06Q; G06Q40/00; G06Q40/02; G06Q40/04; G06Q40/06; G06Q40/08
Claims Analysis
Total Claims: 10
Claim 1
Independent Claim
99 words
A computer system for delivery of financial services, the
system comprising a plurality of user computers connected to a
plurality of server computers by way of a network, and at least
one mobile agent, said mobile agent comprising: (a) means for obtaining details of a user's requirements and for
obtaining financial information from the server computers on
behalf of the user in the light of the user's requirements; and (b) means for transporting said mobile agent over the network to
the user computer of that user, and for delivering the financial
information to the user at the user computer.
Claim 2
Dependent Claim
45 words
A computer system according to Claim 1 wherein said server
computers comprise means for storing information regarding
policies offered by a number of insurance companies, and wherein
the mobile agent comprises means for obtaining insurance
quotations on behalf of the user from the server computers.
Claim 3
Dependent Claim
26 words
A computer system according to Claim 2 wherein the mobile
agent comprises means for presenting the user with the lowest
cost insurance quotation it has found.
Claim 4
Dependent Claim
33 words
A computer system according to Claim 2 wherein the mobile
agent comprises means for presenting the user with the most
suitable insurance quotation it has found, in the light of the
user's requirements.
Claim 5
Dependent Claim
51 words
A computer system according to any preceding claim wherein
the server computers comprise means for holding information
regarding policies offered by a number of pension providers and
pension service companies, and wherein the mobile agent comprises
means for obtaining pension plan information on behalf of the
user from the server computers.
Claim 6
Dependent Claim
35 words
A computer system according to Claim 5 wherein the mobile
agent comprises means for presenting the user with a selection of
the best personal pension plans appropriate to the user's
selection criteria, preferences and attitudes.
Claim 7
Dependent Claim
33 words
A computer system according to Claim 6 wherein the mobile
agent comprises means for presenting the user with the most
suitable pension plans it has found, in the light of the user's
requirements.
Claim 8
Dependent Claim
33 words
A computer system according to any preceding claim including
an intermediary server computer comprising means for running a
holding pen agent for creating mobile agents when requested to do
so by other agents.
Claim 9
Dependent Claim
74 words
A computer system according to Claim 8 wherein the holding
pen agent comprises means for creating a preferences agent in
response to a request by another agent, and wherein the
preferences agent comprises means for transporting itself to a
user computer, performing an interaction with the user to obtain
details of the user's preferences and requirements, and then
transporting itself back to the intermediary server computer to
communicate these details to the other agent.
Claim 10
Dependent Claim
30 words
A computer system according to any preceding claim wherein
said agents comprise means for negotiating with each other over
the terms for provision of the financial services to the user.
References Cited (Backward Citations)
No citation records indexed.
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