EP0840244A1
Expired / Lapsed
EP
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A system for electronically developing and processing a legal document
Assignee: International Business Machines Corp
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Filing: 1997-10-01
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Granted: —
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Expires: 2017-10-01
Abstract
Abstract In an exemplary embodiment, a customer, an automobile dealership, a participating financial institution, and a credit bureau may be electronically connected in a system that preferably uses the internet in order to develop and process a legal document comprising a credit application. The system thereby eliminates a paper-based process of credit approval, providing an efficient interaction between businesses and their customer.
Inventors
- 👤 William Edward Bennett
- 👤 Lauretta Jones
- 👤 Stephen Eric Levy
- 👤 Douglas Charles Lovell
- 👤 Neil Lustig
- 👤 Paul Michael Matchen
- 👤 Richard Dean Thompson
- 👤 Stephen Joy Boies
Bibliographic Details
Application Number
—
Jurisdiction
EP
Data Source
google_patents
Last Synchronized
2026-11-03 17:18
CPC Classifications
G; G06; G06Q; G06Q50/00; G06Q50/10; G06Q50/18; G06Q10/00; G06Q10/10; G06Q30/00; G06Q30/06; G06Q40/00; G06Q40/02
Claims Analysis
Total Claims: 10
Claim 1
Independent Claim
89 words
A system for electronically developing and processing a legal document,
the system comprising: 1) at least one local computer workstation (14), wherein at least one
such local workstation can electronically capture information input by a first
party for developing the legal document; and 2) at least one remote financial institution (16) comprising a second
party to the legal document and having a computer connectable to the local
computer workstation for electronically further developing the legal
document for contemplated execution of the legal document by said first and
second parties.
Claim 2
Dependent Claim
37 words
A system as claimed in claim 1 also including at least one remote
information bureau computer (18), wherein at least one such information
computer is connectable to the local workstation for electronically further
developing the legal document.
Claim 3
Dependent Claim
29 words
A system according to claim 1 or 2, wherein at least one of the local
workstations (14) comprises a display means for ascertaining a content of
the legal document.
Claim 4
Dependent Claim
24 words
A system according to claim 1, or 2, wherein at least one of the local
workstations (14) comprises means for printing the legal document.
Claim 5
Dependent Claim
32 words
A system according to claim 1 or 2 wherein at least one of the local
workstations (14) comprises a touch-screen interface (20) wherein the input
information is verified as it is entered.
Claim 6
Dependent Claim
47 words
A system according to claim 1 or 2, wherein at least one of the local
workstations (14) comprises means for recognizing a qualitative extent of
developing a legal document and transmitting it to an information bureau
(18) or a financial institution (16) based on the qualitative extent.
Claim 7
Dependent Claim
54 words
A system according to claim 1 or 2 , wherein at least one of the local
workstations (14) comprises an interface device selected from the group
consisting of a mouse, a keyboard, a touch-screen, a signature pen, a
trackball, and a tablet and wherein any or all of the devices may be active
simultaneously.
Claim 8
Dependent Claim
28 words
A system according to claim 1 or 2, wherein at least one of the local
workstations (14) comprises means to dynamically affect the content of the
legal document.
Claim 9
Dependent Claim
30 words
A system according to claim 1 or 2, further comprising a server wherein
each local workstation (14) and the server comprises means for acting as a
store and forward node.
Claim 10
Dependent Claim
28 words
A system according to claim 1 or 2, wherein a local workstation (14),
an information bureau (18) and a financial institution (16) are connected
through the internet (12).
References Cited (Backward Citations)
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