EP0834843A2
Expired / Lapsed
EP
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An electronic cashless system
Assignee: Fujitsu Ltd
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Filing: 1990-09-06
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Granted: —
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Expires: 2010-09-06
Abstract
Abstract The commercial transaction terminal device (POS TERMAINAL DEVICE 4) is for use with a cashless medium (1) having a memory means for storing amount information and an operation means for taking over an externally supplied transaction amount from said amount information and storing the result in said memory means (11), wherein said amount information corresponds to a cash (money) amount which is held by the owner of the cashless medium. The terminal device comprises a tallying file means (53) for storing a commercial transaction amount, and an exchange means (41) operable to notify the cashless medium (1) of the commercial transaction amount supplied from a cash register (51), and to store the commercial transaction amount in said tallying file means (53) when said result is obtained by subtracting said commercial transaction amount from the balance stored in the cashless medium (1). For settling the commercial transaction, the data in the tallying file (53) is sent to a center device (3) of a bank.
Inventors
- 👤 Shoji Hayashida
Bibliographic Details
Application Number
—
Jurisdiction
EP
Data Source
google_patents
Last Synchronized
2026-10-29 18:53
CPC Classifications
G; G06; G06Q; G06Q20/00; G06Q20/04; G06F; G06F17/00; G06Q20/22; G06Q20/26; G06Q20/30; G06Q20/32; G06Q20/322; G06Q20/3221; G06Q20/34; G06Q20/349; G06Q20/354; G06Q20/355; G06Q20/38; G06Q20/40; G06Q20/403; G06Q20/4037; G07; G07F; G07F19/00; G07F19/20; G07F19/202
Claims Analysis
Total Claims: 20
Claim 1
Independent Claim
137 words
A commercial transaction terminal device (4)
for use with a cashless medium (1) having a memory
means for storing amount information and an operation
means for taking over an externally supplied
transaction amount from said amount information and
storing the result in said memory means (11), wherein
said amount information corresponds to a cash (money)
amount which is held by the owner of the cashless
medium; the terminal device comprising:- a tallying file means (53) for storing a
commercial transaction amount, and an exchange means (41) operable to notify the
cashless medium (1) of the commercial transaction
amount supplied from a cash register (51), and to store
the commercial transaction amount in said tallying file
means (53) when said result is obtained by subtracting
said commercial transaction amount from the balance
stored in the cashless medium (1).
Claim 2
Dependent Claim
35 words
The commercial transaction terminal device
(4) according to claim 1, wherein the tallying file
(53) is operable to store the commercial transaction
amount in the cashless medium (1) with which the
commercial transaction is made.
Claim 3
Dependent Claim
38 words
The commercial transaction terminal device
(4) according to claim 2, wherein the tallying file
(53) is operable to send data in said tallying file
(53) to the center device (3) of a bank for settling
the commercial transaction.
Claim 4
Dependent Claim
26 words
The commercial transaction terminal device
(4) according to claim 3, wherein a separate said
tallying file (53) is provided for each of a plurality
of banks.
Claim 5
Dependent Claim
30 words
The commercial transaction terminal device
(4) according to claim 3 or 4, wherein said tallying
file (53) is connected to the or each center device (3)
on an off-line basis.
Claim 6
Dependent Claim
85 words
An automatic transaction terminal device
connectable to a cash register carrying out a
commercial transaction in an electronic cashless system
by recording a commercial transaction amount onto a
cashless card and recording said amount into a tallying
file within said terminal device, the commercial
transaction occurring without using an account number
identifying an owner of the cashless card, which
comprises: a transactional interface receiving an electronic
cashless card wherein said commercial transaction
occurs without the electronic cashless card being
required to communicate the owner's identity.
Claim 7
Dependent Claim
42 words
A transaction terminal, comprising: storage storing a transaction amount; and a transaction unit connected to said storage and
performing a transaction for the transaction amount
with an electronic cashless medium without exchanging
an identity of an owner of the electronic cashless
medium.
Claim 8
Dependent Claim
53 words
A transaction terminal, comprising: a transaction recording unit recording a
transaction amount of money; and a transaction exchange unit coupled to said
recording unit and interacting with an electronic
cashless medium to exchange the transaction amount with
the electronic cashless medium without exchanging an
identity of an owner of the electronic cashless medium.
Claim 9
Dependent Claim
81 words
A point of sale device, comprising: a cash register device producing a transaction
amount of money; and a terminal device connected to said register
device to receive the transaction amount, said terminal
device including an interface couplable to an
electronic cashless medium comprising a processor
connected to a memory storing a balance amount of
money, said terminal device interacting with said
processor to change the balance amount responsive to
the transaction amount without identifying an owner of
the electronic cashless medium.
Claim 10
Dependent Claim
33 words
A terminal as recited in claim 7, further
comprising balance means for determining a balance
remaining for the cashless medium responsive to the
transaction and writing the balance remaining into the
cashless medium.
Claim 11
Dependent Claim
19 words
A terminal as recited in claim 7, further
comprising means for communicating the transaction
amount to a clearance center.
Claim 12
Dependent Claim
38 words
A terminal as recited in claim 7, further
comprising: a cash register determining the transaction
amount; exchange means for exchanging the transaction
amount with the cashless medium; and tally means for accumulating transaction amounts
of several cashless media.
Claim 13
Dependent Claim
19 words
A terminal as recited in claim 12, wherein
said tally means stores separate accumulated
transaction amounts for respective banks.
Claim 14
Dependent Claim
28 words
A terminal as recited in claim 12, further
comprising update means for updating the accumulated
transaction amount responsive to approval of the
transaction by the cashless medium holder.
Claim 15
Dependent Claim
18 words
A terminal as recited in claim 12, further
comprising means for storing accumulated transaction
amounts for plural banks.
Claim 16
Dependent Claim
24 words
A terminal as recited in claim 12, further
comprising means for communicating the accumulated
transaction amounts of said tallying means to a
clearance center.
Claim 17
Dependent Claim
37 words
A terminal as recited in claim 7, wherein a
holder of the cashless medium confirms ownership of the
cashless medium without interacting with said terminal
and said terminal interacts with the cashless medium
when ownership is confirmed.
Claim 18
Dependent Claim
47 words
A terminal as recited in claim 7, wherein the
cashless medium provides a bank identifier for the
transaction and said terminal further comprising means
for storing the bank identifier in association with the
transaction amount and communicating the identifier
with the transaction amount to a clearance center.
Claim 19
Dependent Claim
44 words
A terminal as recited in claim 7, wherein the
cashless medium indicates whether a balance of the
cashless medium is greater than the transaction amount
and said terminal further comprising means for updating
a tally file with the transaction amount responsive to
the indication.
Claim 20
Dependent Claim
53 words
A terminal as recited in claim 7, further
comprising: input means for inputting a money value equal to
the transaction amount; subtracting means for subtracting the transaction
amount from the cashless medium; and means for transmitting the transaction amount
balance to a center device for updating a non-settled
fund with the transaction amount.
References Cited (Backward Citations)
No citation records indexed.
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