EP0406841A1
Expired / Lapsed
EP
⏱️ 0.0 years remaining
A system for issuing and accounting prepaid card
Assignee: INTERNATIONAL CARD SYSTEM Inc
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Filing: 1990-07-04
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Granted: —
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Expires: 2010-07-04
Abstract
Abstract A system for issuing and accounting prepaid cards has a central unit (2) having accessible data base (1) stored personal account data, a group of card-issuing units (3) for issuing prepaid cards (4) with values with which goods and services can be purchased up to maximum sums based on personal account data, and a group of accounting units (6) for inputting the maximum allowable sum of the prepaid card (4) and the sum of goods and services really purchased, for renewing the maximum allowable sums based upon the differences between the sums of purchasing and the maximum sum, and for printing the renewed maximum allowable sums on the prepaid cards (4). Thereby, the system can issue the prepaid cards (4) and account without the need of transferring the cash. Furthermore, the system can indicate the data of lately renewed balance visually and in time series, and enables the customer to make sure the details.
Inventors
- 👤 Kei Nonaka
- 👤 Takashi Ishida
- 👤 Hitoshi Yoshida
- 👤 Kazuhiro Yoda
- 👤 Hiroyuki Onda
- 👤 Yoshio Arai
- 👤 Yutaka Fukase
Bibliographic Details
Application Number
—
Jurisdiction
EP
Data Source
google_patents
Last Synchronized
2026-10-26 08:38
CPC Classifications
G; G06; G06Q; G06Q20/00; G06Q20/38; G06Q20/40; G06Q20/403; G06Q20/04; G06Q20/06; G06Q20/30; G06Q20/34; G06Q20/343; G06Q20/3433; G06Q20/3437; G07; G07F; G07F17/00; G07F17/42; G07F7/00; G07F7/02; G07F7/08
Claims Analysis
Total Claims: 10
Claim 1
Independent Claim
109 words
A system for issuing and accounting prepaid cards comprising: a central unit having accessible data base in which personal account data are accumulated; card-issuing means having a terminal connected to said data base through a communication circuit and for issuing said prepaid card with values with which goods and services can be purchased up to maximum allowable sum based on said personal account data accessed via said terminal; and accounting means for renewing said maximum allowable sum based upon the differences between sums of goods and services really purchased and said maximum allowable sum of said prepaid card and for recording renewed maximum allowable sum in said prepaid card.
Claim 2
Independent Claim
109 words
A system for issuing and accounting prepaid cards comprising: a central unit having accessible data base in which personal account data are accumulated; card-issuing means having a terminal connected to said data base through a communication circuit and for issuing said prepaid card with values with which goods and services can be purchased up to maximum allowable sum based on said personal account data accessed via said terminal; and accounting means for renewing said maximum allowable sum based upon the differences between sums of goods and services really purchased and said maximum allowable sum of said prepaid card and for recording renewed maximum allowable sum in said prepaid card.
Claim 3
Dependent Claim
18 words
A system according to claim 1; wherein said prepaid card comprises a base sheet and a thermosensible layer.
Claim 4
Dependent Claim
32 words
A system according to claim 2; wherein said card-issuing means includes a thermal printing unit for recording data of an issue date and an initial maximum allowable sum in said prepaid card.
Claim 5
Dependent Claim
41 words
A system according to claim 3; wherein said accounting means includes an optical sensor for reading said maximum allowable sum printed on said prepaid card and a thermal printing unit for recording said renewed maximum allowable sun in said prepaid card.
Claim 6
Dependent Claim
31 words
A system according to claim 1; wherein said card-issuing means includes recording means for recording marks in said prepaid card to identifing a nominal person of said personal account data accessed.
Claim 7
Dependent Claim
18 words
A system according to claim 5; wherein said mark comprises an image of face of said nominal person.
Claim 8
Dependent Claim
57 words
A system according to claim 1; wherein said card-issuing means includes cash card processing means for inputting data of deposited cash card, for accessing said personal account data based on said data of deposited cash card, for inputting a private identification number assigned to customer and for checking said private identification number with said personal account data.
Claim 9
Dependent Claim
17 words
A system according to claim 1; wherein said accounting means includes inputting means for inputting purchase price.
Claim 10
Dependent Claim
35 words
A system according to claim 1; wherein said accounting means connects to said central unit through a communication circuit, whereby said system effects a settlement related to said sums of goods and services purchased on-line.
References Cited (Backward Citations)
US4629874A
Cited
US4795892A
Cited
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