EP0162221A2
Expired / Lapsed
EP
⏱️ 0.0 years remaining
Financial transaction processing system using on IC card
Assignee: OFFERTA DI LICENZA AL PUBBLICO;AL PUBBLICO
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Filing: 1985-03-18
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Granted: —
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Expires: 2005-03-18
Abstract
Abstract An IC card comprises a read only memory (ROM) (3) in which fixed data necessary for financial transaction processing, such as bank number and a transaction processing program, are stored, a random access memory (RAM) (4) for storing data necessary for transaction processing, such as a kind of transactions and a transaction amount, a central processing unit (CPU) (2) for processing transaction data in accordance with the transaction processing program a keyboard (6) for entering data into the RAM (4), and-a display (5) for displaying the entered data. A customer enters necessary transaction processing data by operation of the keyboard (6), prior to transaction processing. Correspondingly, the CPU (2) makes the RAM (4) store the entered transaction data in a predetermined storage area in response to the kinds of transactions. When the IC card is inserted into the terminal at the time of transaction, an IC card reader (15) of the terminal reads out the contents in the ROM (3) and RAM (4) and a controlling position (22) performs any of transactions such as payment, deposit and transfer in accordance with the transaction data in the RAM (4).
Inventors
- 👤 Shinya Omron Tateisi Electronics Co. Yoshida
- 👤 Masanori Omron Tateisi Electronics Co. Nagata
Bibliographic Details
Application Number
—
Jurisdiction
EP
Data Source
google_patents
Last Synchronized
2026-11-01 06:06
CPC Classifications
G; G07; G07F; G07F7/00; G07F7/08; G07F7/10; G07F7/1008; G06; G06K; G06K19/00; G06K19/06; G06K19/067; G06K19/07; G06Q; G06Q20/00; G06Q20/30; G06Q20/34; G06Q20/341; G06Q20/3415
Claims Analysis
Total Claims: 17
Claim 1
Independent Claim
78 words
An integrated circuit card comprising: first storing means (4) for storing data necessary for financial transaction processing; second storing means (3) containing program of processing procedures for performing said financial transaction; data entering means (6) for entering data necessary for said financial transaction into said first storing means; data displying means (5) for displaying said entered data; and data processing means (2) for processing said entered data in accordance with said program stored in said second storing means.
Claim 2
Dependent Claim
78 words
An integrated circuit card comprising: first storing means (4) for storing data necessary for financial transaction processing; second storing means (3) containing program of processing procedures for performing said financial transaction; data entering means (6) for entering data necessary for said financial transaction into said first storing means; data displying means (5) for displaying said entered data; and data processing means (2) for processing said entered data in accordance with said program stored in said second storing means.
Claim 3
Dependent Claim
28 words
An integrated circuit card in accordance with claim 1, wherein said program includes a program of processing procedures for storing the data necessary for said financial transaction processing.
Claim 4
Dependent Claim
29 words
An integrated circuit card in accordance with claim 1 or 2, wherein said data necessary for the financial transaction processing includes a secret number and an amount of payment.
Claim 5
Dependent Claim
25 words
An integrated circuit card in accordance with claim 1 or 2, wherein said data necessary for the financial transaction processing includes an amount of deposit.
Claim 6
Dependent Claim
42 words
An integrated circuit card in accordance with claim 1 or 2, wherein said data necessary for the financial transaction processing includes a secret number, information of bank to be transferred, a bank account number to be transferred, an amount of a transfer.
Claim 7
Dependent Claim
29 words
An integrated circuit card in accordance with claim 1 or 2, wherein said data necessary for the financial transaction processing includes a transaction number designating a kind of transaction.
Claim 8
Dependent Claim
134 words
A financial transaction processing system comprising: an integrated circuit card for use in financial transaction processing, including first storing means for (4) storing data necessary for the financial transaction processing; second storing means (3) containing a program of processing procedures for performing the financial transaction; data entering means (6) for entering said data necessary for financial transaction processing into said first storing means; data display means (5) for displying said entered data; and data processing means (2) for processing said entered data in accordance with said program stored in said second storing means; and terminal means for communicating.with said integrated circuit card, including data reading means (15) for reading out the data stored in said first storing means; and transaction processing means (22) for performing said financial transaction in accordance with said read data.
Claim 9
Dependent Claim
134 words
A financial transaction processing system comprising: an integrated circuit card for use in financial transaction processing, including first storing means for (4) storing data necessary for the financial transaction processing; second storing means (3) containing a program of processing procedures for performing the financial transaction; data entering means (6) for entering said data necessary for financial transaction processing into said first storing means; data display means (5) for displying said entered data; and data processing means (2) for processing said entered data in accordance with said program stored in said second storing means; and terminal means for communicating.with said integrated circuit card, including data reading means (15) for reading out the data stored in said first storing means; and transaction processing means (22) for performing said financial transaction in accordance with said read data.
Claim 10
Dependent Claim
35 words
A financial transaction processing system in accordance with claim 7, wherein said program contained in said second storing means (3) includes a program of processing procedure for storing the data necessary for financial transaction processing.
Claim 11
Dependent Claim
29 words
A financial transaction processing system in accordance with claim 7 or 8, wherein said data necessary for financial transaction processing includes a secret number and an amount of payment.
Claim 12
Dependent Claim
25 words
A financial transaction processing system in accordance with claim 7 or 8, wherein said data necessary for financial transaction processing includes an amount of deposit.
Claim 13
Dependent Claim
43 words
A financial transaction processing system in accordance with claim 7 or 8, wherein said data necessary for financial transaction processing includes a secret number, information of bank to be transferred, a bank account number to be transferred, and an amount of a transfer.
Claim 14
Dependent Claim
29 words
A financial transaction processing system in accordance with claim 7 or 8, wherein said data necessary for financial transaction processing includes a transaction number designating a kind of transaction.
Claim 15
Dependent Claim
59 words
A financial transaction processing system in accordance with claim 7, wherein said terminal means includes transaction termination detecting means for detecting termination of said transaction processing, and data erasing means (step S70 and step S71) responsive to the output of said transaction termination detecting means for erasing a portion of the data stored in said first storing means (4).
Claim 16
Dependent Claim
18 words
A financial transaction processing system in accordance with claim 13, wherein said erased data includes a secret number.
Claim 17
Dependent Claim
123 words
A financial transaction processing system in accordance with claim 7, wherein said integrated circuit card includes third storing means (step S73) for storing an effective time period of the data necessary for financial transaction processing, the data of the effective time period being entered by said data entering means (6), said terminal means includes effective time period reading means for reading said effective time period stored in said third storing means, and effective time period detecting means (step S74) for detecting that the time when transaction is now being performed is within said effective time period, said data reading means being responsive to the output of said effective time period detecting means for reading the data stored in said first storing means (4).
References Cited (Backward Citations)
No citation records indexed.
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